331.5
Revenue$M
356.6
353.7
364.6
367.4
376.4
379.5
386.8
402.4
406.9
423.2
362.9
2.37%
1.99%
74
22.42
Revenue growth%
23.88
23.13
25.45
28.05
30.37
30.07
27.08
29.21
31.56
34.10
28.12
30.07
28.63
71
14.23
NIM%
9.08
11.88
10.34
12.76
14.04
14.30
15.95
16.56
16.85
19.63
29.57
16.56
14.17
40
13.03
Effic. R.%
20.30
18.80
19.47
16.77
16.56
17.99
15.31
14.59
15.54
17.37
2.26
15.54
17.07
7
26.62
Net margin%
14.11
13.31
12.90
10.68
12.24
13.06
15.68
16.14
17.01
16.03
8.30
16.03
13.71
62
33.69
P/E ratio (avg)x
27.40
27.73
27.53
26.05
28.28
31.90
30.01
33.36
33.98
33.20
27.27
33.20
29.14
35
23.80
P/TBVx
17.41
17.70
19.75
23.14
23.62
22.82
23.95
23.78
26.81
29.89
11.71
23.95
23.38
15
9.287
P/Bx
21.47
21.49
24.12
26.88
26.58
28.08
27.69
27.47
26.74
29.18
24.01
27.69
26.81
70
178.4
NII$M
230.5
226.9
230.1
232.5
244.9
245.0
247.0
258.7
261.9
272.9
410.0
2.19%
2.09%
—
11.54
NII grth%
14.14
14.04
14.57
13.37
16.23
15.72
13.25
14.04
15.52
17.57
5.58
15.52
14.36
57
21.74
ROTE%
14.75
11.95
13.62
13.13
15.61
17.76
19.17
19.09
21.90
21.88
2.26
19.17
16.69
44
25.79
Return on equity%
8.69
8.90
9.70
8.84
5.88
6.34
6.81
7.31
6.71
4.01
25.51
6.71
7.06
70
24.00
Return on assets%
14.14
17.01
16.53
16.49
15.07
15.90
15.63
14.08
14.30
13.19
11.30
14.30
15.35
11
15.24
EPS$
18.78
20.25
22.62
22.66
23.71
22.15
22.56
23.22
22.01
19.70
16.88
(3.65%)
1.63%
—
22.06
EPS growth%
30.97
29.64
29.48
29.15
28.70
25.73
28.03
25.38
23.37
23.45
26.25
25.38
28.36
65
20.54
Bookvalue per sh$
14.63
17.07
16.30
19.02
18.93
22.10
22.55
23.51
27.07
27.57
14.75
7.81%
6.17%
—
11.96
TBV/sh$
11.35
10.19
9.78
8.94
7.99
8.84
8.94
8.66
7.90
8.24
4.82
0.63%
(2.38%)
—
17.65
Dividend per sh$
10.86
10.46
10.05
10.61
10.74
11.31
13.09
13.26
13.75
13.33
3.01
4.42%
2.34%
—
19.38
Div yield (avg)%
15.92
16.40
18.71
19.75
18.28
15.56
15.56
16.05
13.86
14.12
9.01
15.56
15.98
84
26.57
Payout ratio%
26.71
26.52
23.85
22.79
24.47
22.72
24.79
26.27
27.82
29.30
18.23
26.27
25.53
60
10.78
Shares (diluted)M
14.52
15.64
16.76
17.64
18.49
17.78
20.71
23.37
27.24
26.57
11.04
7.52%
6.04%
79
25.40
Buyback yield%
15.79
14.83
12.01
11.34
9.99
10.65
7.68
8.38
10.78
12.10
9.86
10.65
11.06
49
80.61
Eq/Assets%
85.75
87.49
86.12
77.77
80.05
76.15
82.49
91.45
93.23
91.21
101.90
91.21
85.93
94
0.258
Assets$B
1.535
1.627
1.828
1.936
2.070
2.282
2.469
2.607
2.738
3.013
0.157
7.80%
7.55%
67
0.166
LT debt$B
0.493
0.548
0.633
0.672
0.726
0.733
0.802
0.911
1.017
1.027
0.110
7.16%
8.59%
38
Total assets
$3.013B
7.55%
1.70×
Revenue
$423.2M
1.99%
1.00×
Non-interest expense
$221.6M
1.82%
0.98×
Net interest income
64.49%
Non-interest income
35.51%