43.64
RevenueFr M
65.41
64.63
65.58
66.49
67.16
66.67
65.23
63.81
64.24
63.38
48.65
(1.15%)
(0.18%)
89
4.27
Revenue growth%
7.39
7.53
9.18
11.32
9.22
11.36
9.00
11.34
13.18
15.94
17.39
11.36
10.27
67
11.34
NIM%
15.35
16.21
17.15
14.40
15.97
13.68
11.82
13.75
15.42
13.89
28.37
13.75
14.88
57
19.84
Effic. R.%
8.35
10.00
9.45
7.37
5.76
8.64
6.72
4.81
6.37
9.29
19.95
6.72
7.86
28
27.06
Net margin%
9.46
7.25
5.60
6.36
5.27
2.49
4.82
4.68
6.46
6.51
7.23
4.82
5.98
47
19.89
P/E ratio (avg)x
31.03
35.18
34.39
37.70
40.36
44.47
47.81
51.31
59.58
70.21
19.73
51.31
42.41
24
31.83
P/TBVx
32.72
31.35
29.26
26.12
26.60
28.80
31.67
28.40
28.06
31.13
10.19
28.80
29.03
52
22.55
P/Bx
9.136
9.414
9.320
9.320
9.282
9.112
8.009
8.892
9.218
9.729
18.83
9.112
9.250
21
36.51
NIIFr M
47.50
47.97
48.46
48.96
48.94
48.82
48.53
46.56
47.35
46.03
57.42
(1.22%)
(0.30%)
—
27.10
NII grth%
9.33
11.48
12.06
13.30
13.55
10.64
10.45
7.81
9.27
10.41
22.61
10.41
10.55
30
2.71
ROTE%
16.41
14.55
14.56
11.70
10.97
12.37
11.56
9.30
6.55
8.24
15.00
9.30
11.63
69
18.00
Return on equity%
13.51
13.56
14.76
16.20
15.35
13.88
16.03
16.53
15.23
12.87
12.92
15.23
14.99
13
16.36
Return on assets%
10.42
11.07
10.43
11.22
11.44
9.94
8.92
7.54
5.60
8.28
13.58
8.28
10.18
59
7.22
EPSFr
10.06
9.36
10.52
12.02
12.84
13.47
15.28
15.22
15.59
16.03
7.88
4.54%
4.71%
—
13.76
EPS growth%
27.17
29.03
30.20
28.84
30.63
28.20
25.30
25.97
25.90
26.11
14.53
25.97
27.69
56
1.72
Bookvalue per shFr
5.76
6.40
6.72
6.80
6.23
7.14
7.01
6.83
6.70
7.36
5.89
3.38%
1.86%
—
6.41
TBV/shFr
2.97
3.17
3.71
4.10
4.78
4.72
5.47
6.21
6.24
6.52
4.78
6.41%
9.01%
—
3.69
Dividend per shFr
5.65
5.42
5.34
5.31
4.81
4.87
4.64
4.41
4.30
3.95
3.16
(3.83%)
(4.08%)
—
8.08
Div yield (avg)%
11.04
9.48
11.54
13.00
14.54
16.77
17.14
15.61
13.13
16.06
21.03
16.06
13.84
77
25.85
Payout ratio%
24.93
26.00
23.56
25.38
22.45
24.67
22.70
21.25
23.46
21.95
23.60
22.70
23.51
32
2.995
Shares (diluted)M
3.437
3.396
3.457
3.787
4.168
4.236
4.439
4.226
4.401
3.999
2.998
(0.82%)
0.68%
36
9.87
Buyback yield%
22.04
21.16
20.73
21.33
18.65
20.87
23.84
25.60
26.86
28.26
6.07
25.60
21.69
22
153.33
Eq/Assets%
170.66
192.49
179.54
175.73
195.08
203.93
229.58
253.86
258.54
248.07
157.84
248.07
199.51
79
30.88
AssetsFr M
167.5
180.7
202.1
223.0
244.5
264.1
299.0
318.2
355.2
383.0
26.48
9.39%
9.33%
90
56.67
LT debtFr M
14.64
13.41
12.20
11.99
10.85
10.07
8.899
9.302
9.827
9.802
57.67
(2.01%)
(3.33%)
61
Non-interest expense
(0.22%)
1.00×
Net interest income
72.62%
Non-interest income
27.38%