6.135
Revenuekr M
50.09
50.94
50.23
50.94
52.00
53.12
52.13
51.69
53.10
53.07
6.265
0.41%
0.57%
19
11.27
Revenue growth%
15.75
15.84
13.25
15.13
13.12
10.39
8.08
10.43
10.60
10.17
28.33
10.39
11.86
10
2.15
NIM%
15.77
16.51
13.84
14.65
11.66
9.40
11.62
14.49
14.74
15.03
27.55
14.49
14.57
37
28.99
Effic. R.%
13.85
14.82
17.69
14.89
13.61
10.85
9.95
9.59
9.45
11.89
19.01
9.95
12.75
55
5.98
Net margin%
24.83
26.23
24.31
23.43
23.72
26.26
26.64
23.68
25.29
27.22
27.13
26.26
25.06
63
28.98
P/E ratio (avg)x
24.24
21.48
20.00
17.65
19.14
18.35
20.04
22.15
23.43
24.80
17.98
22.15
20.76
77
10.65
P/TBVx
17.06
17.40
17.64
18.77
19.16
21.63
24.53
25.82
25.98
28.69
11.94
25.82
20.40
51
28.23
P/Bx
21.19
23.59
22.91
23.68
24.72
26.39
27.64
30.97
30.33
28.22
16.38
28.22
25.56
18
39.21
NIIkr M
34.46
35.16
34.73
34.93
35.95
36.73
35.86
35.04
36.44
36.53
51.03
0.32%
0.64%
—
3.03
NII grth%
13.55
14.73
12.70
15.39
13.98
16.55
14.12
12.22
9.27
8.61
7.09
12.22
13.77
61
24.73
ROTE%
15.85
16.32
13.74
12.67
11.74
9.21
8.56
8.42
11.07
12.92
20.47
9.21
12.20
39
2.19
Return on equity%
13.97
15.04
12.05
13.36
12.71
12.41
12.59
14.29
16.87
17.53
2.88
14.29
13.66
35
28.82
Return on assets%
14.69
15.07
16.64
16.28
17.76
20.45
21.78
19.92
21.21
22.90
22.81
21.21
18.84
58
2.73
EPSkr
8.98
10.27
9.62
10.47
11.51
11.57
13.24
13.20
12.50
14.01
2.92
4.00%
5.65%
—
2.96
EPS growth%
31.21
28.58
30.06
32.63
31.95
33.55
34.03
34.71
36.61
38.25
23.94
34.71
33.09
65
4.46
Bookvalue per shkr
6.23
7.24
7.81
9.05
10.39
10.28
11.46
12.52
12.58
13.05
3.23
4.67%
8.77%
—
2.35
TBV/shkr
8.33
8.02
8.39
7.65
7.09
7.60
8.38
7.54
8.31
9.07
7.79
5.05%
0.70%
—
9.08
Dividend per shkr
17.39
18.28
20.45
20.63
24.17
24.67
28.96
33.62
34.04
38.74
8.48
9.90%
8.79%
—
12.43
Div yield (avg)%
24.79
25.59
22.81
21.46
22.97
25.18
25.66
23.20
20.34
17.99
8.00
23.20
23.08
90
2.26
Payout ratio%
24.76
27.08
24.36
26.46
24.54
27.07
29.60
29.34
31.17
30.58
14.41
29.60
27.07
21
1.535
Shares (diluted)M
2.270
2.190
2.089
2.450
2.490
2.498
2.594
2.704
2.782
2.764
1.457
2.11%
1.60%
49
21.38
Buyback yield%
19.25
17.57
17.90
19.73
17.02
17.52
17.54
17.32
15.14
12.45
25.40
17.32
17.53
14
91.25
Eq/Assets%
205.45
215.05
215.28
215.02
190.73
181.52
179.53
171.90
184.80
167.65
96.08
179.53
187.76
28
4.672
Assetskr M
58.83
64.56
70.41
72.97
80.11
87.64
91.13
102.6
108.8
120.1
26.34
8.44%
8.40%
92
37.40
LT debtkr M
22.97
23.85
26.41
28.70
31.42
30.91
33.08
35.61
32.25
35.92
10.04
2.71%
4.21%
27
Non-interest expense
0.88%
1.03×
Net interest income
68.84%
Non-interest income
31.16%