43.21
Revenuekr B
61.21
62.20
62.82
63.04
65.37
65.99
66.12
67.75
67.64
70.45
46.11
1.51%
1.71%
42
29.06
Revenue growth%
11.90
13.70
13.52
11.76
12.80
10.38
7.75
5.10
3.25
0.40
16.79
5.10
11.07
54
8.24
Combined R.%
90.04
89.98
91.36
90.09
90.18
89.91
89.77
89.97
90.78
90.26
15.21
89.97
90.07
53
22.64
Operating margin%
7.18
5.53
7.22
6.04
7.81
8.53
9.17
9.33
8.94
8.20
17.52
8.94
8.00
62
29.03
Net margin%
2.01
2.71
1.42
2.07
3.25
5.88
5.48
4.79
6.95
7.78
23.45
5.88
4.02
8
28.17
P/E ratio (avg)x
24.96
24.05
25.41
26.59
25.45
28.46
32.11
34.90
32.64
34.54
37.32
32.64
27.53
38
15.83
P/TBVx
33.92
33.88
39.79
41.82
41.16
40.64
46.25
52.11
55.70
58.96
36.67
52.11
41.49
83
11.33
P/Bx
54.19
51.38
54.43
63.31
69.21
76.42
79.32
92.18
95.50
92.23
36.66
92.18
72.81
51
15.71
Prem. grth%
13.05
14.05
12.70
13.06
11.19
13.48
11.33
12.46
12.64
14.22
4.45
12.64
12.87
47
4.82
Invest. yld%
28.40
26.72
23.97
25.92
28.91
28.23
29.93
28.58
28.87
31.75
21.85
28.87
28.49
54
16.27
BVPS grth%
13.83
12.25
9.90
9.68
7.21
9.01
8.76
8.43
6.96
8.94
13.02
8.76
8.97
16
6.87
Return on equity%
32.89
35.83
33.97
33.46
33.49
33.65
34.41
35.98
36.74
35.70
25.30
35.70
34.19
68
9.96
Return on assets%
15.54
15.91
15.66
17.35
19.20
20.44
21.14
19.93
19.88
19.59
20.21
19.93
19.39
27
37.45
EPSkr
59.92
65.37
68.53
64.37
59.32
67.16
65.97
73.57
71.62
81.49
40.12
6.56%
3.64%
—
4.74
EPS growth%
28.16
29.02
29.39
27.18
28.53
28.69
26.28
24.92
25.96
28.39
5.40
26.28
28.28
65
36.01
Bookvalue per shkr
32.56
36.19
37.71
39.94
38.37
35.43
39.25
37.37
34.05
33.29
42.05
(2.80%)
1.22%
—
9.87
TBV/shkr
60.59
69.58
75.74
79.36
76.81
81.35
83.88
84.14
79.00
89.24
37.54
3.05%
5.45%
—
11.18
Dividend per shkr
18.76
20.32
20.06
21.90
24.65
23.59
26.12
24.62
24.34
24.87
20.14
0.17%
2.65%
—
13.74
Div yield (avg)%
11.65
12.10
9.16
7.91
7.21
5.26
6.68
8.22
6.46
5.59
8.60
6.46
7.56
5
8.93
Payout ratio%
7.18
9.32
9.68
8.02
8.91
8.78
8.36
8.79
8.69
9.76
12.77
8.78
8.78
9
505.1
Shares (diluted)M
334.6
363.1
331.4
307.5
293.1
325.1
354.5
330.1
288.2
306.8
498.4
0.91%
(2.13%)
45
9.74
Buyback yield%
12.19
12.09
10.36
10.01
11.41
14.19
12.47
13.82
12.93
14.56
2.06
13.82
12.33
24
1.728
D/E ratiox
0.925
0.968
0.881
0.971
0.973
0.924
0.940
0.912
0.846
0.892
1.124
0.912
0.924
61
9.457
Assetskr B
44.39
48.32
52.16
56.54
60.28
64.33
71.96
76.87
86.08
92.73
20.42
9.00%
8.39%
22
22.38
LT debtkr B
30.11
28.70
26.87
29.40
29.68
29.86
30.39
29.63
33.74
38.26
40.43
5.21%
2.41%
37
Claims and benefits
1.64%
0.99×
Spread over hurdle
26.24%