6.438
Revenue¥B
7.375
7.875
8.531
9.361
10.11
10.90
11.58
12.61
13.61
15.03
7.163
8.27%
8.22%
44
11.54
Revenue growth%
23.77
22.36
24.33
22.58
22.97
21.99
24.13
24.89
25.83
25.30
17.28
24.89
23.95
43
13.55
NIM%
20.78
18.73
18.73
16.78
16.68
18.47
16.78
19.65
19.25
21.66
18.92
19.25
18.73
94
23.20
Effic. R.%
12.43
13.77
12.16
14.48
14.16
11.40
10.22
9.27
9.50
7.70
13.36
9.50
11.78
49
25.79
Net margin%
3.94
5.49
7.17
6.25
9.08
7.33
6.33
5.38
7.06
6.17
28.07
6.33
6.29
86
25.05
P/E ratio (avg)x
26.49
28.52
27.72
28.78
25.11
27.09
28.75
29.17
26.11
23.70
15.83
27.09
27.40
7
7.186
P/TBVx
12.27
13.67
16.13
18.48
20.92
23.14
25.84
26.77
31.10
34.49
8.814
26.77
22.03
48
23.55
P/Bx
26.00
29.54
33.27
30.45
28.60
30.94
30.88
31.81
31.90
32.45
10.42
31.81
30.91
68
1.827
NII¥B
4.886
5.263
5.673
6.330
6.665
7.354
7.677
8.335
9.201
10.20
4.740
8.88%
8.37%
—
26.90
NII grth%
17.22
19.34
21.05
23.53
25.05
27.41
26.53
27.18
27.62
30.53
27.34
27.41
25.79
47
23.01
ROTE%
10.00
8.80
9.03
7.30
4.40
4.79
7.37
6.99
4.54
3.55
5.03
4.79
7.15
41
21.15
Return on equity%
22.40
22.75
23.96
23.32
25.00
23.56
24.45
22.42
23.04
21.35
9.16
23.04
23.18
59
3.74
Return on assets%
22.65
22.45
22.04
22.95
20.86
18.91
16.80
14.93
17.32
17.69
22.65
17.32
19.89
89
0.26
EPS¥
0.54
0.49
0.44
0.45
0.40
0.41
0.44
0.46
0.41
0.41
0.28
0.67%
(2.28%)
—
29.10
EPS growth%
13.65
12.31
12.32
14.12
12.96
11.17
11.24
11.48
12.82
12.79
19.73
11.48
12.55
44
0.26
Bookvalue per sh¥
0.23
0.21
0.18
0.17
0.16
0.14
0.13
0.14
0.15
0.14
0.76
(3.78%)
(6.11%)
—
0.33
TBV/sh¥
0.62
0.60
0.62
0.71
0.75
0.78
0.78
0.90
0.97
1.10
0.80
7.97%
5.65%
—
0.18
Dividend per sh¥
0.76
0.84
0.85
0.92
0.84
0.73
0.77
0.82
0.82
0.86
0.42
0.67%
1.24%
—
20.62
Div yield (avg)%
26.11
27.68
25.88
24.31
24.61
24.68
22.18
20.96
18.35
15.48
8.40
20.96
24.46
66
3.36
Payout ratio%
10.43
12.27
15.08
12.52
10.67
8.64
7.81
5.72
5.13
3.57
20.75
5.72
9.53
17
4.472
Shares (diluted)B
3.493
3.624
3.801
4.144
4.416
4.773
4.462
4.372
3.991
4.074
4.598
(1.59%)
0.15%
27
4.71
Buyback yield%
10.75
9.47
12.15
14.60
17.00
19.43
20.06
22.65
19.70
19.37
9.95
19.70
18.19
50
46.46
Eq/Assets%
103.59
115.13
117.19
122.24
110.12
108.13
114.80
119.92
115.43
119.62
74.51
115.43
115.28
89
2.837
Assets¥B
27.88
29.78
32.41
33.83
37.28
40.73
43.99
47.53
51.90
56.53
6.848
8.68%
7.82%
71
7.710
LT debt¥B
6.749
6.445
7.447
7.678
7.558
7.331
8.037
9.449
11.04
10.72
10.54
7.24%
5.09%
91
Total assets
¥56.53B
7.82%
0.96×
Revenue
¥15.03B
8.22%
1.00×
Non-interest expense
¥8.630B
8.48%
1.02×
Net interest income
67.83%
Non-interest income
32.17%