0.890
Revenue$B
1.034
1.090
1.098
1.160
1.181
1.220
1.260
1.269
1.287
1.321
0.913
2.28%
2.95%
59
13.33
Revenue growth%
25.85
23.20
21.68
19.61
21.48
22.57
20.49
21.72
23.13
23.74
14.86
22.57
22.14
49
13.82
NIM%
16.28
15.84
15.53
17.40
14.50
12.58
14.81
15.90
14.89
14.38
20.25
14.81
15.21
33
16.58
Effic. R.%
11.29
11.44
12.31
11.67
14.17
13.86
13.99
13.21
14.29
16.79
21.72
13.99
13.53
86
3.75
Net margin%
23.87
25.51
23.29
20.42
19.96
18.52
21.33
23.48
22.12
22.35
11.42
22.12
22.24
89
8.171
P/E ratio (avg)x
16.52
16.55
16.18
14.30
12.22
12.63
13.75
12.82
13.03
12.98
9.297
12.98
13.39
30
16.48
P/TBVx
17.41
19.83
22.51
24.27
24.36
27.57
28.57
30.58
36.06
37.89
23.33
30.58
25.96
26
37.05
P/Bx
16.71
19.27
18.50
18.95
20.78
21.75
24.12
25.11
27.26
26.42
17.95
25.11
21.27
22
1,199
NII$M
694.4
749.9
742.2
786.1
810.2
826.0
869.8
869.7
879.3
910.1
792.8
2.35%
3.14%
—
2.66
NII grth%
9.57
9.86
10.18
11.49
12.65
9.89
12.35
11.53
14.48
15.13
25.04
12.35
11.51
61
16.81
ROTE%
11.65
14.33
12.69
12.90
14.43
12.81
13.38
11.40
13.75
16.02
7.25
13.38
13.14
78
29.12
Return on equity%
1.78
0.90
2.26
2.02
0.40
2.97
0.40
1.80
0.40
0.40
16.36
0.40
1.34
45
26.31
Return on assets%
12.28
12.27
12.72
14.24
15.55
14.23
14.90
14.53
11.85
11.04
11.96
14.23
13.48
50
1.46
EPS$
3.84
3.90
4.19
4.06
4.45
4.10
4.36
4.75
4.35
4.36
1.61
(0.44%)
0.79%
—
10.86
EPS growth%
5.82
5.82
4.36
3.26
3.33
3.54
3.09
1.22
0.40
0.40
14.36
1.22
3.29
57
3.66
Bookvalue per sh$
7.93
8.45
8.41
9.46
9.55
9.22
9.31
9.32
9.81
9.58
4.18
0.04%
3.59%
—
6.55
TBV/sh$
6.92
6.86
7.68
8.32
9.60
11.04
11.52
13.59
13.74
14.28
4.90
8.27%
8.80%
—
1.63
Dividend per sh$
1.65
1.49
1.51
1.31
1.18
1.10
1.06
0.97
0.92
0.82
2.37
(7.11%)
(8.12%)
—
18.33
Div yield (avg)%
31.49
31.35
32.14
32.87
35.61
34.23
32.51
31.03
32.19
29.84
12.07
32.19
32.17
63
16.96
Payout ratio%
30.45
30.39
30.26
29.03
27.40
26.06
25.91
26.72
28.58
29.33
8.59
26.72
28.81
86
81.92
Shares (diluted)M
126.1
133.2
146.0
154.5
175.5
204.8
200.2
199.9
214.9
213.1
83.86
3.96%
6.36%
33
29.49
Buyback yield%
27.35
25.27
24.07
25.18
26.88
27.03
29.61
32.29
32.27
29.65
21.25
29.65
27.19
18
31.02
Eq/Assets%
244.02
243.05
270.50
276.01
286.70
304.16
307.93
306.54
331.23
387.38
126.99
307.93
295.43
51
0.540
Assets$B
3.304
3.553
3.759
3.887
4.118
4.610
5.253
5.485
5.903
6.352
0.244
9.05%
7.94%
33
0.204
LT debt$B
1.169
1.111
1.043
1.190
1.166
1.296
1.464
1.374
1.361
1.333
0.713
2.73%
1.22%
23
Total assets
$6.352B
7.94%
1.61×
Revenue
$1.321B
2.95%
1.00×
Non-interest expense
$764.3M
3.04%
1.01×
Net interest income
68.89%
Non-interest income
31.11%