58.15
Revenue$M
43.57
44.99
45.69
48.37
50.39
53.54
54.67
56.53
57.31
60.38
62.67
3.68%
3.93%
54
13.13
Revenue growth%
2.97
3.32
6.26
7.42
7.87
9.65
10.78
8.44
7.58
5.52
10.49
8.44
7.50
71
3.24
Combined R.%
81.88
80.55
82.68
80.69
80.50
81.08
80.15
81.80
80.84
81.47
17.72
81.08
80.96
14
10.36
Operating margin%
7.77
7.18
8.41
10.42
12.96
14.36
12.66
14.80
17.37
20.35
4.86
14.80
12.81
31
10.52
Net margin%
24.55
23.72
25.23
26.95
26.23
28.99
30.69
32.68
33.43
32.34
10.21
32.34
27.97
68
15.55
P/E ratio (avg)x
13.39
12.19
10.83
11.14
10.14
10.41
9.363
9.798
9.261
9.115
34.77
9.363
10.28
9
6.383
P/TBVx
38.49
43.73
43.20
51.91
51.76
50.75
60.16
70.73
82.22
95.16
28.68
70.73
51.83
72
7.231
P/Bx
37.03
41.12
38.39
36.14
32.72
35.19
39.32
40.84
45.19
51.04
13.43
40.84
38.86
54
13.05
Prem. grth%
24.28
26.23
24.83
23.92
26.31
26.77
29.67
29.24
26.31
27.59
21.77
27.59
26.31
5
13.47
Invest. yld%
25.21
25.80
25.91
27.43
27.33
26.10
27.39
26.80
29.09
26.88
24.15
26.88
26.84
25
14.26
BVPS grth%
21.05
18.33
20.50
19.46
21.79
22.57
21.10
23.71
21.08
18.52
20.55
21.10
21.07
37
29.21
Return on equity%
22.31
19.53
21.82
20.69
21.36
21.18
20.70
19.57
17.06
15.72
18.93
19.57
20.70
39
2.06
Return on assets%
18.03
19.61
20.30
20.39
18.32
18.50
20.50
18.25
19.39
21.31
10.91
19.39
19.50
55
0.54
EPS$
1.52
1.57
1.54
1.61
1.64
1.61
1.74
1.90
2.08
2.00
0.56
3.98%
2.26%
—
18.21
EPS growth%
9.68
8.06
6.19
8.00
5.96
8.78
8.26
10.37
7.53
5.02
4.94
8.26
8.03
32
1.41
Bookvalue per sh$
0.69
0.76
0.74
0.75
0.75
0.67
0.72
0.73
0.79
0.74
0.53
(0.29%)
0.54%
—
1.99
TBV/sh$
1.55
1.53
1.38
1.46
1.40
1.23
1.31
1.41
1.25
1.15
0.70
(3.82%)
(2.24%)
—
1.41
Dividend per sh$
1.47
1.53
1.67
1.56
1.56
1.65
1.70
1.78
1.82
1.77
1.37
2.54%
2.28%
—
16.43
Div yield (avg)%
10.57
11.73
13.89
16.24
15.38
14.92
14.69
12.66
11.79
12.87
13.22
12.87
13.38
28
20.63
Payout ratio%
21.75
19.25
19.86
16.89
14.23
15.54
14.66
13.41
14.71
17.58
11.11
14.71
16.22
51
20.68
Shares (diluted)M
24.40
23.33
26.78
30.45
31.13
32.61
32.82
34.31
39.32
36.68
21.01
3.34%
5.49%
85
24.47
Buyback yield%
28.39
27.53
24.96
25.97
27.64
27.36
26.53
29.28
29.58
30.36
20.23
29.28
27.58
74
1.083
D/E ratiox
1.047
0.978
0.949
0.957
0.927
0.842
0.902
0.934
0.947
0.843
1.353
0.902
0.940
83
11.34
Assets$M
335.3
374.5
391.8
414.1
463.0
497.1
545.7
594.4
668.0
708.5
43.39
8.88%
8.51%
28
32.49
LT debt$M
13.03
12.11
11.81
11.39
10.07
8.934
9.728
8.674
9.224
8.390
17.60
(3.59%)
(5.35%)
29
Revenue
$60.38M
3.93%
1.00×
Claims and benefits
$29.58M
3.86%
0.99×
Total costs
$45.43M
3.87%
0.99×