2.391
Revenue¥B
2.198
2.258
2.398
2.566
2.634
2.700
2.852
2.926
3.037
3.143
2.650
3.60%
4.15%
8
4.31
Revenue growth%
17.47
17.63
18.39
20.25
23.17
24.56
25.18
23.38
25.34
28.15
13.76
25.18
23.27
25
14.33
NIM%
14.31
15.71
14.31
11.41
9.54
8.85
6.62
3.82
1.81
3.36
29.14
3.82
9.19
93
20.82
Effic. R.%
20.09
19.79
20.34
21.95
21.02
19.49
19.50
17.57
15.30
15.10
19.01
17.57
19.64
92
13.66
Net margin%
24.14
24.82
24.30
25.10
23.40
25.63
25.15
25.85
27.85
28.80
6.98
25.85
25.13
21
15.74
P/E ratio (avg)x
23.84
25.52
24.07
22.85
20.88
22.19
23.43
26.26
24.26
23.26
13.88
23.43
23.63
57
16.27
P/TBVx
17.50
17.24
18.25
17.22
16.16
15.44
15.67
17.43
18.47
20.71
26.13
17.43
17.34
37
13.26
P/Bx
24.02
26.22
28.07
28.76
27.39
27.99
26.17
26.61
29.00
32.67
10.72
27.99
27.69
66
1.123
NII¥B
1.325
1.383
1.456
1.546
1.591
1.653
1.713
1.802
1.871
1.898
1.398
3.59%
4.10%
—
25.53
NII grth%
9.24
12.10
12.47
12.46
11.40
11.86
12.60
14.41
16.99
15.16
26.50
14.41
12.47
15
5.35
ROTE%
4.85
2.23
4.06
3.44
1.78
0.40
0.40
0.40
0.40
0.40
5.27
0.40
1.09
78
22.87
Return on equity%
24.00
22.14
19.59
19.89
21.38
22.82
20.58
17.58
17.09
19.27
8.72
19.27
20.23
42
7.29
Return on assets%
3.08
4.74
7.44
8.84
6.53
4.73
2.82
0.76
0.40
0.40
21.03
0.76
3.91
5
0.64
EPS¥
0.20
0.22
0.21
0.21
0.24
0.25
0.28
0.29
0.28
0.32
0.71
5.50%
4.63%
—
16.91
EPS growth%
14.67
12.81
10.99
8.46
6.49
9.40
9.77
9.68
7.27
5.53
11.73
9.40
9.54
67
0.47
Bookvalue per sh¥
0.12
0.13
0.15
0.15
0.16
0.16
0.15
0.16
0.15
0.15
0.63
(1.08%)
1.52%
—
0.46
TBV/sh¥
0.40
0.41
0.41
0.49
0.50
0.56
0.67
0.77
0.82
0.94
0.69
13.34%
8.91%
—
0.27
Dividend per sh¥
0.58
0.52
0.48
0.48
0.48
0.46
0.42
0.40
0.41
0.37
0.53
(5.23%)
(3.85%)
—
9.00
Div yield (avg)%
8.80
9.38
6.98
4.55
2.28
4.79
2.86
1.80
0.63
0.40
4.39
1.80
3.71
13
19.64
Payout ratio%
19.58
20.20
20.86
21.44
22.00
20.57
20.81
22.69
21.24
22.35
12.62
21.24
21.05
61
2.186
Shares (diluted)B
2.114
2.419
2.481
2.596
2.844
2.821
2.919
2.744
2.653
2.575
2.178
(1.96%)
1.55%
85
27.72
Buyback yield%
26.70
24.20
25.66
28.21
28.13
27.98
27.95
27.91
29.79
31.33
25.71
27.98
27.96
29
19.87
Eq/Assets%
29.06
27.25
29.03
30.90
33.36
35.74
37.48
36.80
39.96
46.51
115.10
37.48
34.55
24
1.194
Assets¥B
6.264
6.730
7.560
8.293
9.116
9.575
10.20
10.35
11.32
12.36
2.297
6.28%
7.63%
39
1.842
LT debt¥B
0.922
0.915
0.916
1.061
1.010
1.101
1.234
1.274
1.401
1.605
1.260
9.71%
6.97%
26
Total assets
¥12.36B
7.63%
1.39×
Revenue
¥3.143B
4.15%
1.00×
Non-interest expense
¥1.738B
4.15%
1.00×
Net interest income
60.38%
Non-interest income
39.62%