182.4
Revenuekr M
113.6
117.8
123.7
129.7
132.0
133.9
141.7
144.8
147.2
155.7
192.3
3.36%
3.64%
5
18.02
Revenue growth%
9.57
10.33
12.23
14.82
12.68
13.02
10.65
13.39
11.85
9.65
27.90
11.85
12.04
24
9.53
NIM%
6.67
5.15
7.89
7.80
5.18
5.97
7.84
8.53
6.48
3.59
11.97
6.48
6.58
54
11.77
Effic. R.%
14.23
12.52
10.02
12.25
10.00
7.34
5.07
4.59
2.16
3.83
5.13
4.59
8.67
11
13.57
Net margin%
21.26
19.30
19.22
22.15
23.03
24.66
24.14
21.43
23.25
20.71
26.91
23.25
21.79
16
9.631
P/E ratio (avg)x
13.87
14.96
13.67
13.51
13.54
12.19
11.96
11.19
11.97
11.78
34.92
11.96
12.85
36
14.20
P/TBVx
34.09
31.13
31.63
33.10
36.75
40.63
43.49
42.82
41.17
38.06
32.22
41.17
37.41
80
24.44
P/Bx
40.72
39.13
44.68
52.81
56.93
67.27
63.79
72.65
71.18
69.52
37.37
69.52
60.36
80
115.5
NIIkr M
78.90
82.35
85.18
89.89
92.87
93.42
96.95
99.84
102.6
108.3
77.12
3.12%
3.81%
—
29.43
NII grth%
4.29
5.32
4.56
2.26
0.58
0.40
0.40
0.73
0.40
0.40
2.11
0.40
0.65
6
20.69
ROTE%
29.73
27.21
28.43
29.55
30.38
31.23
31.59
31.03
33.87
35.81
11.93
31.59
30.71
91
6.02
Return on equity%
17.44
17.32
16.56
14.53
13.57
14.06
14.73
15.85
18.60
17.36
8.63
15.85
16.20
23
6.65
Return on assets%
21.89
20.44
21.46
19.02
18.66
16.72
17.38
19.63
22.46
20.16
4.55
19.63
19.90
56
4.86
EPSkr
19.71
19.56
22.15
25.19
24.52
27.25
29.02
28.61
32.29
35.58
5.13
7.73%
7.44%
—
13.91
EPS growth%
17.50
18.25
20.48
20.27
18.11
18.52
19.25
17.26
15.01
14.70
6.85
17.26
18.18
57
6.15
Bookvalue per shkr
8.28
8.43
9.11
9.84
10.20
11.78
12.87
13.53
13.48
13.52
17.00
5.80%
5.48%
—
9.04
TBV/shkr
15.81
16.56
19.00
20.78
24.12
24.51
25.94
24.17
24.20
26.40
20.43
1.82%
6.28%
—
19.99
Dividend per shkr
5.66
5.59
6.10
6.55
5.94
5.92
5.24
5.68
6.14
6.68
9.59
2.38%
1.85%
—
9.05
Div yield (avg)%
32.99
34.25
31.96
31.99
29.83
30.85
31.13
30.34
32.20
31.96
19.82
31.13
31.96
43
15.97
Payout ratio%
24.52
24.16
26.92
24.68
26.01
27.41
27.51
27.00
29.19
31.61
8.52
27.51
26.96
25
5.185
Shares (diluted)M
7.116
7.425
7.398
7.313
8.184
7.844
9.113
9.517
9.526
9.771
5.110
3.61%
4.67%
38
12.33
Buyback yield%
16.70
19.25
20.30
18.78
17.30
16.88
16.75
15.73
16.79
19.58
7.93
16.79
17.09
82
53.81
Eq/Assets%
99.61
85.46
87.69
93.15
84.05
75.38
68.23
69.34
71.17
61.50
138.45
69.34
79.71
22
0.080
Assetskr B
0.707
0.790
0.861
0.934
1.055
1.115
1.157
1.281
1.327
1.447
0.178
6.52%
8.28%
62
122.7
LT debtkr M
261.3
314.0
342.4
387.7
416.8
485.2
512.2
544.3
597.0
675.3
67.73
10.13%
11.68%
90
Non-interest expense
3.41%
0.98×
Net interest income
69.57%
Non-interest income
30.43%