1.522
RevenueSR B
4.040
4.010
3.956
4.014
3.958
4.004
4.099
4.164
4.171
4.110
1.674
0.75%
0.34%
11
18.97
Revenue growth%
28.42
28.54
27.05
29.95
30.85
29.19
30.46
33.01
31.98
34.75
27.79
31.98
30.20
57
21.32
Combined R.%
85.71
86.55
87.27
87.70
86.70
86.95
86.42
85.45
86.37
85.78
9.13
86.37
86.48
12
7.81
Operating margin%
11.43
10.57
11.97
13.32
15.89
14.28
16.20
16.84
15.86
17.65
20.16
16.20
15.07
23
10.68
Net margin%
20.18
20.94
23.12
21.07
23.95
23.75
22.74
23.10
22.97
24.39
17.49
23.10
23.03
89
32.75
P/E ratio (avg)x
25.95
23.90
24.37
23.52
24.82
25.28
26.78
28.41
31.35
31.69
31.01
28.41
25.61
56
24.98
P/TBVx
9.837
11.04
12.31
14.41
15.31
17.07
19.56
19.33
19.03
20.84
34.75
19.33
16.19
14
27.49
P/Bx
23.63
25.16
26.03
26.14
25.38
28.02
27.45
25.48
24.80
24.13
6.563
25.48
25.43
18
12.03
Prem. grth%
20.93
19.81
18.79
20.20
23.07
25.82
24.89
26.06
27.09
29.66
18.44
26.06
23.98
13
16.80
Invest. yld%
21.59
21.87
22.23
22.17
25.00
25.63
27.90
28.36
28.37
28.27
9.98
28.27
25.31
92
4.29
BVPS grth%
11.63
12.36
10.36
8.56
6.40
5.58
7.65
9.71
9.23
6.34
17.92
7.65
8.90
93
6.65
Return on equity%
9.23
11.39
9.46
9.23
6.44
8.68
7.18
8.82
7.59
7.89
18.94
7.89
8.75
69
14.59
Return on assets%
16.67
17.22
17.50
17.59
14.97
17.59
17.75
20.33
20.51
22.12
22.95
20.33
17.59
71
8.19
EPSSR
7.69
7.85
7.13
7.76
8.47
9.44
9.29
9.56
9.51
9.55
8.97
2.42%
2.38%
—
6.44
EPS growth%
27.51
26.50
28.95
30.01
32.96
35.15
34.85
37.23
35.96
35.67
11.74
35.67
33.91
62
9.61
Bookvalue per shSR
3.90
4.22
4.58
5.26
4.99
5.35
5.96
6.76
7.05
7.20
6.36
7.62%
6.23%
—
3.05
TBV/shSR
10.51
10.23
10.17
10.28
10.38
11.07
10.89
10.89
11.22
10.88
6.01
0.95%
(0.50%)
—
7.14
Dividend per shSR
9.76
9.92
9.03
8.28
8.21
7.31
7.70
7.07
7.04
6.02
4.06
(6.00%)
(6.20%)
—
6.28
Div yield (avg)%
18.87
16.87
15.17
14.09
11.81
9.05
8.81
10.92
12.69
11.21
30.00
10.92
12.25
9
9.45
Payout ratio%
22.92
25.33
26.17
26.38
28.76
26.55
28.14
25.44
22.61
21.36
6.45
25.44
25.81
57
226.4
Shares (diluted)M
178.8
190.3
213.1
230.1
208.0
214.9
218.5
198.6
223.1
198.3
221.2
(0.96%)
(0.09%)
36
12.24
Buyback yield%
12.30
10.89
8.26
10.74
13.20
11.43
10.98
9.51
11.85
13.21
16.26
11.43
11.21
78
0.437
D/E ratiox
0.855
0.844
0.796
0.766
0.851
0.953
0.848
0.880
0.983
0.955
1.388
0.953
0.853
46
2.707
AssetsSR B
16.50
18.03
20.25
20.56
22.56
24.77
27.22
29.15
32.37
33.83
3.844
8.44%
8.16%
61
4.022
LT debtSR B
1.586
1.625
1.617
1.523
1.539
1.609
1.562
1.671
1.733
1.692
0.611
1.92%
(0.15%)
87
Claims and benefits
0.33%
1.00×