Viji Finance

₹13.30As of Sun 8 Nov 2026, 12:00 UTC

NSE:VIJIFINFinancials

Country India

PE (Fwd) 61.05

TSR 10Y CAGR 1.00%

Div yield —

ROTE —

Credit Services

Beta (5Y) —

PE TTM 95.98

TSR TTM 371.63%

Mkt cap ₹3.054B

NIM —

SE Grade™

—

Value

Quality

—

Moat

—

1Y Price

Reference

₹15

9.23%

(66.88%)

Price above Reference Value

TTM

FYE 31 Mar INR

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

46.08

Revenue₹M

—

11.65

18.98

12.40

24.37

46.08

59.44

41.01%

89.07

Revenue growth%

—

62.85

(34.66)

96.49

89.07

29.01

75.96

—

NIM%

—

42.68

Effic. R.%

—

57.43

68.38

85.17

91.11

42.68

43.02

68.38

—

42.86

Net margin%

—

37.78

22.81

11.13

6.92

42.86

42.39

22.81

95.98

P/E ratio (avg)x

—

53.88

55.28

132.4

251.9

20.38

75.22

55.28

—

P/TBVx

—

P/Bx

—

44.46

NII₹M

—

11.58

18.91

12.39

17.96

44.46

57.37

39.98%

—

147.48

NII grth%

—

63.32

(34.47)

44.96

147.48

29.03

54.14

—

ROTE%

—

Return on equity%

—

100

—

Return on assets%

—

100

0.14

EPS₹

—

0.05

0.02

0.01

0.14

0.18

26.94%

—

1070.48

EPS growth%

—

(1.66)

(68.13)

(29.23)

1070.48

27.61

(15.44)

—

100

—

Bookvalue per sh₹

—

TBV/sh₹

—

Dividend per sh₹

—

Div yield (avg)%

—

Payout ratio%

—

142.5

Shares (diluted)M

—

82.50

142.5

◌142.5

14.64%

—

Buyback yield%

—

(72.73)

—

◌—

—

Eq/Assets%

—

Assets₹M

—

LT debt₹M

—

Peers (US$33.38M)

Cap (US$)

Muthoot Capital…

33.66M

12.51x

Akme Fintrade (India)…

33.49M

6.754x

Moneyboxx Finance…

29.10M

207.1x

PT Woori Finance…

33.38M

5.897x

Capital

TTM

10Y

Tang eq%

—

LT debt%

—

Cash%

—

Sh yield%

—

Owners

Insiders/Inst%

76.74

—

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

5/5

Revenue growth years

3/4

EPS growth years

1/4

Dividend streakyrs

ROE range%

—

$1 testx

—

Incr. ROIC%

—

Viji Finance Limited, a non-banking finance company, provides financial products and services in India. It offers personal and business loans, loans against property, gold and education loans, corporate and housing finance, infrastructure/project finance, personal finance, and medical equipment loan services.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

₹46.08M

41.01%

1.00×

Non-interest expense

₹19.66M

30.92%

0.74×

Revenue mix

Trend

Net interest income

96.49%

Non-interest income

3.51%

Reinvestment returns

n/m

Trend

Retention rate

n/m

Return on capital

n/m

Spread over hurdle

n/m