23.48
Revenue$M
43.09
44.80
46.78
49.71
53.59
55.71
59.40
63.84
68.50
71.62
24.00
5.97%
5.85%
53
5.59
Revenue growth%
13.13
11.29
10.85
10.87
9.95
7.39
6.88
5.90
7.10
7.08
27.80
7.08
8.67
27
2.40
NIM%
14.17
14.55
14.66
11.78
12.35
11.86
10.95
11.81
13.38
10.55
23.61
11.81
12.11
25
28.44
Effic. R.%
26.36
23.74
21.94
19.52
19.82
20.32
21.58
22.43
22.08
24.21
26.54
22.08
22.01
23
18.84
Net margin%
23.58
22.91
25.53
22.89
25.20
23.04
23.73
24.97
27.63
28.94
23.66
24.97
24.35
52
13.86
P/E ratio (avg)x
39.61
39.46
37.73
37.99
37.06
39.79
41.94
44.40
45.67
46.19
24.99
44.40
39.70
63
12.15
P/TBVx
48.08
51.79
57.31
56.31
55.49
61.13
57.82
54.91
52.33
59.50
23.67
57.82
55.90
57
8.962
P/Bx
31.90
33.99
38.66
35.92
34.21
35.13
34.91
37.30
38.71
41.73
18.28
37.30
35.53
74
28.09
NII$M
24.24
24.54
25.96
27.26
29.97
31.13
33.53
35.24
37.58
39.64
9.931
5.75%
5.69%
—
12.30
NII grth%
18.83
21.73
20.25
21.07
19.00
19.97
22.88
20.39
17.52
16.42
17.06
19.97
20.11
85
12.57
ROTE%
6.04
6.89
6.78
8.00
9.30
9.55
9.79
7.68
9.36
9.00
14.21
9.36
8.50
92
10.42
Return on equity%
18.32
17.53
15.03
17.77
16.91
19.52
18.89
16.67
19.38
16.71
6.33
18.89
17.65
68
5.05
Return on assets%
15.53
13.21
16.13
16.79
16.41
14.39
11.81
9.45
8.79
10.35
27.60
10.35
13.80
49
3.09
EPS$
2.20
2.21
2.08
2.34
2.37
2.21
2.30
2.55
2.64
2.48
3.39
0.87%
0.50%
—
12.11
EPS growth%
4.46
3.66
3.34
1.13
3.67
3.38
5.96
6.15
9.13
10.89
15.50
6.15
4.07
56
1.19
Bookvalue per sh$
1.30
1.24
1.16
1.08
0.98
0.91
0.99
0.97
0.89
0.87
0.51
(2.24%)
(4.13%)
—
1.09
TBV/sh$
3.17
3.11
3.51
3.59
4.01
3.74
3.67
3.56
3.40
3.53
2.11
(2.52%)
2.00%
—
1.46
Dividend per sh$
1.37
1.57
1.83
1.89
2.21
2.42
2.70
2.66
2.69
3.00
2.12
6.28%
9.53%
—
9.17
Div yield (avg)%
25.06
22.61
21.51
23.37
24.87
21.94
20.97
19.98
22.56
25.35
11.63
21.94
22.59
92
14.16
Payout ratio%
27.57
26.05
27.91
26.71
28.55
26.05
24.48
25.38
25.99
26.62
5.87
25.99
26.33
32
15.11
Shares (diluted)M
14.43
13.21
12.16
13.04
13.88
14.17
15.63
14.13
13.32
11.73
15.09
(3.31%)
(2.86%)
74
17.01
Buyback yield%
28.51
27.63
26.34
27.56
28.54
26.00
25.93
28.77
26.95
27.68
15.19
26.95
27.59
23
169.65
Eq/Assets%
69.99
69.39
69.59
66.10
72.65
80.73
86.35
79.29
80.42
89.30
179.49
80.73
75.97
93
34.35
Assets$M
112.6
119.8
133.9
145.2
155.4
171.5
182.4
193.9
209.6
226.1
30.09
7.78%
8.45%
54
5.735
LT debt$M
39.93
45.69
43.18
46.13
43.18
43.64
47.46
46.84
50.77
50.67
56.80
3.25%
2.70%
41
Total assets
$226.1M
8.45%
1.27×
Revenue
$71.62M
5.85%
1.00×
Non-interest expense
$34.50M
6.05%
1.02×
Net interest income
55.35%
Non-interest income
44.65%