248.2
RevenueSR M
212.6
225.8
239.5
258.0
281.8
297.0
320.7
337.4
361.0
382.5
266.6
6.30%
6.76%
28
4.51
Revenue growth%
3.56
4.39
4.89
3.00
5.00
4.75
6.59
4.97
4.74
2.58
28.71
4.75
4.75
89
13.82
Combined R.%
79.57
78.41
80.50
80.85
79.82
80.80
80.04
79.87
80.49
78.76
28.78
80.04
79.96
95
6.15
Operating margin%
10.33
7.41
6.11
4.56
2.57
0.65
2.69
4.52
5.17
7.73
21.32
4.52
4.87
64
4.56
Net margin%
9.78
11.20
11.78
14.39
13.05
13.33
14.19
13.60
11.39
10.99
6.67
13.33
12.42
20
27.31
P/E ratio (avg)x
39.42
43.22
41.84
41.31
44.03
46.44
46.63
49.38
54.16
61.05
15.69
49.38
45.23
51
21.32
P/TBVx
17.09
18.20
16.01
15.97
15.35
15.77
14.46
13.05
12.23
12.55
32.45
13.05
15.56
48
25.31
P/Bx
45.48
52.20
60.16
62.16
66.78
73.82
78.61
88.32
89.95
99.07
14.24
88.32
70.30
60
22.25
Prem. grth%
21.37
21.31
18.58
19.65
17.19
19.99
19.39
18.65
21.26
20.35
6.44
19.99
19.82
51
20.78
Invest. yld%
17.09
17.33
16.83
19.59
18.43
20.17
20.21
22.85
21.13
24.02
24.91
21.13
19.88
91
5.80
BVPS grth%
27.92
25.21
22.68
21.78
24.64
25.85
26.06
23.23
21.80
18.93
8.47
23.23
23.93
73
25.58
Return on equity%
0.40
0.40
1.40
2.58
4.42
7.36
8.42
7.71
7.84
9.42
20.29
7.84
5.89
81
8.03
Return on assets%
11.42
12.33
12.56
13.51
14.45
14.28
12.71
10.38
8.59
6.56
29.89
10.38
12.45
34
3.84
EPSSR
1.07
1.20
1.32
1.53
1.57
1.68
1.79
1.73
1.93
1.92
4.14
4.17%
6.40%
—
2.13
EPS growth%
25.68
26.79
25.74
26.58
24.11
22.19
24.39
24.37
21.92
20.30
26.42
22.19
24.38
75
1.10
Bookvalue per shSR
2.52
2.41
2.25
2.16
2.17
2.17
2.40
2.45
2.38
2.17
2.00
(0.08%)
(1.93%)
—
3.52
TBV/shSR
2.69
2.92
3.13
3.44
3.69
3.57
3.47
3.86
3.89
4.31
0.99
3.12%
3.93%
—
1.28
Dividend per shSR
0.98
1.13
1.10
1.25
1.45
1.59
1.76
2.05
2.35
2.33
2.28
9.99%
10.26%
—
13.95
Div yield (avg)%
3.12
4.83
5.95
7.97
6.41
8.11
8.47
8.07
5.23
6.33
9.90
8.07
6.37
68
4.90
Payout ratio%
28.84
25.88
25.73
24.86
25.35
24.55
22.04
24.02
26.05
26.69
8.61
24.55
25.54
32
54.06
Shares (diluted)M
71.70
80.62
78.91
88.76
86.28
92.97
93.51
102.7
96.62
95.40
52.55
2.03%
4.50%
5
20.51
Buyback yield%
3.44
2.68
4.12
2.27
4.41
6.74
9.18
9.61
8.69
11.30
4.16
9.18
5.58
86
0.669
D/E ratiox
1.318
1.258
1.164
1.286
1.217
1.187
1.319
1.309
1.245
1.214
1.711
1.245
1.252
91
0.071
AssetsSR B
1.271
1.360
1.487
1.610
1.748
1.847
2.015
2.217
2.344
2.577
0.223
8.07%
8.01%
85
131.9
LT debtSR M
49.25
52.52
55.22
55.09
48.77
51.70
52.18
51.27
52.60
50.53
183.5
0.71%
0.50%
8
Claims and benefits
6.77%
1.00×