86.38
Revenue$M
314.6
323.6
342.6
358.4
379.8
394.3
415.0
438.4
456.8
483.5
91.12
4.95%
5.09%
17
28.08
Revenue growth%
14.03
11.22
10.57
13.13
10.85
10.78
13.15
15.74
15.58
13.20
20.58
13.20
13.14
15
16.50
NIM%
14.49
15.44
17.57
19.59
19.38
19.19
20.41
22.85
23.17
21.59
25.46
21.59
19.48
37
15.29
Effic. R.%
14.32
11.66
11.76
10.24
7.43
4.88
3.25
3.45
4.40
3.09
4.67
3.45
6.15
71
25.10
Net margin%
11.60
9.76
12.14
13.01
15.38
15.73
13.77
11.05
12.73
13.01
11.87
13.01
12.87
12
15.11
P/E ratio (avg)x
17.44
16.35
15.86
14.42
16.02
16.78
17.13
18.12
18.01
18.91
19.13
18.01
16.96
22
21.74
P/TBVx
49.68
54.05
64.25
74.49
75.32
91.42
89.81
98.17
118.9
121.2
8.141
98.17
82.56
14
24.85
P/Bx
9.391
9.083
9.180
8.595
7.348
7.391
7.265
7.424
7.019
6.060
10.53
7.265
7.407
36
294.1
NII$M
232.1
236.6
251.0
262.3
277.7
289.8
304.5
323.4
333.7
355.9
591.6
5.09%
5.11%
—
23.08
NII grth%
4.72
3.86
3.68
5.76
5.46
4.46
3.00
2.95
4.36
5.86
22.37
4.36
4.41
7
22.54
ROTE%
17.50
19.20
19.95
18.48
16.74
15.73
16.38
16.55
17.93
16.74
2.72
16.55
17.12
36
12.42
Return on equity%
15.93
17.83
18.46
16.30
13.61
12.82
11.79
10.14
8.24
9.41
6.73
10.14
13.21
37
5.31
Return on assets%
15.80
13.83
15.56
15.04
15.83
18.83
15.93
13.35
14.05
14.04
11.03
14.05
15.30
40
4.93
EPS$
3.79
4.06
3.79
3.70
3.43
3.15
3.31
3.43
3.70
3.48
5.04
0.26%
0.04%
—
26.66
EPS growth%
20.63
18.72
15.74
15.11
16.72
17.15
15.36
15.53
12.79
13.53
6.60
15.36
15.64
33
4.85
Bookvalue per sh$
2.96
2.57
2.53
2.35
2.20
2.10
2.13
1.86
1.85
1.59
5.65
(6.31%)
(5.94%)
—
5.44
TBV/sh$
3.57
3.20
3.08
3.46
3.40
3.65
3.31
3.41
3.84
3.47
2.24
0.40%
0.38%
—
5.54
Dividend per sh$
4.25
4.87
4.85
5.56
5.65
6.30
5.85
6.76
6.61
7.41
2.53
5.58%
5.67%
—
16.59
Div yield (avg)%
30.56
33.29
32.74
34.17
35.56
37.33
36.02
38.13
38.04
40.91
25.30
38.04
35.79
86
10.37
Payout ratio%
27.04
24.87
25.11
24.71
22.78
23.29
21.57
24.27
23.27
21.38
19.40
23.27
23.78
20
26.61
Shares (diluted)M
23.13
24.91
27.52
26.02
25.81
27.66
27.71
27.84
26.43
25.70
26.01
(0.09%)
1.82%
33
27.08
Buyback yield%
3.31
1.33
0.40
0.40
2.69
0.40
0.40
0.40
0.40
0.40
25.47
0.40
0.40
39
42.03
Eq/Assets%
127.62
118.61
108.67
99.81
91.79
92.57
85.04
84.70
79.23
76.12
52.95
84.70
92.18
37
0.067
Assets$B
1.348
1.435
1.504
1.683
1.835
1.986
2.235
2.443
2.597
2.796
0.598
8.79%
8.86%
38
225.1
LT debt$M
620.6
590.4
636.6
671.4
615.1
566.9
534.5
506.2
514.1
484.2
506.7
(4.67%)
(2.42%)
73
Total assets
$2.796B
8.86%
1.42×
Revenue
$483.5M
5.09%
1.00×
Non-interest expense
$261.2M
4.98%
0.99×
Net interest income
73.61%
Non-interest income
26.39%