43.82
Revenuekr B
61.75
63.39
66.49
68.05
69.53
72.25
75.63
79.58
82.11
83.74
47.01
3.79%
3.45%
22
5.90
Revenue growth%
11.60
11.47
13.50
15.52
16.28
18.64
18.10
17.63
15.71
17.01
24.41
17.63
16.00
58
21.77
NIM%
22.87
22.29
19.47
16.71
14.04
13.74
14.83
12.39
13.78
11.35
20.97
13.74
14.43
45
9.80
Effic. R.%
8.96
9.17
7.02
9.33
11.41
12.33
12.25
12.24
11.34
12.59
25.43
12.25
11.38
90
24.39
Net margin%
29.29
26.38
28.25
25.87
25.67
27.62
27.69
29.97
28.88
27.13
6.92
27.69
27.65
25
30.97
P/E ratio (avg)x
9.046
9.633
11.25
12.15
12.73
13.13
12.92
15.33
15.78
18.18
13.70
15.33
12.82
7
10.66
P/TBVx
16.16
15.33
14.90
17.04
17.78
19.32
21.77
21.62
20.78
21.58
26.29
21.58
18.55
90
28.56
P/Bx
25.33
29.12
29.26
32.75
38.27
43.64
52.48
51.46
57.00
68.06
14.80
52.48
40.96
74
37.62
NIIkr B
40.20
41.63
43.87
44.69
45.82
46.95
49.39
52.01
53.20
54.33
43.55
3.47%
3.46%
—
15.24
NII grth%
0.40
0.40
1.63
2.67
5.38
6.82
8.39
9.68
8.45
8.62
14.67
8.45
6.10
48
29.49
ROTE%
10.76
11.34
13.87
11.88
11.76
11.06
10.11
8.90
8.91
10.51
2.88
10.11
10.91
43
25.41
Return on equity%
19.46
16.47
16.39
18.88
16.67
17.13
19.64
22.33
24.80
25.71
5.90
22.33
19.17
18
25.17
Return on assets%
26.25
28.04
30.22
28.51
29.02
31.68
32.20
31.55
31.93
29.09
24.74
31.68
29.65
59
23.91
EPSkr
12.41
11.16
10.96
11.42
10.32
9.49
9.80
10.31
11.07
9.73
25.59
(1.15%)
(3.36%)
—
26.18
EPS growth%
20.25
18.00
15.13
13.35
12.11
13.22
14.11
15.49
17.15
19.82
16.14
15.49
15.31
87
17.71
Bookvalue per shkr
4.10
3.62
3.90
3.34
3.13
2.92
2.95
2.66
2.44
2.27
8.54
(6.22%)
(6.44%)
—
18.55
TBV/shkr
4.70
4.92
5.69
6.09
6.15
6.15
6.08
6.81
6.63
7.20
12.77
3.21%
4.73%
—
7.02
Dividend per shkr
28.43
29.96
31.57
35.29
34.70
36.86
41.38
45.69
47.49
53.16
5.62
8.90%
7.05%
—
18.58
Div yield (avg)%
7.19
10.12
7.39
6.42
7.90
10.90
12.63
12.38
11.49
13.04
8.48
12.38
10.51
95
21.86
Payout ratio%
6.54
7.03
7.36
5.64
7.78
9.71
11.86
10.29
12.55
12.75
19.45
11.86
8.75
81
1.609
Shares (diluted)B
2.533
2.840
2.928
3.174
2.947
2.803
2.635
3.031
2.907
2.914
1.637
(0.22%)
1.15%
13
3.07
Buyback yield%
20.23
19.22
18.26
20.48
23.29
20.82
21.95
22.81
21.61
18.63
15.68
21.61
20.65
53
136.38
Eq/Assets%
86.56
87.40
84.23
97.87
114.62
129.08
126.73
132.92
138.97
140.12
156.95
132.92
120.68
84
28.22
Assetskr B
256.0
269.5
302.8
327.9
350.0
373.6
405.6
435.0
461.1
491.9
47.54
7.05%
7.98%
93
37.27
LT debtkr B
56.16
57.87
51.05
53.96
48.59
43.98
45.88
46.48
49.24
48.88
23.65
0.12%
(0.63%)
6
Non-interest expense
3.31%
0.99×
Net interest income
64.89%
Non-interest income
35.11%