0.162
Revenue$B
0.725
0.763
0.807
0.860
0.912
0.943
0.978
1.004
1.071
1.141
0.178
4.57%
5.20%
42
29.56
Revenue growth%
28.18
29.44
32.28
32.54
32.33
34.15
34.25
35.76
34.10
34.91
19.02
34.25
33.32
12
22.91
NIM%
23.58
20.73
20.03
22.91
24.04
23.54
25.15
24.52
22.35
24.45
2.57
24.45
23.56
26
26.21
Effic. R.%
19.35
19.89
22.41
22.08
23.96
23.78
22.83
20.36
18.07
20.54
19.19
20.54
21.31
90
13.37
Net margin%
28.97
31.13
31.39
29.75
28.87
29.63
27.41
26.33
25.61
25.92
15.37
26.33
28.92
13
8.286
P/E ratio (avg)x
42.97
50.21
50.37
59.00
67.56
70.95
72.40
81.34
81.12
80.13
24.54
80.13
69.25
71
16.84
P/TBVx
11.28
11.03
9.619
10.37
10.71
11.21
10.02
10.91
10.33
10.91
29.24
10.91
10.81
37
20.29
P/Bx
44.39
50.29
51.46
57.83
56.58
63.99
70.38
72.87
71.74
82.27
32.30
71.74
60.91
40
454.6
NII$M
501.0
539.1
567.9
594.6
645.8
663.9
682.2
694.7
744.1
803.1
862.7
4.46%
5.35%
—
23.63
NII grth%
25.64
26.98
25.31
24.52
25.74
25.05
26.59
23.82
26.67
28.78
11.94
26.59
25.69
20
23.64
ROTE%
24.96
25.25
24.99
25.68
27.24
26.13
27.33
29.61
32.56
31.34
2.71
29.61
26.69
15
24.45
Return on equity%
16.60
16.15
16.83
13.88
14.35
14.98
16.66
17.14
16.63
15.14
12.63
16.63
16.37
48
7.92
Return on assets%
29.31
26.94
26.77
27.51
24.54
24.55
23.40
22.14
20.42
20.37
26.94
22.14
24.55
48
3.51
EPS$
1.62
1.69
1.50
1.44
1.35
1.46
1.47
1.28
1.21
1.09
3.62
(4.30%)
(5.19%)
—
26.54
EPS growth%
33.81
34.59
36.62
38.38
36.94
36.14
36.06
33.08
30.50
29.37
19.39
33.08
35.32
9
1.50
Bookvalue per sh$
6.44
6.94
6.72
6.15
6.48
7.14
7.86
7.62
8.43
7.64
2.60
3.35%
2.01%
—
4.48
TBV/sh$
4.65
5.24
5.57
5.71
5.95
6.61
7.60
8.05
8.95
10.34
4.50
11.70%
8.20%
—
4.25
Dividend per sh$
4.07
4.08
3.71
3.35
3.27
3.56
3.72
3.81
3.53
3.42
4.53
0.93%
(0.72%)
—
28.87
Div yield (avg)%
5.01
7.06
4.49
3.16
4.80
7.74
8.28
7.30
6.35
5.86
10.28
7.30
6.10
61
25.94
Payout ratio%
10.85
12.62
14.39
15.11
13.04
12.50
13.99
14.56
17.08
15.45
2.02
14.56
14.19
84
56.23
Shares (diluted)M
61.93
55.77
57.00
52.44
53.80
48.25
53.44
51.54
49.53
51.54
57.19
(0.86%)
(1.39%)
35
13.29
Buyback yield%
26.89
28.44
29.95
30.48
28.25
26.34
24.84
27.14
29.71
29.47
27.55
27.14
28.34
86
40.57
Eq/Assets%
99.53
96.75
105.62
112.98
129.93
143.47
145.77
144.82
138.92
128.39
86.72
143.47
129.16
55
676.5
Assets$M
330.1
350.2
386.8
426.6
449.4
482.8
517.3
583.4
623.0
673.4
330.9
8.42%
8.08%
18
665.9
LT debt$M
169.9
147.0
136.1
143.6
131.4
135.9
122.1
109.7
103.0
103.3
692.9
(4.69%)
(4.57%)
45
Total assets
$673.4M
8.08%
1.31×
Revenue
$1.141B
5.20%
1.00×
Non-interest expense
$660.8M
5.11%
0.99×
Net interest income
70.41%
Non-interest income
29.59%
Return on capital
140.90%