7.167
RevenueS/B
15.75
15.50
15.21
15.18
15.07
15.02
15.10
15.48
15.25
15.07
7.627
—
(0.47%)
6
2.69
Revenue growth%
4.28
4.71
4.86
2.63
5.23
5.79
7.35
8.71
8.86
11.02
21.48
8.71
5.51
88
2.08
NIM%
16.35
17.91
15.03
14.50
14.01
11.13
13.63
12.50
12.65
12.20
21.69
12.50
13.82
91
23.08
Effic. R.%
10.15
8.53
8.37
7.24
6.17
3.87
4.18
2.90
5.67
4.74
27.44
4.18
5.92
21
13.19
Net margin%
16.61
15.89
16.89
14.70
12.87
10.51
10.35
9.82
10.36
12.65
23.78
10.36
12.76
31
34.12
P/E ratio (avg)x
18.24
20.42
22.11
22.29
22.70
23.21
21.55
20.25
19.45
18.89
35.79
20.25
20.99
41
13.81
P/TBVx
29.07
30.65
27.75
30.61
32.86
31.62
32.12
30.79
31.29
32.36
24.18
31.62
31.04
11
33.26
P/Bx
21.02
19.92
19.98
21.58
23.94
26.48
25.55
24.87
24.97
27.45
34.15
25.55
24.40
94
8.014
NIIS/B
9.529
9.372
9.271
9.208
9.138
9.128
9.342
9.601
9.332
9.098
8.591
(0.09%)
(0.60%)
—
18.06
NII grth%
6.78
9.29
7.62
5.35
7.42
7.66
4.79
3.14
5.88
6.36
9.79
5.88
6.57
42
28.58
ROTE%
5.83
6.55
6.05
5.51
7.25
7.22
8.49
10.32
9.65
8.81
13.29
8.81
7.23
31
4.91
Return on equity%
20.33
22.08
20.89
22.33
22.72
20.71
19.56
20.64
18.72
19.19
2.64
19.56
20.67
45
25.73
Return on assets%
37.37
40.19
40.31
39.34
36.77
37.58
37.50
37.15
35.02
32.10
4.52
37.15
37.43
43
23.28
EPSS/
51.11
51.56
55.64
61.88
62.58
72.20
78.21
87.57
103.20
117.69
23.83
13.46%
9.70%
—
12.23
EPS growth%
12.59
12.07
10.73
8.48
8.21
10.18
10.37
10.26
11.56
10.91
18.34
10.37
10.55
93
26.05
Bookvalue per shS/
30.53
28.33
27.74
28.48
30.54
33.14
30.83
33.41
32.61
31.18
15.38
0.42%
(0.25%)
—
25.14
TBV/shS/
39.56
40.14
46.08
44.49
49.37
55.46
61.29
68.33
73.39
76.15
33.01
9.05%
6.50%
—
21.89
Dividend per shS/
14.10
14.09
13.35
14.11
13.06
12.30
12.11
10.44
9.67
8.45
6.39
(8.35%)
(4.88%)
—
10.03
Div yield (avg)%
24.77
23.37
25.99
24.61
22.58
23.15
22.88
20.27
22.67
24.28
7.69
22.88
23.26
26
27.16
Payout ratio%
6.92
7.33
5.68
5.57
3.58
5.77
5.89
6.19
8.48
8.15
21.60
6.19
6.04
47
78.29
Shares (diluted)M
72.88
72.24
78.73
76.81
69.82
64.35
71.95
81.79
90.70
98.60
77.24
7.15%
2.13%
81
17.62
Buyback yield%
9.14
9.31
10.87
12.41
9.47
9.15
7.73
6.73
5.56
3.07
21.93
6.73
9.15
63
155.26
Eq/Assets%
123.54
142.63
146.44
143.71
152.84
156.75
189.46
186.00
211.66
235.30
166.45
189.46
154.80
49
4.582
AssetsS/B
4.599
4.868
5.234
5.471
5.921
6.539
6.943
7.248
7.946
9.062
9.377
8.89%
7.70%
70
0.767
LT debtS/B
6.890
7.688
9.177
9.510
9.752
10.75
10.97
10.91
12.86
12.87
5.683
5.71%
8.27%
27
Total assets
S/9.062B
7.70%
2.20×
Revenue
S/15.07B
(0.47%)
1.00×
Non-interest expense
S/8.583B
(0.50%)
1.00×
Net interest income
60.36%
Non-interest income
39.64%
Return on capital
172.43%