364.5
Revenue$M
425.8
429.7
436.1
449.4
460.2
458.9
469.4
486.7
504.6
521.8
374.1
2.54%
2.19%
25
23.31
Revenue growth%
18.27
20.62
20.95
22.01
19.58
20.88
18.00
16.68
19.33
17.68
23.03
18.00
19.45
48
25.25
NIM%
22.02
23.88
24.26
23.96
21.68
22.86
24.46
21.94
21.71
18.73
17.50
21.94
22.44
36
24.95
Effic. R.%
7.93
8.17
6.56
5.48
6.88
5.90
6.15
6.31
6.25
9.04
19.04
6.25
6.43
32
21.42
Net margin%
30.83
30.04
29.80
28.07
28.31
29.97
28.54
28.03
26.78
26.13
2.16
28.03
28.43
31
30.27
P/E ratio (avg)x
22.67
24.41
27.45
31.59
32.74
35.13
39.72
39.25
42.51
49.42
29.87
39.72
33.94
65
21.82
P/TBVx
14.42
15.09
14.10
14.04
15.37
13.65
14.06
13.75
12.08
12.55
12.16
13.65
14.05
73
10.68
P/Bx
38.28
39.76
36.46
34.98
36.59
35.40
31.56
30.80
32.03
35.62
36.58
32.03
35.51
85
80.42
NII$M
243.9
242.8
243.2
254.6
258.2
259.5
269.4
275.9
286.0
292.8
541.6
2.55%
2.06%
—
12.05
NII grth%
27.72
27.00
25.30
24.93
26.74
25.81
25.29
23.04
22.58
19.64
25.00
23.04
25.29
84
6.28
ROTE%
26.60
27.08
26.05
23.41
22.09
20.24
18.09
16.16
17.66
18.64
18.02
18.09
21.17
7
3.53
Return on equity%
23.65
24.54
22.66
25.47
27.07
25.88
28.73
30.85
29.80
28.66
25.28
28.73
26.47
59
26.73
Return on assets%
28.85
31.72
33.60
31.46
29.22
31.63
32.77
33.39
30.56
33.50
7.39
32.77
31.67
56
3.70
EPS$
3.53
3.46
3.79
3.77
3.55
3.74
3.68
4.14
4.37
4.66
3.93
5.59%
2.52%
—
27.71
EPS growth%
0.40
0.40
0.40
0.40
0.52
2.28
0.40
1.51
3.91
1.05
21.45
1.51
0.46
80
2.18
Bookvalue per sh$
3.84
3.68
3.40
3.49
3.81
4.06
4.25
4.55
4.17
4.37
0.67
2.79%
0.15%
—
2.26
TBV/sh$
2.82
2.56
2.33
2.12
2.32
2.12
2.28
2.10
2.24
2.25
1.17
(0.62%)
(1.14%)
—
3.22
Dividend per sh$
4.16
4.12
4.12
4.45
4.62
5.17
5.47
6.12
5.70
5.65
1.08
4.10%
3.66%
—
7.99
Div yield (avg)%
5.49
4.18
4.08
2.08
0.40
0.40
2.96
4.18
6.67
7.46
21.44
4.18
4.13
18
27.50
Payout ratio%
32.20
31.68
32.27
32.25
33.74
34.77
33.56
33.60
34.67
36.96
25.76
34.67
33.58
94
34.71
Shares (diluted)M
54.33
64.24
70.83
75.45
75.97
87.55
85.42
84.47
86.83
90.48
34.95
3.56%
6.17%
84
23.21
Buyback yield%
8.28
10.92
11.37
11.55
10.40
9.44
10.32
7.82
5.93
5.38
10.50
7.82
9.88
46
85.49
Eq/Assets%
167.04
173.45
178.94
200.04
212.86
224.69
234.12
243.88
264.69
274.94
27.64
243.88
218.78
21
0.325
Assets$B
0.966
1.067
1.136
1.253
1.351
1.457
1.596
1.715
1.748
1.874
0.477
6.76%
7.95%
14
477.8
LT debt$M
221.7
256.5
270.1
249.1
283.3
270.8
270.7
255.9
272.7
306.2
133.7
1.56%
2.47%
71
Total assets
$1.874B
7.95%
1.73×
Revenue
$521.8M
2.19%
1.00×
Non-interest expense
$303.0M
2.30%
1.01×
Net interest income
56.11%
Non-interest income
43.89%