14.40
Revenue¥B
7.797
8.467
9.098
9.989
11.06
11.89
13.15
14.24
15.56
17.31
14.90
9.39%
9.10%
80
11.74
Revenue growth%
15.43
13.14
12.16
14.97
17.21
15.93
18.74
15.94
16.00
15.52
28.31
15.94
15.73
30
6.31
NIM%
3.22
2.93
4.40
2.94
1.38
1.97
4.45
6.17
8.22
10.45
18.22
6.17
3.81
93
14.00
Effic. R.%
3.38
6.27
6.98
7.23
8.30
8.84
5.87
5.04
5.06
3.35
16.60
5.06
6.07
65
4.13
Net margin%
18.07
20.98
23.49
26.40
24.56
26.22
27.61
27.77
28.28
25.56
12.98
27.61
25.89
63
11.56
P/E ratio (avg)x
30.06
29.35
32.25
34.43
33.11
34.44
32.41
33.42
36.31
36.12
27.36
34.44
33.26
10
29.53
P/TBVx
44.65
50.29
54.58
50.87
52.09
53.24
50.74
53.56
57.36
59.68
25.20
53.56
52.66
48
27.02
P/Bx
14.53
15.60
18.53
20.42
21.88
25.55
26.83
31.09
29.71
28.34
16.97
28.34
23.71
28
2.815
NII¥B
4.645
4.926
5.352
6.007
6.519
7.042
7.904
8.448
9.188
10.14
9.924
9.24%
8.81%
—
12.11
NII grth%
22.78
21.76
23.79
23.84
22.96
24.04
25.28
24.84
25.88
24.61
20.83
24.84
23.94
43
25.06
ROTE%
13.23
10.38
12.34
9.51
10.92
11.09
9.10
9.02
8.35
5.40
25.15
9.02
9.95
27
3.40
Return on equity%
33.30
31.51
29.92
32.14
34.39
32.83
33.54
30.78
33.70
31.03
24.77
32.83
32.48
50
24.01
Return on assets%
26.60
26.60
25.83
27.53
28.01
25.03
24.48
21.49
18.86
16.87
8.47
21.49
25.43
81
0.37
EPS¥
0.79
0.69
0.60
0.54
0.56
0.48
0.41
0.38
0.33
0.31
0.39
(11.33%)
(8.18%)
—
24.10
EPS growth%
7.75
7.46
8.03
8.74
7.50
4.52
3.36
6.00
8.82
6.15
6.69
6.00
7.48
30
0.61
Bookvalue per sh¥
1.04
1.06
0.96
0.96
0.92
0.96
0.89
0.81
0.76
0.72
1.16
(4.80%)
(3.58%)
—
1.17
TBV/sh¥
0.86
0.88
0.96
0.90
0.83
0.89
0.81
0.76
0.76
0.78
0.36
(1.16%)
(2.00%)
—
0.58
Dividend per sh¥
1.09
1.06
1.13
1.34
1.35
1.56
1.65
1.60
1.72
1.94
1.40
7.42%
6.85%
—
25.38
Div yield (avg)%
25.99
28.51
26.02
26.72
29.48
26.92
27.07
28.65
26.17
28.98
7.87
27.07
27.00
32
10.97
Payout ratio%
8.26
9.06
9.79
6.92
5.63
5.89
7.90
8.26
8.70
5.79
17.05
7.90
8.08
13
3.936
Shares (diluted)B
4.154
4.128
3.623
3.154
2.961
2.685
2.441
2.667
2.600
2.398
3.907
(4.12%)
(4.72%)
8
19.32
Buyback yield%
11.04
10.69
13.66
12.80
14.74
15.52
17.48
15.78
12.84
14.37
15.94
15.52
14.02
64
25.27
Eq/Assets%
16.80
19.23
20.68
20.30
23.05
22.44
23.63
26.20
28.51
32.59
17.04
26.20
22.75
83
15.19
Assets¥B
37.90
40.83
45.80
48.68
53.15
59.36
64.06
70.36
79.37
88.32
8.665
10.69%
9.66%
42
2.803
LT debt¥B
12.98
11.62
11.31
11.47
12.48
12.05
11.40
12.01
11.03
11.22
15.28
(2.11%)
(1.10%)
26
Total assets
¥88.32B
9.66%
1.05×
Revenue
¥17.31B
9.10%
1.00×
Non-interest expense
¥9.924B
9.03%
0.99×
Net interest income
58.56%
Non-interest income
41.44%