55.68
Revenue¥B
64.59
67.96
68.96
71.39
73.96
77.04
78.97
80.53
84.91
88.60
61.69
3.68%
3.39%
89
4.17
Revenue growth%
24.50
27.08
28.18
30.26
32.78
34.45
35.51
37.91
39.84
41.85
10.11
37.91
33.62
25
10.47
NIM%
1.94
1.32
3.20
4.36
6.57
7.69
5.99
7.48
4.61
7.35
6.68
7.35
5.30
12
10.89
Effic. R.%
20.52
21.18
20.00
19.37
18.74
20.55
18.74
17.56
14.93
17.37
9.72
17.56
19.06
82
28.89
Net margin%
12.94
12.27
13.22
15.63
14.26
16.60
16.40
16.16
18.13
18.61
26.56
16.60
15.89
54
20.97
P/E ratio (avg)x
16.35
18.35
18.03
18.00
17.67
20.04
20.18
22.73
21.57
24.88
19.11
21.57
19.19
16
34.34
P/TBVx
13.84
13.72
15.95
18.83
22.04
23.46
25.58
30.90
34.06
33.78
37.15
30.90
22.75
70
17.78
P/Bx
14.54
13.08
12.93
11.75
12.19
13.46
13.19
12.51
11.86
10.62
32.24
12.51
12.72
34
17.22
NII¥B
36.57
37.97
39.14
39.57
42.07
43.24
43.94
45.83
47.30
49.52
51.98
3.32%
3.20%
—
23.50
NII grth%
25.51
26.24
29.15
28.21
27.97
25.24
23.82
24.06
25.17
22.88
4.75
24.06
25.38
92
9.55
ROTE%
15.07
14.63
16.32
17.58
17.80
20.03
22.67
23.79
25.69
27.99
18.23
23.79
18.91
34
27.93
Return on equity%
12.82
14.29
13.47
15.15
17.97
17.10
18.55
20.18
18.43
18.13
15.14
18.43
17.53
40
15.50
Return on assets%
11.06
9.06
9.85
12.34
13.72
13.33
14.19
15.75
18.01
15.06
13.85
15.06
13.53
88
176.70
EPS¥
257.35
262.10
271.59
288.95
281.84
275.93
270.01
284.93
303.45
337.12
195.86
3.65%
2.35%
—
28.97
EPS growth%
18.08
17.13
19.12
20.25
19.24
18.89
21.85
19.74
20.74
18.79
2.38
19.74
19.18
19
239.74
Bookvalue per sh¥
169.53
188.83
204.16
189.99
217.85
231.53
258.22
247.55
233.03
231.34
75.63
1.21%
3.06%
—
125.90
TBV/sh¥
172.46
174.69
159.01
161.00
158.81
155.84
147.68
159.63
144.37
132.82
205.22
(3.51%)
(1.71%)
—
156.88
Dividend per sh¥
160.28
175.50
164.48
170.11
154.33
160.54
154.70
169.35
158.26
172.67
143.08
2.27%
1.80%
—
26.27
Div yield (avg)%
14.30
14.93
15.90
14.98
16.76
14.06
15.44
14.15
12.15
10.50
8.16
14.06
14.61
22
13.94
Payout ratio%
14.32
14.95
13.23
11.12
10.59
11.78
9.76
7.40
6.95
5.85
27.28
7.40
10.85
51
101.5
Shares (diluted)M
80.22
74.40
70.08
76.22
68.69
74.21
71.59
64.61
66.74
62.96
100.8
(1.73%)
(3.22%)
32
18.26
Buyback yield%
29.11
29.83
30.50
33.20
35.56
32.63
32.82
34.55
34.36
32.00
27.46
32.82
32.73
29
12.36
Eq/Assets%
98.85
98.99
108.63
106.79
115.12
117.73
116.53
126.35
126.97
142.88
111.44
126.35
115.82
47
39.64
Assets¥B
255.7
293.6
314.2
348.3
359.4
388.3
398.7
450.3
500.9
542.6
48.38
8.59%
8.89%
5
7.796
LT debt¥B
44.75
46.72
45.66
49.15
44.60
46.60
43.68
40.69
42.32
38.18
71.65
(3.06%)
(2.93%)
45
Total assets
¥542.6B
8.89%
1.68×
Revenue
¥88.60B
3.39%
1.00×
Non-interest expense
¥47.14B
3.51%
1.01×
Net interest income
55.89%
Non-interest income
44.11%
Spread over hurdle
12.30%