UBS Group AG

Fr 39.54As of Sun 8 Nov 2026, 12:00 UTC

SWX:UBSGFinancials

Country Switzerland

PE (Fwd) •••

TSR 10Y CAGR 14.96%

Div yield 2.25%

ROTE 11.89%

Banks (Diversified)

Beta (5Y) 0.84

PE TTM 15.69

TSR TTM 33.15%

Mkt cap Fr 119.8B

NIM —

SE Grade™

—

Value

Quality

Moat

Consensus

Reference

Fr 50

25.92%

8.71%

Hold 12|8|11|7|10

TTM

FYE 31 Dec USD

FY2016

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026E

Trend

10Y

Peers

5.355

Revenue$B

19.98

21.30

22.91

24.05

25.14

27.47

29.52

31.82

34.51

36.28

5.536

7.61%

6.62%

24.55

Revenue growth%

25.43

22.70

23.74

20.85

22.32

20.06

19.76

18.74

21.34

18.77

10.50

19.76

21.09

19.59

NIM%

24.82

26.86

28.67

27.98

29.34

28.54

31.21

30.08

29.65

27.42

27.49

29.65

28.60

25.50

Effic. R.%

24.62

27.12

27.05

24.76

23.88

21.20

19.00

20.38

20.53

17.56

16.82

20.38

22.54

3.67

Net margin%

9.76

7.40

8.29

9.95

11.94

9.84

11.32

12.66

14.21

15.10

11.03

12.66

10.64

37.23

P/E ratio (avg)x

30.51

35.37

38.23

36.78

39.71

44.69

47.10

52.37

60.78

62.00

36.52

52.37

42.20

32.30

P/TBVx

30.53

29.84

32.98

34.93

37.16

40.18

44.09

45.46

44.11

45.08

6.967

44.11

38.67

34.62

P/Bx

9.924

9.929

10.18

9.964

11.09

11.73

11.82

11.97

10.96

10.25

25.91

11.73

10.61

13.45

NII$B

12.14

13.05

13.71

14.69

15.40

16.74

17.90

19.06

20.97

22.25

21.54

7.63%

6.73%

—

16.78

NII grth%

19.98

19.61

20.50

21.71

19.50

16.71

16.46

16.73

16.21

17.02

18.14

16.71

18.26

29.55

ROTE%

0.69

0.40

2.59

0.86

0.40

7.71

0.40

12.36

Return on equity%

10.88

8.07

7.79

6.99

6.82

3.96

4.46

5.32

4.75

7.74

24.08

4.75

6.91

23.34

Return on assets%

9.96

12.94

12.03

10.31

10.04

7.98

5.66

6.17

9.05

7.17

4.38

7.17

9.50

1.68

EPS$

3.91

3.72

3.89

3.66

4.07

4.56

5.14

5.63

5.58

6.08

1.84

8.36%

4.50%

—

22.68

EPS growth%

10.11

10.68

9.33

11.72

12.05

9.87

11.25

13.86

14.20

12.42

9.61

12.42

11.49

3.09

Bookvalue per sh$

2.28

2.50

2.44

2.42

2.80

2.87

2.84

2.96

3.37

3.49

4.52

4.51%

4.69%

—

3.47

TBV/sh$

3.94

4.23

4.32

4.76

4.80

4.43

4.53

4.68

4.06

4.36

3.73

(1.89%)

0.23%

—

3.91

Dividend per sh$

4.39

4.25

4.78

4.58

4.51

4.23

4.55

4.61

4.45

4.19

(0.56%)

0.91%

—

20.12

Div yield (avg)%

5.13

6.55

5.73

7.80

5.93

7.14

8.01

8.84

11.35

10.39

22.73

8.84

7.47

8.69

Payout ratio%

22.55

22.08

19.65

20.41

22.73

24.58

25.83

28.34

26.45

25.57

5.39

25.83

23.65

2.995

Shares (diluted)B

3.236

2.861

3.092

3.052

2.739

2.597

2.445

2.499

2.733

2.472

3.015

(2.03%)

(2.05%)

13.52

Buyback yield%

3.00

4.02

6.33

4.68

3.84

3.55

4.42

2.03

2.67

3.89

19.12

3.55

3.86

155.07

Eq/Assets%

106.24

122.64

130.31

142.08

148.10

156.19

169.30

204.60

219.20

265.33

175.78

204.60

152.15

18.07

Assets$B

105.7

113.6

123.2

136.2

146.4

159.6

170.4

188.1

196.0

221.3

6.353

8.62%

9.08%

1.555

LT debt$B

3.671

3.923

4.172

3.749

4.246

4.166

4.403

4.102

4.005

4.096

5.166

(0.72%)

2.35%

Peers (US$146.9B)

Cap (US$)

Banque Cantonale…

14.41B

26.69x

Graubündner Kantonalba…

7.880B

27.17x

Luzerner Kantonalbank…

7.827B

20.27x

Sumitomo Mitsui…

144.7B

18.25x

Capital

TTM

10Y

Tang eq%

25.25

7.57

8.00

LT debt%

8.61

2.18

2.68

Cash%

109.85

21.25

21.36

Sh yield%

33.64

12.43

11.47

Owners

Insiders/Inst%

6.28

61.84

Short interest%

3.45

SBC / revenue%

5.96

Record

10Y

Profitable years

10/10

Revenue growth years

10/10

EPS growth years

10/10

Dividend streakyrs

ROE range%

4–11

$1 testx

0.9

Incr. ROIC%

—

UBS Group AG operates as a wealth manager and bank worldwide through Global Wealth Management, Personal & Corporate Banking, Asset Management, Investment Bank, and Non-Core and Legacy segments. It serves private wealth, private, corporate, institutional, financial sponsor customers, offering advice, investment and asset management, Swiss banking, equities, foreign exchange, services, and secured and unsecured lending.

Growth vs revenue

Latest

Trend

10Y CAGR

Rel growth

Total assets

$221.3B

9.08%

1.26×

Revenue

$36.28B

6.62%

1.00×

Non-interest expense

$16.16B

6.42%

0.98×