0.783
Revenue$B
1.383
1.440
1.533
1.584
1.666
1.707
1.764
1.795
1.882
1.918
0.867
2.85%
3.87%
53
16.55
Revenue growth%
17.74
15.65
12.69
10.83
13.62
14.30
13.05
11.37
11.57
11.41
13.58
11.57
12.87
85
18.13
NIM%
21.66
19.84
19.27
21.91
20.24
19.45
17.47
19.14
18.62
16.73
25.74
18.62
19.36
76
24.22
Effic. R.%
24.92
26.45
26.27
29.08
31.75
30.98
33.48
35.83
32.97
31.22
9.04
32.97
31.10
9
16.68
Net margin%
10.52
7.84
5.37
7.95
7.69
7.07
6.30
5.73
5.14
5.23
16.07
5.73
6.68
69
20.33
P/E ratio (avg)x
31.00
33.85
37.25
37.13
34.37
32.14
34.82
32.32
34.80
37.48
7.622
34.80
34.59
46
7.391
P/TBVx
28.36
30.01
26.33
28.16
30.56
30.41
26.94
25.78
22.66
22.31
8.548
25.78
27.55
50
36.56
P/Bx
48.36
49.75
54.37
57.83
60.22
61.37
65.64
67.63
72.15
78.58
27.12
67.63
60.80
25
0.838
NII$B
1.108
1.158
1.211
1.272
1.317
1.351
1.399
1.445
1.484
1.516
0.172
2.85%
3.73%
—
11.88
NII grth%
16.72
19.49
16.49
17.14
16.97
16.79
16.10
16.44
13.64
11.32
22.93
16.10
16.61
27
12.41
ROTE%
8.40
10.03
12.85
11.02
11.98
11.68
12.17
14.03
11.99
10.86
14.42
11.99
11.83
36
27.70
Return on equity%
6.82
5.13
6.66
8.63
8.92
9.71
10.40
12.32
12.41
13.17
20.57
12.32
9.31
9
24.73
Return on assets%
4.50
2.63
4.55
4.33
4.06
6.16
4.84
2.39
0.40
0.40
22.84
2.39
4.20
17
1.86
EPS$
2.60
2.91
3.34
3.74
3.99
4.12
4.25
4.51
5.05
5.73
1.93
7.49%
9.53%
—
11.38
EPS growth%
25.48
23.23
21.18
20.62
21.21
22.19
21.52
19.78
20.11
23.06
9.05
21.52
21.37
30
1.87
Bookvalue per sh$
1.44
1.28
1.10
0.93
0.85
0.79
0.68
0.70
0.64
0.57
0.45
(7.81%)
(10.23%)
—
1.34
TBV/sh$
1.17
1.11
1.08
1.08
1.07
1.05
1.02
0.96
1.03
1.13
0.45
1.06%
0.46%
—
1.47
Dividend per sh$
2.51
2.50
2.43
2.49
2.31
2.17
2.34
2.44
2.56
2.73
0.86
3.37%
0.96%
—
9.68
Div yield (avg)%
0.40
1.63
3.58
6.56
8.36
9.51
9.45
6.80
8.77
8.93
17.21
8.93
7.58
21
29.51
Payout ratio%
10.12
11.56
13.62
16.04
18.45
21.13
21.19
18.22
20.52
18.87
17.42
20.52
18.33
54
0.360
Shares (diluted)B
0.488
0.511
0.527
0.595
0.683
0.769
0.834
0.934
0.976
1.067
0.348
9.34%
10.00%
52
27.59
Buyback yield%
30.90
28.35
26.15
25.94
24.17
25.35
27.60
28.58
30.04
31.78
28.26
28.58
27.97
51
113.06
Eq/Assets%
47.52
47.46
50.05
46.02
51.38
53.77
58.78
58.47
57.45
57.64
65.00
57.64
52.57
6
1.441
Assets$B
1.163
1.313
1.462
1.520
1.740
1.774
2.008
2.269
2.484
2.837
1.458
10.27%
9.93%
33
1,413
LT debt$M
200.0
209.1
216.4
223.8
237.1
218.9
218.3
208.6
194.5
204.5
495.3
(2.92%)
0.69%
7
Total assets
$2.837B
9.93%
1.76×
Revenue
$1.918B
3.87%
1.00×
Non-interest expense
$1.176B
3.84%
1.00×
Net interest income
79.03%
Non-interest income
20.97%