226.0
Revenue$M
552.6
562.1
559.8
572.4
586.8
592.2
592.4
618.0
621.3
623.8
238.1
1.23%
1.61%
94
16.17
Revenue growth%
10.98
13.27
12.45
11.88
11.45
10.19
11.46
13.90
11.16
11.90
5.02
11.46
11.67
74
7.55
Combined R.%
80.19
81.52
80.70
79.56
81.28
81.36
82.17
82.04
81.90
80.31
24.18
81.90
81.32
7
8.91
Operating margin%
17.29
15.63
18.06
18.53
16.95
18.24
21.01
19.80
16.81
14.77
18.41
18.24
17.68
8
3.38
Net margin%
4.19
3.37
2.74
3.97
1.69
0.40
0.40
0.40
1.17
2.78
23.46
0.40
2.22
94
26.14
P/E ratio (avg)x
53.77
61.46
67.04
71.69
82.54
95.74
94.47
93.53
105.7
98.89
30.88
95.74
88.04
38
32.11
P/TBVx
43.46
49.44
55.10
58.18
58.97
60.83
67.68
69.92
80.68
80.64
29.49
69.92
59.90
33
17.73
P/Bx
10.37
10.53
10.66
9.463
8.795
8.123
7.397
6.854
7.508
6.815
8.121
7.397
8.459
56
4.85
Prem. grth%
30.53
32.28
32.09
30.17
30.16
32.24
30.74
31.04
30.33
27.88
19.48
30.74
30.63
89
27.50
Invest. yld%
4.05
2.44
2.45
4.65
3.06
0.77
0.40
0.40
2.75
4.07
26.15
0.77
2.60
23
26.99
BVPS grth%
20.09
19.82
19.35
19.75
17.57
18.05
18.53
21.14
20.51
20.48
22.33
20.48
19.79
5
23.41
Return on equity%
17.80
16.74
18.95
17.93
18.86
21.40
23.49
21.42
20.99
23.65
27.57
21.42
19.97
50
11.00
Return on assets%
0.40
0.40
0.40
2.32
2.68
3.32
0.99
2.92
2.39
1.89
29.93
2.39
2.11
44
2.10
EPS$
1.29
1.32
1.39
1.32
1.27
1.38
1.30
1.35
1.37
1.35
2.35
1.25%
1.22%
—
10.46
EPS growth%
32.49
34.88
34.11
34.54
35.16
37.26
38.38
37.18
39.08
40.46
3.18
38.38
36.17
45
2.31
Bookvalue per sh$
2.15
2.07
2.07
2.10
2.34
2.44
2.49
2.57
2.62
2.59
2.79
2.06%
1.40%
—
2.14
TBV/sh$
1.42
1.53
1.68
1.57
1.45
1.52
1.60
1.75
1.71
1.71
0.47
3.32%
2.73%
—
0.95
Dividend per sh$
2.05
2.19
2.30
2.36
2.79
2.91
3.21
3.68
3.91
4.02
2.95
7.56%
6.88%
—
17.29
Div yield (avg)%
20.21
17.50
19.51
20.92
23.88
25.31
26.67
24.31
27.06
25.94
16.15
25.94
24.10
77
22.56
Payout ratio%
2.86
4.25
1.40
0.50
0.40
0.40
2.91
3.48
4.94
2.04
10.73
2.91
2.45
69
84.91
Shares (diluted)M
87.69
83.77
90.91
79.66
78.26
76.60
83.25
91.26
86.21
75.81
81.67
(0.63%)
(0.67%)
65
5.42
Buyback yield%
3.13
4.98
2.03
3.63
3.28
3.80
3.83
3.33
2.92
3.99
28.93
3.80
3.48
78
1.736
D/E ratiox
1.280
1.250
1.278
1.430
1.500
1.506
1.389
1.372
1.356
1.406
1.644
1.389
1.381
91
0.167
Assets$B
1.047
1.125
1.195
1.313
1.419
1.542
1.709
1.804
1.997
2.225
0.152
9.42%
8.71%
93
168.4
LT debt$M
368.1
383.1
370.2
344.0
355.1
328.1
324.6
315.2
303.1
331.2
417.7
(1.38%)
(0.80%)
70
Revenue
$623.8M
1.61%
1.00×
Claims and benefits
$305.2M
1.61%
1.00×
Total costs
$465.3M
1.72%
1.01×