291.0
Revenue$M
126.8
137.2
146.7
154.8
169.6
182.9
196.9
213.4
228.8
244.9
323.5
7.62%
7.74%
58
24.29
Revenue growth%
10.63
11.84
14.30
14.09
14.88
14.85
16.30
15.13
13.73
11.27
11.25
14.85
14.20
24
22.27
NIM%
5.43
8.33
10.14
11.19
9.07
9.82
7.16
9.19
9.53
7.99
4.84
9.19
9.13
77
12.45
Effic. R.%
5.54
7.58
7.88
10.85
12.74
14.01
14.26
12.33
10.42
7.47
12.38
12.33
10.63
35
11.17
Net margin%
6.01
4.69
5.10
7.46
7.06
6.20
8.02
10.48
11.34
14.15
26.45
10.48
7.26
94
15.21
P/E ratio (avg)x
23.59
23.30
22.62
21.59
24.41
24.50
27.98
27.28
26.72
30.16
37.04
27.28
24.45
74
17.51
P/TBVx
23.37
26.36
29.70
31.81
33.63
38.87
41.76
48.48
57.12
66.22
35.02
48.48
36.25
68
28.01
P/Bx
15.66
14.46
13.79
12.08
13.11
13.49
11.78
10.79
11.81
12.18
13.62
11.81
12.64
10
245.0
NII$M
86.55
94.61
101.3
104.4
116.8
124.0
135.7
143.5
156.6
166.9
31.07
7.40%
7.80%
—
14.42
NII grth%
26.42
26.66
24.60
27.16
29.54
30.47
28.32
30.66
30.41
33.13
6.40
30.47
28.93
29
3.35
ROTE%
28.21
29.70
30.56
29.60
27.16
26.19
23.20
22.23
20.06
21.25
6.54
22.23
26.68
11
20.41
Return on equity%
28.13
25.55
22.69
21.66
20.27
20.67
21.44
21.81
19.63
20.50
17.32
20.67
21.55
10
8.35
Return on assets%
5.88
8.05
6.39
4.57
5.23
4.30
5.56
5.56
6.94
4.50
16.92
5.56
5.56
9
6.50
EPS$
14.67
15.57
15.32
17.49
18.13
21.18
21.14
21.19
24.25
23.94
6.78
5.71%
6.82%
—
22.11
EPS growth%
2.31
0.86
3.46
0.67
0.95
3.45
0.46
0.40
0.40
2.16
20.37
0.46
0.90
68
9.52
Bookvalue per sh$
5.84
6.32
6.49
7.33
7.68
8.03
7.99
8.07
8.12
9.46
4.39
4.25%
4.52%
—
2.53
TBV/sh$
3.17
3.24
3.40
3.55
3.56
3.86
4.08
3.73
3.50
3.40
3.00
(0.91%)
0.92%
—
10.02
Dividend per sh$
4.90
5.01
4.84
4.94
4.50
3.94
4.14
4.54
4.58
4.61
2.83
0.49%
(1.58%)
—
19.33
Div yield (avg)%
7.57
7.23
7.44
10.28
11.08
8.78
6.69
6.47
7.47
7.28
3.69
7.28
7.45
89
11.75
Payout ratio%
0.40
0.40
2.98
5.07
7.39
7.45
5.64
3.53
5.34
3.67
16.19
5.34
4.37
18
42.54
Shares (diluted)M
67.38
80.17
93.58
111.5
125.9
151.1
151.9
159.7
165.8
195.8
44.57
9.24%
11.85%
92
3.26
Buyback yield%
25.11
25.26
25.06
24.11
21.43
23.02
25.54
24.42
25.35
23.56
21.28
24.42
24.74
16
75.74
Eq/Assets%
8.54
8.84
8.89
8.97
7.90
8.42
9.10
8.67
8.04
7.24
26.00
8.42
8.61
80
0.132
Assets$B
0.710
0.749
0.787
0.906
0.977
1.087
1.198
1.270
1.334
1.507
0.284
9.07%
8.69%
87
119.9
LT debt$M
206.9
230.7
238.3
262.0
268.5
269.1
293.0
328.6
337.3
377.1
246.5
7.03%
5.93%
30
Total assets
$1.507B
8.69%
1.09×
Revenue
$244.9M
7.74%
1.00×
Non-interest expense
$143.7M
8.02%
1.03×
Net interest income
68.13%
Non-interest income
31.87%