Dhanlaxmi Bank

₹33.14As of Sun 8 Nov 2026, 12:00 UTC

NSE:DHANBANKFinancials

Country India

PE (Fwd) 10.80

TSR 10Y CAGR 4.62%

Div yield —

ROTE —

Banks (Regional)

Beta (5Y) 0.58

PE TTM 12.73

TSR TTM 25.15%

Mkt cap ₹13.30B

NIM —

SE Grade™

—

Value

Quality

—

Moat

—

1Y Price

Reference

₹36

9.23%

(1.77%)

Price near Reference Value

TTM

FYE 31 Mar INR

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

8.147

Revenue₹B

—

5.314

5.503

6.110

6.525

8.147

8.834

11.27%

24.86

Revenue growth%

—

3.54

11.04

6.79

24.86

8.43

8.91

—

NIM%

—

73.45

Effic. R.%

—

74.73

77.61

88.66

85.42

73.45

73.54

77.61

—

12.61

Net margin%

—

6.76

8.97

9.46

10.21

12.61

12.68

9.46

12.73

P/E ratio (avg)x

—

11.05

9.116

15.64

15.19

10.34

11.68

11.05

—

P/TBVx

—

P/Bx

—

6.223

NII₹B

—

3.623

4.758

4.585

4.833

6.223

6.798

14.48%

—

28.77

NII grth%

—

31.31

(3.64)

5.42

28.77

9.24

17.09

—

ROTE%

—

Return on equity%

—

Return on assets%

—

2.60

EPS₹

—

1.42

1.95

2.21

2.37

2.60

2.84

16.38%

—

9.69

EPS growth%

—

37.50

13.38

7.28

9.69

9.02

11.54

—

Bookvalue per sh₹

—

TBV/sh₹

—

Dividend per sh₹

—

Div yield (avg)%

—

Payout ratio%

—

394.7

Shares (diluted)M

—

253.0

261.4

280.8

394.7

◌394.7

11.76%

(40.56)

Buyback yield%

—

0.01

(3.31)

(7.43)

(40.56)

◌—

(5.37)

—

Eq/Assets%

—

Assets₹M

—

LT debt₹M

—

Peers (US$139.3M)

Cap (US$)

Suryoday Small Finance…

165.2M

6.529x

Capital Small Finance…

132.6M

7.733x

Fino Payments Bank…

107.5M

—

Banca Sistema S.p.A.

139.3M

12.86x

Capital

TTM

10Y

Tang eq%

—

LT debt%

—

Cash%

—

Sh yield%

(40.56)

(5.37)

Owners

Insiders/Inst%

19.15

9.14

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

5/5

Revenue growth years

4/4

EPS growth years

4/4

Dividend streakyrs

ROE range%

—

$1 testx

—

Incr. ROIC%

—

Dhanlaxmi Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business segments.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

₹8.147B

11.27%

1.00×

Non-interest expense

₹5.984B

10.80%

0.98×

Revenue mix

Trend

Net interest income

76.39%

Non-interest income

23.61%

Reinvestment returns

n/m

Trend

Retention rate

n/m

Return on capital

n/m

Spread over hurdle

n/m