Manappuram Finance

₹323.00As of Sun 8 Nov 2026, 12:00 UTC

NSE:MANAPPURAMFinancials

Country India

PE (Fwd) 24.84

TSR 10Y CAGR 14.22%

Div yield 0.62%

ROTE —

Credit Services

Beta (5Y) 0.78

PE TTM 27.29

TSR TTM 20.81%

Mkt cap ₹303.6B

NIM —

SE Grade™

—

Value

Quality

—

Moat

—

1Y Price

Reference

₹351

8.61%

(43.36%)

Price above Reference Value

TTM

FYE 31 Mar INR

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

55.75

Revenue₹B

—

41.17

44.81

60.10

63.24

55.75

58.31

7.88%

(11.84)

Revenue growth%

—

8.85

34.13

5.21

(11.84)

4.59

7.03

—

NIM%

—

49.08

Effic. R.%

—

44.89

47.61

40.72

41.40

49.08

49.16

44.89

—

18.00

Net margin%

—

32.27

33.39

36.41

19.23

18.00

18.03

32.27

27.29

P/E ratio (avg)x

—

10.29

6.102

5.732

13.63

22.63

26.04

10.29

—

P/TBVx

—

P/Bx

—

54.85

NII₹B

—

39.13

42.86

56.48

61.10

54.85

57.38

8.81%

—

(10.23)

NII grth%

—

9.54

31.79

8.17

(10.23)

4.61

8.86

—

ROTE%

—

Return on equity%

—

Return on assets%

—

11.83

EPS₹

—

15.70

17.67

25.86

14.37

11.83

12.40

(6.81%)

—

(17.63)

EPS growth%

—

12.61

46.30

(44.44)

(17.63)

4.79

(2.51)

—

Bookvalue per sh₹

—

TBV/sh₹

—

2.00

Dividend per sh₹

—

3.00

3.55

4.00

2.00

1.84

(9.64%)

—

0.62

Div yield (avg)%

—

1.86

2.78

2.40

2.04

0.75

0.57

2.04

16.90

Payout ratio%

—

19.11

16.97

13.73

27.84

16.90

14.86

16.97

847.8

Shares (diluted)M

—

846.4

847.8

◌847.8

0.04%

(0.16)

Buyback yield%

—

(0.16)

◌—

—

Eq/Assets%

—

Assets₹M

—

LT debt₹M

—

Peers (US$3.256B)

Cap (US$)

Housing and Urban…

3.409B

7.183x

Indian Renewable…

3.334B

15.90x

Cholamandalam Financia…

2.913B

9.907x

Samsung Card Co., Ltd.

3.308B

7.228x

Capital

TTM

10Y

Tang eq%

—

LT debt%

—

Cash%

—

Sh yield%

0.46

2.22

Owners

Insiders/Inst%

31.82

30.92

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

5/5

Revenue growth years

3/4

EPS growth years

2/4

Dividend streakyrs

ROE range%

—

$1 testx

—

Incr. ROIC%

—

Manappuram Finance Limited, a gold loan non-banking financial company, provides fund-based and fee-based financial services in India. It operates through Gold Loan and Others, and Microfinance segments.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

₹55.75B

7.88%

1.00×

Non-interest expense

₹27.36B

10.31%

1.09×

Revenue mix

Trend

Net interest income

98.39%

Non-interest income

1.61%

Reinvestment returns

n/m

Trend

Retention rate

n/m

Return on capital

n/m

Spread over hurdle

n/m