Starteck Finance

₹246.70As of Sun 8 Nov 2026, 12:00 UTC

NSE:STARTECKFinancials

Country India

PE (Fwd) 8.347

TSR 4Y CAGR 15.87%

Div yield 0.10%

ROTE —

Credit Services

Beta (5Y) 0.58

PE TTM 10.35

TSR TTM (16.60%)

Mkt cap ₹2.432B

NIM —

SE Grade™

—

Value

Quality

—

Moat

—

1Y Price

Reference

₹269

9.13%

62.06%

Price below Reference Value

FY23

FY24

FY25

FY26

Earnings per share₹

22.02

16.22

10.52

23.83

114.18%

(26.33%)

(35.15%)

126.51%

Revenue₹M

188.9

260.6

174.8

244.8

26.63%

38.00%

(32.94%)

40.08%

TTM

FYE 31 Mar INR

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

244.8

Revenue₹M

—

149.1

188.9

260.6

174.8

244.8

270.9

13.19%

40.08

Revenue growth%

—

26.63

38.00

(32.94)

40.08

10.67

32.31

—

NIM%

—

10.65

Effic. R.%

—

19.29

33.83

28.33

25.66

10.65

11.10

25.66

—

96.45

Net margin%

—

68.32

115.54

61.69

59.65

96.45

97.92

68.32

10.35

P/E ratio (avg)x

—

6.049

12.23

27.14

12.16

9.215

12.20

—

P/TBVx

—

P/Bx

—

100.8

NII₹M

—

141.1

168.0

151.3

91.69

100.8

111.1

(8.06%)

—

9.94

NII grth%

—

19.08

(9.97)

(39.38)

9.94

10.19

(0.02)

—

ROTE%

—

Return on equity%

—

Return on assets%

—

23.83

EPS₹

—

10.28

22.02

16.22

10.52

23.83

26.77

23.38%

—

126.51

EPS growth%

—

114.14

(26.32)

(35.16)

126.51

12.36

43.91

—

Bookvalue per sh₹

—

TBV/sh₹

—

0.25

Dividend per sh₹

—

0.25

0.26

—

0.10

Div yield (avg)%

—

0.19

0.13

0.09

0.10

0.11

—

1.05

Payout ratio%

—

2.43

1.14

1.54

2.38

1.05

0.96

1.54

—

9.910

Shares (diluted)M

—

9.910

◌9.910

—

Buyback yield%

—

◌—

—

Eq/Assets%

—

Assets₹M

—

LT debt₹M

—

Peers (US$25.95M)

Cap (US$)

CP Capital Limited

27.94M

4.344x

Industrial Investment…

26.63M

115.4x

Shalibhadra Finance…

23.46M

11.16x

Global Receivables…

25.92M

—

Capital

TTM

10Y

Tang eq%

—

LT debt%

—

Cash%

—

Sh yield%

0.10

0.11

Owners

Insiders/Inst%

23.69

3.73

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

5/5

Revenue growth years

3/4

EPS growth years

2/4

Dividend streakyrs

ROE range%

—

$1 testx

—

Incr. ROIC%

—

Starteck Finance Limited operates as a non-banking financial company in India. It offers financing solutions to retail, small and medium enterprises (SMEs), and commercial customers in urban and semi-urban areas. The company was formerly known as Nivedita Mercantile and Financing Limited and changed its name to Starteck Finance Limited in November 2018.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

₹244.8M

13.19%

1.00×

Non-interest expense

₹26.06M

(2.44%)

0.55×

Revenue mix

Trend

Non-interest income

58.82%

Net interest income

41.18%

Reinvestment returns

n/m

Trend

Retention rate

n/m

Return on capital

n/m

Spread over hurdle

n/m