52.52
Revenuekr M
78.77
83.14
88.37
94.06
99.31
107.4
113.9
122.5
130.7
139.6
57.08
7.04%
6.69%
74
23.67
Revenue growth%
25.79
26.74
26.89
24.79
27.76
27.46
28.89
27.88
28.15
26.21
25.76
27.88
27.17
16
14.34
NIM%
15.21
13.70
12.69
13.93
14.21
11.74
14.66
17.06
17.90
16.45
20.94
16.45
14.43
28
7.87
Effic. R.%
0.40
0.40
0.40
1.06
1.43
1.92
1.29
4.27
2.48
0.81
20.74
1.92
1.17
80
27.67
Net margin%
18.28
15.56
17.88
18.85
16.57
16.97
18.85
18.44
18.72
18.93
7.49
18.72
18.36
92
10.64
P/E ratio (avg)x
37.57
40.63
46.64
54.29
62.76
68.15
76.32
74.80
79.88
86.69
30.17
76.32
65.46
33
29.62
P/TBVx
22.05
21.81
22.14
25.64
26.79
30.89
34.40
39.89
46.26
44.89
11.64
39.89
28.84
81
25.72
P/Bx
45.81
43.49
45.66
48.01
50.71
49.17
46.49
48.56
54.45
55.21
20.99
49.17
48.29
58
29.82
NIIkr M
60.90
64.85
68.85
73.11
77.83
84.31
88.88
96.43
102.8
109.3
56.16
7.03%
6.73%
—
13.76
NII grth%
25.11
27.68
26.39
25.76
24.76
21.99
22.89
20.85
18.33
17.93
10.08
20.85
23.82
54
6.29
ROTE%
15.73
17.10
17.90
19.87
16.97
17.72
18.45
16.10
13.71
10.89
9.15
16.10
17.04
46
23.90
Return on equity%
16.10
18.97
19.93
19.92
17.16
14.37
17.01
18.91
21.38
22.62
9.15
18.91
18.94
92
8.87
Return on assets%
5.94
8.55
8.38
11.35
13.98
12.80
11.34
13.25
13.75
16.68
3.91
13.25
12.08
49
38.39
EPSkr
40.07
36.88
33.60
32.42
29.00
32.09
30.42
28.66
30.39
26.80
41.63
(1.57%)
(4.54%)
—
22.49
EPS growth%
23.18
24.44
21.56
20.59
19.78
22.35
21.14
22.38
24.51
22.73
12.27
22.38
22.37
75
9.90
Bookvalue per shkr
11.17
11.43
12.90
14.38
14.39
13.56
12.49
13.05
12.02
13.10
6.51
(1.85%)
1.57%
—
16.74
TBV/shkr
29.89
34.48
40.66
41.73
41.62
44.34
50.66
56.42
65.42
74.79
35.58
12.44%
10.49%
—
28.14
Dividend per shkr
32.26
33.90
36.14
35.30
32.93
33.31
35.78
34.76
37.22
37.13
6.86
2.43%
1.46%
—
24.91
Div yield (avg)%
30.04
28.19
28.85
29.76
28.44
31.17
28.85
29.94
29.26
31.19
24.33
29.94
29.51
64
15.66
Payout ratio%
26.44
27.60
25.80
28.04
27.37
29.15
31.76
30.64
30.10
31.46
20.92
30.64
28.59
76
3.963
Shares (diluted)M
4.317
4.312
4.486
4.131
4.388
4.937
5.313
5.212
5.896
5.521
4.071
4.70%
2.48%
48
12.97
Buyback yield%
18.30
15.35
12.71
12.40
11.75
13.26
14.29
16.80
17.85
17.98
12.71
16.80
14.82
24
27.39
Eq/Assets%
104.67
100.69
112.52
129.09
148.89
153.92
154.61
155.34
162.73
164.85
10.12
155.34
151.40
87
101.8
Assetskr M
383.2
405.6
448.1
471.8
532.3
559.5
611.4
646.0
687.1
733.8
22.31
6.63%
7.40%
14
43.25
LT debtkr M
56.77
57.33
59.49
61.71
63.56
70.89
72.10
76.11
75.40
74.71
87.13
3.28%
2.23%
27
Non-interest expense
6.69%
1.00×
Net interest income
78.32%
Non-interest income
21.68%