266.0
Revenue$M
299.3
301.6
306.4
306.2
311.9
320.3
324.1
325.3
331.8
336.0
288.9
1.50%
1.09%
49
16.61
Revenue growth%
15.26
14.06
12.27
10.68
10.23
11.46
8.77
9.71
12.41
10.97
10.39
10.97
11.21
11
24.74
NIM%
27.30
27.74
28.81
29.32
28.26
27.44
29.43
27.99
30.83
29.69
7.02
29.43
28.53
53
17.00
Effic. R.%
5.42
3.92
4.74
5.17
2.48
3.98
1.13
0.40
0.40
0.40
4.16
0.40
3.20
79
21.25
Net margin%
0.74
3.26
4.70
2.01
0.40
2.20
2.75
5.41
5.60
8.11
26.84
5.41
3.01
84
32.27
P/E ratio (avg)x
32.74
30.83
28.11
25.39
27.74
25.94
24.93
27.72
29.93
32.19
16.55
27.72
27.93
18
25.67
P/TBVx
11.75
12.48
11.96
11.28
12.42
13.50
14.27
14.96
15.88
16.86
21.11
14.96
12.99
15
34.11
P/Bx
9.609
9.385
8.974
8.849
8.664
8.557
9.616
9.917
11.47
11.38
22.13
9.917
9.497
77
351.9
NII$M
192.8
193.8
200.9
195.4
199.2
205.4
210.1
208.8
212.8
219.0
329.3
1.91%
1.32%
—
18.41
NII grth%
25.95
23.23
25.01
27.41
27.82
27.94
30.01
27.52
29.43
27.78
25.70
27.94
27.65
10
14.24
ROTE%
5.92
5.25
4.10
2.21
4.05
2.32
2.54
2.34
5.02
2.38
26.89
2.38
3.29
80
13.08
Return on equity%
25.94
24.47
27.07
27.93
28.64
26.07
26.59
24.55
23.70
25.20
25.54
25.20
26.00
49
23.80
Return on assets%
8.11
7.94
9.47
8.39
7.29
5.13
6.46
7.55
4.61
1.98
12.58
5.13
7.42
70
2.83
EPS$
8.88
9.62
10.54
10.22
10.91
10.49
10.28
9.96
9.93
10.41
2.92
(0.93%)
1.22%
—
15.55
EPS growth%
9.63
8.25
9.22
10.46
13.28
13.07
12.96
14.75
16.31
17.87
2.26
14.75
13.02
94
3.40
Bookvalue per sh$
2.50
2.86
3.34
3.20
3.04
3.53
3.35
3.66
3.48
3.62
8.62
3.59%
3.85%
—
6.50
TBV/sh$
7.06
6.77
7.19
7.08
6.95
7.49
6.55
6.00
5.82
5.24
8.00
(5.48%)
(3.16%)
—
6.87
Dividend per sh$
8.23
8.54
9.58
10.35
9.86
11.02
12.03
13.95
13.61
15.75
4.08
9.82%
6.23%
—
18.96
Div yield (avg)%
29.18
30.91
30.44
28.66
25.69
28.53
26.74
26.11
26.68
27.31
19.86
26.74
27.92
89
10.45
Payout ratio%
4.92
6.80
7.28
10.17
10.75
8.76
6.98
9.14
9.57
8.46
16.48
8.76
8.61
17
16.34
Shares (diluted)M
13.00
14.20
12.54
13.66
13.66
14.01
14.15
12.69
11.64
11.79
16.25
(2.90%)
(1.62%)
29
29.76
Buyback yield%
0.40
2.61
4.24
3.70
3.28
4.21
2.80
1.85
2.56
4.24
9.39
2.80
3.04
36
97.40
Eq/Assets%
186.26
189.08
211.41
229.67
245.02
253.35
248.19
272.72
274.89
309.04
82.78
272.72
246.60
67
0.309
Assets$B
0.999
1.065
1.170
1.269
1.420
1.538
1.644
1.793
1.939
2.066
0.219
7.79%
8.27%
25
153.7
LT debt$M
276.0
253.4
254.2
275.9
292.5
267.9
284.2
315.2
296.5
288.8
88.80
(0.25%)
(0.24%)
57
Total assets
$2.066B
8.27%
1.99×
Revenue
$336.0M
1.09%
1.00×
Non-interest expense
$167.0M
0.73%
0.97×
Net interest income
65.18%
Non-interest income
34.82%