33.44
Revenue¥B
21.25
22.37
23.29
24.14
25.87
27.58
28.92
30.70
33.14
34.49
37.36
5.92%
5.33%
17
10.44
Revenue growth%
20.46
18.39
19.85
18.95
21.29
24.07
24.58
21.61
19.38
17.86
5.79
21.61
20.15
16
2.41
NIM%
18.60
19.75
17.62
17.58
15.71
16.70
19.32
19.87
20.24
20.68
19.97
19.87
18.96
55
11.83
Effic. R.%
22.86
23.26
21.41
24.03
21.35
23.66
21.13
19.13
16.50
15.29
25.69
19.13
21.38
30
3.17
Net margin%
20.41
21.21
22.42
22.65
20.74
19.22
16.65
18.82
18.12
20.52
16.69
18.82
20.47
68
10.86
P/E ratio (avg)x
20.36
21.08
24.82
29.09
34.26
34.88
40.48
41.77
47.28
48.10
34.96
41.77
34.57
32
23.41
P/TBVx
12.57
13.32
13.52
15.12
14.22
14.57
12.90
12.62
13.65
14.78
18.33
13.65
13.58
22
19.07
P/Bx
11.51
12.55
14.16
16.04
17.30
17.48
17.59
20.79
22.84
25.33
26.20
20.79
17.39
63
8.705
NII¥B
16.68
17.96
18.37
19.08
20.72
21.87
22.85
24.34
26.06
27.48
2.458
5.81%
5.45%
—
13.95
NII grth%
17.60
17.37
17.01
14.52
11.56
13.73
15.33
14.72
17.45
19.27
14.65
15.33
16.17
65
25.40
ROTE%
13.92
14.78
17.33
17.39
19.00
16.97
18.56
16.30
15.78
13.89
24.85
16.30
16.64
79
12.65
Return on equity%
21.75
20.84
18.22
18.09
17.41
17.68
18.58
20.01
21.60
20.31
3.02
20.01
19.30
95
4.30
Return on assets%
26.06
27.23
24.98
25.85
25.97
23.49
22.85
22.64
20.51
23.33
20.96
22.85
24.24
70
111.31
EPS¥
69.37
68.39
61.58
68.55
72.33
68.78
69.14
68.11
62.21
60.35
114.60
(3.56%)
(0.65%)
—
16.94
EPS growth%
9.82
9.31
11.59
8.65
5.89
3.17
4.11
6.10
3.91
4.40
11.83
4.11
5.99
34
44.65
Bookvalue per sh¥
136.90
143.09
153.89
144.20
155.52
151.52
139.42
146.34
145.92
138.81
29.28
(2.25%)
0.13%
—
142.60
TBV/sh¥
84.06
85.77
93.00
96.58
109.70
120.26
119.70
136.82
158.61
159.87
140.93
7.82%
7.90%
—
81.31
Dividend per sh¥
135.76
154.80
175.61
189.77
192.83
201.72
232.83
237.08
238.13
235.49
113.86
4.08%
6.55%
—
27.17
Div yield (avg)%
7.43
7.47
5.71
8.56
6.43
9.36
9.14
10.27
9.80
8.81
18.52
9.36
8.69
74
18.86
Payout ratio%
10.50
13.37
16.37
18.65
19.89
20.55
21.62
19.47
20.02
19.34
9.89
20.02
19.41
42
152.2
Shares (diluted)M
254.8
300.3
315.8
347.4
411.8
484.9
555.5
584.8
678.1
665.1
151.4
10.06%
11.72%
70
20.76
Buyback yield%
27.03
24.90
23.23
21.01
22.38
20.02
19.29
16.55
15.67
17.81
16.97
17.81
20.52
51
125.62
Eq/Assets%
51.78
53.68
50.84
54.59
57.77
62.07
58.83
58.14
61.79
69.20
63.65
61.79
57.96
55
15.01
Assets¥B
31.63
34.91
38.39
42.58
47.13
51.07
53.84
60.52
65.38
70.90
20.93
8.51%
9.11%
10
4.673
LT debt¥B
59.44
58.74
59.06
71.06
83.04
87.96
92.44
100.9
111.1
130.9
36.41
9.53%
9.77%
20
Total assets
¥70.90B
9.11%
1.42×
Revenue
¥34.49B
5.33%
1.00×
Non-interest expense
¥18.10B
5.51%
1.02×
Net interest income
79.68%
Non-interest income
20.32%