1.626
Revenue¥B
3.079
3.191
3.281
3.283
3.353
3.392
3.398
3.357
3.342
3.318
1.773
(0.21%)
0.93%
34
11.51
Revenue growth%
20.17
22.64
22.56
20.69
18.39
17.39
16.51
15.00
12.86
14.84
3.94
15.00
17.89
46
13.81
NIM%
26.30
25.26
22.80
23.20
25.13
24.99
22.50
20.15
21.69
20.71
6.46
21.69
23.00
51
14.52
Effic. R.%
29.94
27.53
25.43
26.75
26.48
26.63
24.02
25.27
25.95
28.91
9.89
25.95
26.56
43
18.39
Net margin%
7.27
10.11
7.85
4.86
4.58
3.47
5.92
7.10
4.73
6.48
22.97
5.92
6.20
69
16.13
P/E ratio (avg)x
27.72
28.72
26.99
29.74
28.88
30.79
28.13
25.38
25.41
27.56
30.79
27.56
27.92
32
32.99
P/TBVx
35.15
36.70
41.46
40.16
42.73
45.87
50.49
57.63
57.26
52.82
25.71
52.82
44.30
87
19.96
P/Bx
26.46
29.89
35.26
37.14
42.72
43.55
41.76
46.35
46.07
45.66
17.46
45.66
42.24
93
1.969
NII¥B
2.415
2.529
2.558
2.608
2.607
2.671
2.661
2.658
2.631
2.578
3.306
(0.22%)
0.86%
—
2.71
NII grth%
5.82
7.77
8.13
7.72
9.47
8.14
8.83
8.02
9.42
7.43
17.09
8.14
8.08
83
6.20
ROTE%
8.56
6.73
8.79
10.44
9.15
11.60
10.29
11.22
14.10
13.07
17.58
11.60
10.37
82
7.93
Return on equity%
25.18
24.60
22.50
23.35
23.04
22.73
22.89
22.08
23.52
22.01
16.43
22.73
22.96
52
18.53
Return on assets%
20.23
23.17
23.73
22.80
21.85
21.39
18.59
18.48
15.54
15.43
22.35
18.48
20.81
50
0.26
EPS¥
0.25
0.23
0.25
0.26
0.27
0.29
0.32
0.31
0.34
0.30
0.27
2.29%
0.90%
—
22.66
EPS growth%
11.91
13.83
16.63
17.33
17.46
19.74
22.23
20.94
23.93
26.33
28.45
22.23
18.60
75
0.10
Bookvalue per sh¥
0.18
0.18
0.20
0.21
0.18
0.19
0.17
0.19
0.19
0.17
0.21
(1.56%)
(0.95%)
—
0.53
TBV/sh¥
0.49
0.52
0.60
0.67
0.67
0.62
0.59
0.60
0.66
0.71
0.48
1.12%
4.27%
—
0.35
Dividend per sh¥
0.23
0.28
0.30
0.30
0.34
0.39
0.39
0.46
0.53
0.60
0.50
12.13%
10.57%
—
25.89
Div yield (avg)%
6.95
7.01
4.79
5.00
6.73
5.00
5.51
6.72
5.13
3.10
12.89
5.13
5.32
54
6.15
Payout ratio%
7.82
5.69
7.81
10.71
9.57
9.19
6.95
8.12
8.46
9.95
17.90
8.46
8.29
72
3.610
Shares (diluted)B
5.785
6.047
6.011
6.210
6.982
8.291
8.384
10.03
10.01
11.21
3.613
9.94%
7.36%
48
27.02
Buyback yield%
8.32
6.88
7.36
4.65
6.09
6.37
8.85
10.10
8.47
6.79
5.66
8.47
7.12
83
24.05
Eq/Assets%
177.42
207.57
200.95
198.15
202.46
212.92
203.61
191.64
213.82
243.03
46.76
212.92
203.03
78
1.348
Assets¥B
9.886
10.96
11.94
13.16
13.87
15.80
16.92
18.87
20.96
23.69
0.546
11.31%
9.93%
56
1.491
LT debt¥B
4.389
4.471
4.399
4.122
4.097
4.749
5.023
5.764
5.529
5.583
1.498
6.39%
3.64%
14
Total assets
¥23.69B
9.93%
2.35×
Revenue
¥3.318B
0.93%
1.00×
Non-interest expense
¥1.973B
0.70%
0.98×
Net interest income
77.70%
Non-interest income
22.30%