Shalibhadra Finance

₹73.14As of Sun 8 Nov 2026, 12:00 UTC

NSE:SAHLIBHFIFinancials

Country India

PE (Fwd) 9.027

TSR 10Y CAGR —

Div yield 0.68%

ROTE —

Credit Services

Beta (5Y) 0.06

PE TTM 11.60

TSR TTM —

Mkt cap ₹2.231B

NIM —

SE Grade™

—

Value

Quality

—

Moat

—

1Y Price

Reference

₹79

8.55%

65.21%

Price below Reference Value

TTM

FYE 31 Mar INR

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

358.0

Revenue₹M

—

154.3

205.6

262.7

312.1

358.0

408.5

23.42%

14.71

Revenue growth%

—

33.23

27.79

18.80

14.71

14.10

23.30

—

NIM%

—

27.26

Effic. R.%

—

42.77

40.59

34.25

29.32

27.26

27.19

34.25

—

54.41

Net margin%

—

37.39

40.77

45.57

51.27

54.41

54.52

45.57

11.60

P/E ratio (avg)x

—

10.15

—

P/TBVx

—

P/Bx

—

354.8

NII₹M

—

151.7

202.3

260.7

295.8

354.8

404.8

23.67%

—

19.95

NII grth%

—

33.38

28.82

13.48

19.95

14.10

24.38

—

ROTE%

—

Return on equity%

—

Return on assets%

—

6.31

EPS₹

—

2.88

3.38

4.28

17.29

6.31

7.21

21.61%

—

(63.53)

EPS growth%

—

17.21

26.50

304.44

(63.53)

14.32

21.86

—

Bookvalue per sh₹

—

TBV/sh₹

—

0.50

Dividend per sh₹

—

0.20

0.25

0.30

0.40

0.50

0.54

25.74%

—

0.68

Div yield (avg)%

—

0.73

—

7.93

Payout ratio%

—

6.94

7.40

7.02

2.31

7.93

7.45

7.02

—

30.89

Shares (diluted)M

—

20.01

24.80

28.00

9.254

30.89

◌30.89

11.46%

100

(233.81)

Buyback yield%

—

(23.92)

(12.90)

66.95

(233.81)

◌—

(18.41)

—

100

—

Eq/Assets%

—

Assets₹M

—

LT debt₹M

—

Peers (US$23.46M)

Cap (US$)

CP Capital Limited

27.94M

4.344x

Industrial Investment…

26.63M

115.4x

Starteck Finance…

25.95M

9.933x

Amanah Leasing PCL

23.73M

—

Capital

TTM

10Y

Tang eq%

—

LT debt%

—

Cash%

—

Sh yield%

(233.12)

(18.41)

Owners

Insiders/Inst%

57.35

2.43

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

5/5

Revenue growth years

4/4

EPS growth years

3/4

Dividend streakyrs

ROE range%

—

$1 testx

—

Incr. ROIC%

—

Shalibhadra Finance Limited operates as an asset finance company in India. The company offers new and used two-wheeler, used three/four-wheeler, auto rickshaw, cars, property, and consumer durable loans. It sells its products through its branches.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

₹358.0M

23.42%

1.00×

Non-interest expense

₹97.60M

10.27%

0.64×

Revenue mix

Trend

Net interest income

99.11%

Non-interest income

0.89%

Reinvestment returns

n/m

Trend

Retention rate

n/m

Return on capital

n/m

Spread over hurdle

n/m