7.049
RevenueFr B
7.940
8.002
8.267
8.526
8.568
8.560
8.486
8.384
8.296
8.424
7.876
(0.34%)
0.82%
22
18.30
Revenue growth%
27.39
24.74
25.79
23.81
25.76
26.98
27.51
25.09
23.47
26.40
18.40
26.40
25.78
22
20.94
Combined R.%
79.60
78.71
77.39
76.17
77.92
77.86
77.97
77.38
77.38
77.86
5.63
77.86
77.86
62
21.54
Operating margin%
10.10
11.82
14.16
16.15
16.24
15.52
15.92
15.44
14.75
16.92
23.56
15.52
15.48
95
26.54
Net margin%
9.33
11.74
9.56
11.82
10.66
11.89
9.38
7.56
9.88
12.29
25.30
9.88
10.27
42
16.68
P/E ratio (avg)x
19.62
23.50
27.50
32.60
32.02
38.19
45.12
49.72
55.91
63.04
11.36
49.72
35.40
86
32.81
P/TBVx
50.67
52.98
50.65
51.21
53.33
55.73
63.19
70.58
79.69
89.15
37.02
70.58
54.53
10
19.09
P/Bx
30.93
27.92
25.55
23.06
23.81
24.21
25.58
22.62
20.22
22.26
14.70
22.62
24.01
18
19.56
Prem. grth%
7.25
8.22
9.79
8.20
7.62
4.98
5.71
8.20
5.65
7.54
9.38
5.71
7.58
82
19.89
Invest. yld%
28.30
27.42
25.70
24.02
23.24
25.85
28.78
26.20
23.78
23.19
25.08
25.85
25.78
31
14.75
BVPS grth%
12.89
10.40
9.58
11.30
8.95
8.70
11.25
9.91
10.10
10.07
22.03
10.07
10.09
74
15.00
Return on equity%
16.07
16.49
16.86
14.20
11.41
10.37
10.35
12.07
9.92
12.83
28.30
10.37
12.45
73
26.72
Return on assets%
33.48
35.89
35.65
36.90
37.63
36.02
38.39
39.67
42.13
43.41
7.18
39.67
37.26
45
24.09
EPSFr
24.35
24.44
25.06
23.27
22.51
21.99
21.14
22.22
21.70
24.30
24.89
1.54%
(0.67%)
—
11.44
EPS growth%
0.68
0.40
0.40
1.48
3.94
2.70
2.80
4.79
6.05
5.63
19.52
4.79
2.75
64
14.66
Bookvalue per shFr
13.63
16.00
15.28
17.28
20.51
21.48
20.98
22.97
26.95
29.70
26.98
7.69%
9.69%
—
24.14
TBV/shFr
9.07
8.56
7.50
7.68
6.52
6.51
6.06
6.36
5.81
6.07
27.97
(1.44%)
(5.48%)
—
13.87
Dividend per shFr
26.42
26.80
30.90
36.74
42.69
44.00
47.12
46.06
53.23
60.52
30.12
7.23%
8.92%
—
7.71
Div yield (avg)%
26.08
28.38
30.92
30.81
33.24
31.94
34.59
37.04
34.44
32.29
10.81
34.44
32.11
84
28.28
Payout ratio%
23.01
24.97
24.23
21.53
19.16
18.35
19.01
20.33
21.89
20.85
22.77
20.33
21.19
50
100.7
Shares (diluted)M
124.6
148.3
146.6
172.4
178.0
179.9
215.9
228.1
257.4
255.1
99.23
7.46%
8.31%
52
19.82
Buyback yield%
12.44
12.96
14.18
11.88
10.90
12.83
13.86
16.73
18.97
18.69
7.78
16.73
13.41
68
0.578
D/E ratiox
1.344
1.295
1.359
1.218
1.125
1.126
1.111
1.176
1.271
1.240
0.177
1.176
1.229
56
5.886
AssetsFr B
16.74
18.09
19.65
21.79
23.61
25.14
27.89
30.83
34.02
38.27
4.892
10.14%
9.28%
95
0.751
LT debtFr B
0.691
0.791
0.829
0.962
0.916
0.851
0.923
0.880
0.966
0.998
1.492
1.74%
4.86%
71
Claims and benefits
0.49%
0.97×