40.91
Revenuekr M
25.27
26.39
27.06
28.07
29.32
30.60
32.51
34.16
35.84
37.35
42.63
4.96%
4.70%
90
14.04
Revenue growth%
26.64
26.95
26.71
28.76
31.18
28.51
27.97
25.23
25.72
27.61
3.26
27.61
27.28
38
23.46
NIM%
13.73
14.56
14.40
16.03
15.19
12.47
14.38
13.68
16.49
16.43
9.45
14.38
14.48
45
19.07
Effic. R.%
16.71
18.11
19.37
18.69
21.32
24.00
21.05
23.32
21.62
20.03
26.28
21.62
20.54
77
19.81
Net margin%
4.41
5.50
6.28
5.53
7.27
7.58
10.19
7.43
9.10
6.75
12.25
7.58
7.01
62
7.446
P/E ratio (avg)x
21.69
21.23
22.85
20.66
22.72
20.34
19.33
21.00
22.87
20.95
8.628
20.95
21.12
84
11.66
P/TBVx
15.48
15.70
17.50
18.36
20.76
19.76
20.30
22.21
22.54
22.03
27.13
22.03
20.03
85
26.88
P/Bx
35.82
37.37
36.92
38.61
36.79
36.78
38.14
35.10
34.68
31.76
6.273
35.10
36.79
5
25.70
NIIkr M
19.23
20.45
20.74
21.69
22.41
23.18
25.14
26.12
27.15
28.33
27.83
4.80%
4.62%
—
16.43
NII grth%
14.06
12.02
9.92
11.60
10.11
11.85
9.86
11.64
14.42
14.74
12.69
11.85
11.74
51
25.09
ROTE%
17.42
19.57
17.25
16.71
17.26
15.39
15.05
12.11
11.10
10.01
11.94
12.11
16.05
70
12.93
Return on equity%
5.27
7.28
7.96
9.50
9.56
11.41
11.11
12.55
14.36
14.57
22.68
12.55
10.34
10
11.46
Return on assets%
23.07
22.47
22.40
24.62
23.97
26.06
27.05
24.77
23.41
21.97
6.30
24.77
23.69
88
3.88
EPSkr
10.90
12.06
11.98
13.47
15.47
16.21
18.06
19.12
21.86
22.85
4.20
8.11%
8.25%
—
24.74
EPS growth%
18.46
16.04
18.75
15.76
15.85
13.73
13.79
11.95
14.43
13.66
23.72
13.73
15.10
46
7.77
Bookvalue per shkr
12.54
11.91
11.56
12.45
13.82
14.17
13.54
12.80
11.71
11.85
6.52
(3.02%)
(1.35%)
—
7.07
TBV/shkr
7.36
7.28
6.48
6.20
5.91
5.93
5.35
5.97
5.93
6.32
6.75
1.36%
(2.34%)
—
11.77
Dividend per shkr
2.99
2.81
2.79
2.63
2.46
2.58
2.91
2.93
2.76
2.71
4.13
2.00%
(1.05%)
—
2.96
Div yield (avg)%
24.72
24.01
22.05
19.82
21.45
24.38
26.98
28.71
30.36
31.96
17.72
28.71
24.55
70
12.84
Payout ratio%
21.24
22.63
21.81
19.66
18.87
17.36
15.54
14.00
16.60
18.60
14.47
16.60
18.74
57
1.756
Shares (diluted)M
1.867
1.850
1.946
1.819
1.738
1.977
2.239
2.605
2.621
2.550
1.720
7.97%
3.22%
88
9.87
Buyback yield%
5.79
6.56
3.60
5.28
3.40
0.73
0.40
0.40
3.06
1.27
19.06
0.73
3.23
52
50.00
Eq/Assets%
50.65
54.19
58.71
54.93
54.57
52.06
55.25
49.50
44.59
39.09
73.86
49.50
53.12
81
27.88
Assetskr M
47.08
51.08
55.15
57.73
63.14
68.30
75.15
82.42
90.46
98.50
22.37
9.30%
7.97%
30
21.08
LT debtkr M
31.66
30.06
28.77
31.59
33.47
34.77
34.34
39.08
45.05
52.40
16.36
9.38%
6.78%
38
Non-interest expense
4.67%
1.00×
Net interest income
75.84%
Non-interest income
24.16%