44.15
Revenue$M
36.34
38.84
40.74
43.69
47.48
49.81
54.08
59.23
63.45
68.19
47.01
7.51%
7.31%
31
7.13
Revenue growth%
23.40
21.02
18.39
18.02
18.90
20.51
21.99
21.73
20.27
21.06
26.26
21.06
20.77
56
13.20
NIM%
18.46
19.08
16.68
16.75
18.36
16.93
18.80
16.97
18.72
17.92
7.08
17.92
18.14
69
22.96
Effic. R.%
23.42
21.98
20.75
20.97
19.37
16.69
17.83
17.00
18.49
20.88
19.99
17.83
20.06
91
2.90
Net margin%
30.26
27.48
27.36
24.56
24.53
24.55
21.87
19.79
17.30
17.94
14.12
19.79
24.54
24
30.71
P/E ratio (avg)x
17.14
18.77
16.66
16.51
16.27
15.92
15.47
14.14
13.05
11.53
25.38
14.14
16.09
14
24.41
P/TBVx
19.58
23.74
26.52
29.40
29.37
29.18
30.51
33.21
35.39
37.71
25.71
33.21
29.39
82
35.74
P/Bx
30.10
30.59
32.81
35.28
40.81
43.37
48.99
54.02
54.78
53.09
10.88
53.09
42.09
78
53.77
NII$M
25.89
27.27
28.65
30.74
33.37
35.06
37.74
42.10
44.54
47.60
12.29
7.36%
7.30%
—
22.96
NII grth%
3.53
4.11
2.71
2.12
2.25
3.56
1.47
0.40
1.51
4.00
17.77
1.51
2.48
34
24.87
ROTE%
14.04
13.25
10.55
10.66
11.18
11.92
11.20
12.96
13.57
12.94
25.11
12.94
12.43
45
4.66
Return on equity%
5.25
3.71
4.10
1.57
4.53
4.10
6.47
8.17
9.32
12.18
13.35
8.17
4.89
86
20.68
Return on assets%
12.44
12.25
10.24
11.58
12.44
9.66
11.70
11.91
10.14
7.52
6.63
10.14
11.64
42
3.39
EPS$
4.97
5.41
6.15
7.02
7.29
7.72
7.32
7.24
8.25
9.24
3.62
4.85%
7.52%
—
10.61
EPS growth%
23.81
21.34
23.67
23.48
23.05
20.92
17.97
14.97
14.36
17.27
7.97
17.27
21.13
43
2.89
Bookvalue per sh$
2.06
2.30
2.40
2.16
2.33
2.17
2.28
2.28
2.12
1.98
2.01
(3.17%)
(1.03%)
—
3.66
TBV/sh$
1.85
1.65
1.75
1.71
1.84
1.68
1.88
1.77
1.94
2.08
2.35
2.47%
0.11%
—
1.25
Dividend per sh$
1.82
1.99
1.89
2.19
2.33
2.47
2.51
2.48
2.83
3.21
2.10
6.63%
7.61%
—
3.67
Div yield (avg)%
4.66
4.90
4.09
4.15
3.73
3.45
5.59
4.07
1.31
0.42
19.79
3.45
4.08
19
28.03
Payout ratio%
20.70
22.35
19.46
18.22
16.73
14.47
15.63
14.25
12.13
14.57
29.96
14.47
16.18
71
8.923
Shares (diluted)M
11.05
10.73
10.78
11.17
11.07
12.03
13.14
14.94
16.54
18.58
8.720
10.92%
6.65%
87
29.41
Buyback yield%
31.18
33.57
34.33
33.23
36.18
34.00
36.21
37.68
35.28
33.57
20.20
35.28
34.17
67
153.06
Eq/Assets%
9.41
10.30
10.57
11.39
12.11
12.37
11.56
9.94
9.40
8.18
143.93
9.94
10.43
40
39.88
Assets$M
25.98
27.86
29.26
32.61
35.57
38.40
42.13
44.27
48.55
51.99
53.25
7.89%
7.71%
29
8.557
LT debt$M
67.18
76.82
78.81
81.20
73.91
72.46
77.81
74.18
75.71
70.46
47.06
(0.95%)
1.76%
12
Total assets
$51.99M
7.71%
1.04×
Revenue
$68.19M
7.31%
1.00×
Non-interest expense
$41.51M
7.31%
1.00×
Net interest income
69.81%
Non-interest income
30.19%