20.82
Revenuekr B
23.69
24.47
25.48
26.39
27.87
29.26
31.19
32.67
35.12
36.53
22.29
5.56%
4.87%
27
18.55
Revenue growth%
0.40
2.62
4.42
6.84
7.45
9.65
9.76
12.20
14.07
14.29
11.23
12.20
8.55
16
19.87
NIM%
13.78
14.10
15.08
16.50
15.48
16.97
16.31
17.93
20.83
23.60
4.53
17.93
16.41
73
29.14
Effic. R.%
15.31
13.38
13.48
10.58
12.67
10.72
11.93
9.60
12.40
10.80
10.95
10.80
12.16
88
17.78
Net margin%
22.56
20.64
18.24
20.23
23.16
21.11
22.64
24.45
25.94
27.41
17.21
24.45
22.60
24
10.59
P/E ratio (avg)x
22.17
24.70
27.21
30.70
34.04
34.78
33.29
38.96
37.21
41.14
12.16
37.21
33.67
66
30.88
P/TBVx
31.34
29.92
31.02
29.40
32.38
29.41
32.72
35.28
36.63
40.06
12.07
35.28
31.86
56
22.47
P/Bx
14.92
15.46
16.31
14.88
13.04
13.15
14.47
14.90
13.34
13.73
34.43
13.73
14.67
84
29.74
NIIkr B
15.99
16.59
17.32
18.30
18.87
19.88
21.57
22.19
23.78
25.32
11.66
6.06%
5.07%
—
16.49
NII grth%
20.76
21.81
19.55
21.00
18.73
18.44
18.23
15.59
13.15
12.22
20.29
15.59
18.59
20
13.92
ROTE%
17.02
15.73
14.60
17.46
19.10
18.00
15.96
17.16
15.83
16.72
29.98
16.72
16.87
34
12.71
Return on equity%
14.84
14.62
11.71
13.56
11.45
8.75
10.34
8.23
6.79
5.14
8.71
8.23
10.90
22
29.26
Return on assets%
17.62
16.20
13.89
11.13
8.90
10.58
10.75
12.23
10.00
7.32
10.26
10.58
10.94
18
4.62
EPSkr
8.02
8.94
9.83
8.91
9.78
10.23
10.25
9.53
8.55
9.16
5.16
(1.30%)
0.85%
—
20.22
EPS growth%
14.38
12.17
13.57
13.32
11.02
9.41
10.78
10.19
11.17
9.44
3.29
10.19
11.10
84
3.82
Bookvalue per shkr
26.13
30.38
32.43
33.49
38.20
38.49
40.96
43.81
44.42
46.78
14.13
4.14%
7.73%
—
9.87
TBV/shkr
6.41
6.34
6.20
6.52
6.38
7.15
6.88
6.32
6.21
6.75
12.14
1.14%
0.37%
—
7.77
Dividend per shkr
16.89
15.50
17.50
19.65
18.54
19.13
20.21
22.86
21.92
25.00
21.47
6.17%
4.92%
—
3.63
Div yield (avg)%
24.97
25.25
25.63
23.25
25.10
26.78
26.47
24.84
22.83
23.10
3.82
24.84
25.04
79
15.40
Payout ratio%
21.51
24.37
24.04
26.82
26.59
26.04
23.05
22.65
21.04
18.05
7.03
22.65
23.54
74
1.355
Shares (diluted)B
1.646
1.543
1.430
1.498
1.614
1.741
1.518
1.557
1.567
1.475
1.305
(1.79%)
(0.41%)
38
11.24
Buyback yield%
16.51
17.36
18.55
20.89
20.44
18.89
19.31
17.89
19.94
20.91
23.61
19.31
19.10
15
27.27
Eq/Assets%
221.09
237.37
252.01
295.35
353.65
355.99
395.38
410.68
474.55
548.27
83.00
410.68
354.82
90
32.45
Assetskr B
71.83
78.37
80.55
90.07
92.65
98.39
106.1
112.1
122.0
130.8
6.409
7.14%
6.75%
35
12.23
LT debtkr B
100.7
98.50
118.4
142.3
142.0
147.6
157.0
181.0
201.1
227.9
29.47
9.93%
10.37%
8
Non-interest expense
5.21%
1.03×
Net interest income
69.32%
Non-interest income
30.68%