220.9
Revenue$M
717.9
739.4
740.7
761.8
794.7
810.2
832.5
845.9
888.1
926.6
246.5
3.12%
2.80%
56
10.12
Revenue growth%
16.89
16.42
14.46
13.42
10.66
9.57
9.55
10.61
11.93
9.17
15.80
9.57
11.29
57
9.71
NIM%
25.51
25.48
22.64
24.39
24.72
25.88
25.96
27.21
28.52
25.71
20.73
25.96
25.61
88
13.72
Effic. R.%
20.52
17.57
16.03
17.75
18.42
16.74
19.47
16.78
15.26
15.80
24.69
16.74
17.18
40
14.84
Net margin%
2.62
5.36
7.58
6.25
8.64
9.87
11.17
11.26
11.21
12.84
20.04
11.21
9.26
29
31.17
P/E ratio (avg)x
18.01
20.31
19.20
19.38
19.57
22.08
24.23
22.99
22.25
22.44
8.568
22.44
21.20
80
15.26
P/TBVx
32.04
35.42
35.64
40.02
47.45
56.46
66.75
70.60
74.39
85.38
36.08
70.60
51.95
27
17.24
P/Bx
8.068
7.756
8.069
7.159
6.448
5.655
5.074
5.346
5.694
4.965
14.89
5.346
6.071
15
253.2
NII$M
543.9
568.4
563.6
588.7
611.0
623.0
630.3
651.2
672.0
705.5
371.6
2.92%
2.76%
—
15.01
NII grth%
13.66
10.97
10.35
12.84
12.97
12.12
9.65
11.85
8.88
6.67
29.21
9.65
11.41
25
16.86
ROTE%
14.57
16.17
15.81
13.22
10.39
7.76
7.62
6.20
6.93
8.50
23.50
7.62
9.45
43
13.48
Return on equity%
7.51
9.20
8.15
6.56
7.72
6.95
3.96
3.94
4.97
7.24
23.37
4.97
7.10
32
5.45
Return on assets%
28.21
29.99
30.53
30.69
32.51
33.02
31.69
33.62
33.10
32.34
18.74
33.02
32.01
32
4.37
EPS$
5.32
5.74
6.52
7.17
7.92
9.40
9.38
9.31
10.39
12.07
4.62
8.81%
9.68%
—
13.38
EPS growth%
13.76
11.80
11.91
13.40
11.46
12.59
14.64
12.50
11.99
13.78
3.33
12.59
12.55
39
6.91
Bookvalue per sh$
5.10
4.67
5.13
5.45
6.08
6.01
5.74
5.70
5.82
5.70
7.64
(1.30%)
2.37%
—
4.79
TBV/sh$
6.16
6.48
6.79
6.86
6.55
6.70
7.32
7.16
6.45
6.05
2.73
(1.57%)
(0.69%)
—
6.64
Dividend per sh$
9.62
10.41
10.91
10.15
10.51
11.19
10.82
11.11
10.65
9.67
2.76
(1.65%)
1.14%
—
4.63
Div yield (avg)%
11.35
9.94
10.05
10.57
13.18
13.43
16.22
15.81
13.85
13.76
8.16
13.85
13.31
31
7.34
Payout ratio%
6.60
6.59
7.71
9.63
11.23
13.03
13.98
14.21
13.51
11.50
11.03
13.51
11.36
6
38.85
Shares (diluted)M
47.35
52.34
57.87
55.88
57.00
62.23
63.85
72.29
66.52
74.28
40.09
5.44%
4.75%
19
19.47
Buyback yield%
15.22
16.85
19.19
20.46
21.72
22.40
20.69
17.99
17.06
18.88
2.42
18.88
19.04
21
155.74
Eq/Assets%
89.11
93.55
102.92
94.53
96.96
89.80
82.35
76.10
69.49
73.23
71.13
76.10
89.46
88
0.175
Assets$B
1.890
1.996
2.130
2.329
2.467
2.696
2.820
3.054
3.281
3.428
0.654
6.80%
7.01%
40
135.7
LT debt$M
320.0
315.2
283.8
288.1
284.2
265.1
244.1
251.1
258.7
229.1
228.3
(4.21%)
(2.74%)
58
Total assets
$3.428B
7.01%
1.49×
Revenue
$926.6M
2.80%
1.00×
Non-interest expense
$538.5M
2.71%
0.99×
Net interest income
76.14%
Non-interest income
23.86%