192.7
Revenue$M
211.7
214.5
218.3
221.0
221.3
223.7
231.2
235.0
237.0
243.5
210.1
1.93%
1.62%
35
20.13
Revenue growth%
19.09
21.40
19.38
19.19
16.82
18.42
19.68
17.87
16.05
18.41
27.80
18.41
18.76
7
12.36
NIM%
7.38
9.67
8.67
6.40
3.71
2.81
2.92
0.61
0.40
0.40
26.66
0.61
3.32
94
28.57
Effic. R.%
0.40
2.23
2.27
0.61
0.40
0.40
0.40
1.64
2.39
3.90
18.21
1.64
1.13
62
25.31
Net margin%
23.36
26.01
24.63
27.59
30.59
32.18
31.52
30.36
29.99
30.84
8.69
30.84
30.17
18
21.04
P/E ratio (avg)x
22.38
20.81
19.81
20.18
20.39
19.07
21.80
20.49
19.17
17.76
30.95
19.17
20.28
22
34.14
P/TBVx
18.09
17.53
19.00
19.74
20.49
18.25
18.91
17.66
16.37
14.45
31.56
17.66
18.17
61
11.13
P/Bx
33.64
39.92
41.74
49.49
56.88
66.24
75.40
85.56
97.85
95.94
33.42
85.56
61.56
22
59.13
NII$M
153.6
152.6
157.4
158.7
161.8
159.5
167.8
169.2
172.9
176.6
58.51
1.77%
1.76%
—
23.84
NII grth%
28.29
26.91
26.27
25.66
26.76
26.52
27.79
28.70
27.33
27.46
19.78
27.46
27.12
63
14.74
ROTE%
7.87
10.84
12.48
11.97
10.73
11.80
13.79
13.85
14.21
14.45
15.76
13.85
12.23
51
20.21
Return on equity%
26.22
26.35
23.69
21.52
21.03
18.16
20.20
19.28
20.67
22.84
9.44
20.20
21.27
85
11.96
Return on assets%
14.70
16.87
14.74
15.29
15.15
15.97
16.19
16.25
14.96
16.03
13.60
16.03
15.63
55
4.51
EPS$
19.49
19.62
19.54
21.30
24.34
26.52
27.84
27.97
31.54
34.45
4.92
7.19%
7.80%
—
9.29
EPS growth%
24.09
22.05
23.66
24.51
22.62
20.29
21.28
19.98
22.70
21.34
14.26
21.28
22.34
18
17.79
Bookvalue per sh$
17.43
19.43
21.45
24.04
23.01
22.90
21.47
20.59
20.88
18.83
3.27
(3.93%)
0.38%
—
2.90
TBV/sh$
19.09
22.13
25.07
28.33
30.57
31.58
30.58
29.01
30.18
32.87
5.13
1.46%
6.06%
—
11.51
Dividend per sh$
10.40
10.99
10.66
11.33
10.52
9.49
9.09
7.92
7.38
7.25
5.01
(7.18%)
(3.58%)
—
5.72
Div yield (avg)%
28.58
27.28
26.23
27.37
26.88
25.54
27.33
25.76
24.12
22.82
29.41
25.54
26.55
35
7.48
Payout ratio%
21.66
19.19
21.14
21.24
24.12
23.69
25.87
26.33
29.00
29.78
2.72
26.33
23.91
38
19.44
Shares (diluted)M
26.93
27.83
27.90
31.20
30.14
34.43
39.44
43.18
44.85
48.06
19.68
9.78%
7.13%
22
5.87
Buyback yield%
25.91
26.30
29.13
30.33
31.79
33.61
35.83
37.35
35.27
36.84
6.78
35.83
32.70
49
63.44
Eq/Assets%
175.83
188.73
172.81
154.19
168.93
180.96
170.60
167.23
167.16
162.82
133.82
167.23
169.77
17
0.020
Assets$B
0.886
0.966
1.077
1.143
1.266
1.360
1.457
1.599
1.730
1.899
0.282
8.46%
8.95%
24
126.0
LT debt$M
21.62
22.81
20.41
19.18
18.31
18.80
18.55
19.33
19.59
19.39
226.1
1.16%
(1.34%)
7
Total assets
$1.899B
8.95%
2.01×
Revenue
$243.5M
1.62%
1.00×
Non-interest expense
$146.9M
1.59%
1.00×
Net interest income
72.53%
Non-interest income
27.47%