19.00
RevenueFr M
43.19
43.91
44.30
45.32
46.69
46.32
47.31
47.02
47.11
48.27
19.57
0.67%
1.14%
6
4.25
Revenue growth%
30.19
30.76
30.75
32.01
29.03
31.33
33.96
31.39
29.87
30.96
6.82
31.33
30.86
8
10.54
NIM%
6.51
3.99
4.43
5.26
5.38
6.17
8.74
9.26
8.49
9.26
8.23
8.74
6.34
68
6.62
Effic. R.%
30.45
30.51
30.03
27.72
29.53
28.50
28.31
27.05
25.35
26.07
23.79
27.05
28.40
42
11.75
Net margin%
21.93
19.36
19.25
21.07
19.44
20.48
19.98
21.68
19.82
22.52
22.81
20.48
20.23
70
15.26
P/E ratio (avg)x
12.47
12.14
14.19
14.73
16.87
20.02
20.43
20.89
20.25
21.45
33.10
20.43
18.45
45
29.45
P/TBVx
23.42
23.89
20.74
18.15
17.12
16.57
15.25
14.85
13.93
15.11
12.40
15.11
16.85
78
35.48
P/Bx
27.20
27.12
25.36
25.59
27.02
24.15
24.10
21.46
22.16
24.69
29.71
24.10
25.03
12
11.02
NIIFr M
30.39
30.56
30.69
31.64
32.56
32.60
33.33
33.24
33.28
34.03
4.051
0.88%
1.39%
—
2.71
NII grth%
0.40
0.40
0.44
0.60
0.40
0.40
0.40
0.88
0.59
0.92
4.38
0.59
0.42
82
18.77
ROTE%
26.22
25.30
26.95
26.63
28.21
27.79
29.43
27.79
25.80
24.09
15.60
27.79
26.79
44
15.76
Return on equity%
22.81
21.81
22.98
25.96
25.42
24.20
22.20
23.75
24.41
23.58
15.34
23.75
23.67
7
20.16
Return on assets%
13.54
13.33
11.50
14.39
12.86
13.80
15.69
14.04
16.96
19.38
16.67
15.69
13.92
31
455.50
EPSFr
198.56
206.13
222.99
242.33
243.19
243.19
249.03
241.05
228.40
211.64
480.61
(2.74%)
1.52%
—
18.50
EPS growth%
26.48
28.86
31.67
30.76
30.76
28.24
27.85
28.79
27.82
30.42
28.04
28.24
28.82
9
312.45
Bookvalue per shFr
202.76
225.35
204.68
204.64
208.02
229.11
212.88
190.55
175.16
159.38
156.02
(5.19%)
(1.51%)
—
131.71
TBV/shFr
358.41
388.91
378.46
400.98
366.65
346.23
309.77
308.16
290.20
310.38
113.21
(3.28%)
(0.65%)
—
146.56
Dividend per shFr
240.52
270.60
308.52
316.10
349.37
369.22
397.80
402.09
400.64
457.80
129.54
5.55%
8.10%
—
19.20
Div yield (avg)%
22.79
21.25
24.13
21.86
19.17
16.83
16.63
19.04
16.86
16.28
9.50
16.83
19.11
62
4.50
Payout ratio%
6.00
7.78
8.86
10.62
9.63
7.59
8.15
8.51
6.36
3.94
14.29
7.59
7.96
41
0.070
Shares (diluted)M
0.060
0.057
0.056
0.053
0.055
0.049
0.043
0.041
0.039
0.037
0.073
(7.86%)
(5.74%)
51
13.32
Buyback yield%
16.63
14.43
17.35
19.37
22.22
19.65
20.33
17.98
20.51
21.56
12.82
20.33
19.51
69
32.34
Eq/Assets%
126.04
144.45
170.35
195.78
221.85
262.43
307.45
322.91
384.63
436.37
131.25
322.91
242.14
20
41.53
AssetsFr M
113.6
122.2
138.7
146.5
165.3
168.0
183.3
201.9
225.2
251.3
10.06
8.74%
8.67%
24
21.38
LT debtFr M
13.49
15.00
15.66
17.45
17.59
19.83
21.25
20.83
24.22
23.04
32.71
5.55%
6.05%
90
Non-interest expense
0.93%
0.98×
Net interest income
70.49%
Non-interest income
29.51%