0.261
Revenue$B
0.741
0.783
0.798
0.844
0.881
0.921
0.955
0.994
1.041
0.283
0.300
4.30%
4.15%
57
8.44
Revenue growth%
9.91
10.86
8.77
9.56
9.75
6.97
7.49
5.22
3.79
9.64
9.04
6.97
8.58
47
2.59
NIM%
30.67
28.82
29.67
31.42
31.73
29.80
30.69
27.80
26.19
10.06
4.08
29.80
30.23
12
8.57
Effic. R.%
3.51
3.23
1.26
0.40
1.25
2.37
0.84
0.40
1.84
17.28
29.58
1.25
1.55
6
7.15
Net margin%
22.33
25.24
22.92
24.38
25.81
23.41
22.63
21.47
18.76
7.29
19.02
22.63
22.78
82
34.32
P/E ratio (avg)x
39.45
41.75
43.09
39.87
37.68
37.33
34.57
35.26
39.84
20.47
26.82
37.33
38.57
43
8.191
P/TBVx
26.79
27.50
25.46
26.90
29.07
26.37
27.83
26.65
25.55
16.12
23.75
26.65
26.84
51
27.22
P/Bx
18.72
18.51
20.27
22.18
24.56
26.06
24.34
25.60
26.08
11.74
6.957
25.60
23.26
42
0.850
NII$B
0.428
0.461
0.466
0.489
0.508
0.539
0.557
0.572
0.598
1.007
0.094
4.12%
4.00%
—
4.54
NII grth%
21.86
21.24
23.61
20.86
20.89
22.91
20.38
17.94
16.58
19.61
17.81
20.38
20.88
93
25.86
ROTE%
19.78
22.54
23.07
26.00
28.75
26.06
23.46
21.29
22.27
10.67
9.50
23.46
22.81
59
19.35
Return on equity%
8.43
7.59
5.35
6.50
7.59
7.79
9.80
10.06
8.11
11.52
19.99
8.11
7.69
22
22.97
Return on assets%
25.66
22.84
22.61
21.86
19.33
21.99
19.84
21.95
19.15
9.13
4.63
19.84
21.97
58
6.95
EPS$
14.18
16.20
15.30
15.72
16.10
15.76
15.76
16.81
17.58
7.76
7.65
2.26%
3.07%
—
28.41
EPS growth%
33.54
33.53
31.75
32.62
35.36
36.06
37.81
38.77
39.79
14.47
28.88
37.81
34.45
17
4.06
Bookvalue per sh$
15.92
14.58
15.53
16.30
16.02
15.88
16.68
17.76
15.88
4.18
11.16
(0.52%)
1.07%
—
10.31
TBV/sh$
4.45
4.69
5.54
5.52
6.57
6.93
7.79
8.80
10.21
11.64
13.33
13.10%
10.33%
—
9.93
Dividend per sh$
6.18
5.62
5.56
6.05
6.59
6.93
7.48
7.77
7.78
13.49
6.49
5.18%
3.18%
—
28.66
Div yield (avg)%
22.73
22.70
22.88
22.93
22.45
23.92
22.06
20.56
17.72
27.29
16.93
22.06
22.58
59
13.12
Payout ratio%
34.24
34.61
34.45
32.33
33.44
35.39
37.05
35.63
34.77
15.68
29.21
35.39
34.53
72
41.70
Shares (diluted)M
57.20
59.11
65.69
64.81
63.29
68.33
64.94
72.52
81.94
43.29
42.52
4.80%
4.62%
47
7.10
Buyback yield%
15.77
14.55
14.45
14.94
14.89
17.26
16.38
16.52
17.26
28.92
8.71
16.52
15.36
57
129.64
Eq/Assets%
48.28
46.47
51.61
58.24
53.11
49.92
56.02
60.70
59.05
50.17
118.50
56.02
52.36
21
1,049
Assets$M
351.0
376.6
403.0
422.1
438.2
473.4
526.3
551.5
598.6
425.5
936.3
7.23%
7.12%
24
348.9
LT debt$M
177.3
172.0
164.6
166.6
186.3
174.6
165.1
179.5
164.4
146.8
994.2
(0.26%)
(1.16%)
64
Total assets
$598.6M
7.12%
1.33×
Revenue
$1.041B
4.15%
1.00×
Non-interest expense
$487.4M
4.32%
1.02×
Net interest income
57.44%
Non-interest income
42.56%
Return on capital
142.73%