3.622
Revenue₹B
5.863
5.908
6.081
6.108
6.190
6.225
6.206
6.430
6.357
6.395
4.033
0.65%
1.18%
37
14.34
Revenue growth%
17.19
20.12
18.57
18.95
20.23
17.64
20.07
21.85
19.71
18.93
6.35
19.71
19.33
75
14.21
NIM%
10.19
10.19
12.30
12.93
15.51
15.55
13.21
15.41
12.92
12.83
16.00
13.21
12.92
86
17.23
Effic. R.%
22.87
20.91
20.83
21.29
19.61
16.73
19.15
20.21
20.67
20.30
8.87
20.21
20.49
57
17.55
Net margin%
15.67
18.04
18.37
21.22
19.90
19.67
22.23
21.91
24.83
26.83
27.11
22.23
20.56
53
12.79
P/E ratio (avg)x
8.814
9.302
10.13
10.34
9.463
9.851
8.983
8.865
9.854
10.54
6.174
9.851
9.657
80
19.06
P/TBVx
9.375
8.341
8.018
7.188
6.206
5.436
4.812
4.902
5.294
4.517
25.54
4.902
5.821
86
15.14
P/Bx
21.43
22.60
22.02
24.19
22.58
20.92
22.09
20.93
20.45
23.42
28.49
20.93
22.05
81
1.587
NII₹B
3.207
3.274
3.338
3.343
3.418
3.379
3.392
3.606
3.466
3.543
4.539
0.72%
1.34%
—
23.23
NII grth%
27.79
25.36
25.88
28.30
31.28
30.17
32.49
34.02
31.60
30.57
24.87
31.60
30.37
83
7.77
ROTE%
12.17
11.53
12.45
12.02
14.54
15.50
17.23
17.68
16.06
14.77
7.37
16.06
14.66
92
5.54
Return on equity%
15.02
12.66
14.39
13.11
13.89
10.91
9.37
9.90
12.74
15.15
9.65
10.91
12.92
43
5.35
Return on assets%
19.73
18.65
17.53
14.66
13.74
12.21
12.75
15.40
14.61
11.66
4.49
12.75
14.63
45
5.55
EPS₹
1.46
1.62
1.60
1.43
1.30
1.39
1.55
1.43
1.48
1.48
5.95
2.62%
(0.41%)
—
3.59
EPS growth%
26.10
26.70
27.45
27.18
26.38
27.35
27.27
26.87
26.32
27.05
11.40
27.05
26.96
69
5.37
Bookvalue per sh₹
1.76
1.91
2.01
2.35
2.59
2.68
2.80
2.76
2.65
2.78
3.29
1.45%
5.12%
—
4.22
TBV/sh₹
4.55
5.07
5.62
6.35
6.72
7.03
7.94
7.81
7.90
7.82
0.93
3.10%
5.17%
—
1.64
Dividend per sh₹
5.41
5.59
5.88
6.19
7.28
8.52
9.28
10.25
9.87
10.29
4.87
7.16%
6.69%
—
4.74
Div yield (avg)%
18.48
16.77
14.76
15.73
17.84
19.17
17.21
16.24
14.27
14.24
2.48
16.24
16.50
24
14.37
Payout ratio%
27.05
25.15
23.26
21.65
21.82
19.36
20.75
22.45
24.48
25.46
7.07
22.45
22.86
40
0.515
Shares (diluted)B
0.808
0.816
0.835
0.890
0.834
0.896
1.009
0.958
0.986
1.061
0.509
4.93%
3.70%
46
9.89
Buyback yield%
5.83
5.61
5.60
5.38
2.62
2.29
0.90
0.40
0.40
0.40
5.69
0.40
2.45
25
150.53
Eq/Assets%
19.79
21.30
22.82
22.23
24.32
22.75
21.19
21.46
21.31
21.38
125.74
21.38
21.42
10
4.691
Assets₹B
4.829
5.398
5.796
6.534
7.205
7.970
8.692
9.281
10.06
10.87
5.289
8.58%
9.04%
65
1.765
LT debt₹B
2.717
2.806
3.039
3.013
2.805
2.819
2.746
2.880
3.013
3.435
2.804
4.14%
2.99%
60
Total assets
₹10.87B
9.04%
2.11×
Revenue
₹6.395B
1.18%
1.00×
Non-interest expense
₹2.868B
0.98%
0.98×
Net interest income
55.40%
Non-interest income
44.60%
Spread over hurdle
48.25%