238.4
Revenue$M
174.7
182.8
196.8
206.5
218.2
226.2
243.3
256.6
277.1
289.5
261.6
5.81%
5.62%
18
15.49
Revenue growth%
23.33
23.05
23.73
21.96
20.52
20.35
22.51
23.67
24.64
24.71
4.34
23.67
23.19
51
13.45
NIM%
31.68
31.57
33.02
31.05
32.48
34.86
35.54
36.77
39.18
36.31
27.88
36.31
33.94
50
8.29
Effic. R.%
29.37
31.85
32.46
32.58
33.70
31.38
29.66
31.96
32.33
29.69
26.21
31.38
31.90
7
8.98
Net margin%
6.63
6.56
9.35
10.32
12.38
13.66
11.52
11.51
11.90
13.40
20.30
11.90
11.51
28
13.32
P/E ratio (avg)x
34.88
37.77
42.72
40.50
43.15
46.63
54.46
61.85
65.95
71.84
28.86
61.85
44.89
54
15.48
P/TBVx
21.15
22.31
23.05
23.75
25.56
24.08
27.02
30.37
32.13
35.83
9.219
30.37
24.82
93
13.16
P/Bx
59.15
62.49
72.92
75.88
75.34
86.65
87.47
88.37
93.49
106.3
11.15
88.37
81.27
7
245.6
NII$M
110.4
114.7
123.8
131.1
135.8
142.0
155.5
162.9
176.0
180.8
248.3
5.89%
5.52%
—
15.64
NII grth%
23.88
24.90
27.40
25.75
26.13
24.45
24.60
25.62
27.58
29.79
16.53
25.62
25.69
27
11.69
ROTE%
18.98
18.12
16.95
15.86
13.58
11.10
11.20
12.64
13.75
14.57
13.26
12.64
14.16
91
13.11
Return on equity%
25.68
23.06
21.33
22.62
21.47
23.50
21.55
18.99
19.63
21.55
21.76
21.55
21.55
85
8.02
Return on assets%
3.41
1.96
2.56
0.40
1.58
0.40
0.40
0.74
1.35
0.52
18.21
0.52
1.04
52
10.78
EPS$
7.72
8.12
8.57
10.10
10.07
10.76
10.66
12.43
13.32
13.88
11.01
6.64%
6.86%
—
26.76
EPS growth%
32.98
30.52
33.27
36.13
34.89
36.41
37.95
39.64
39.01
38.76
24.57
38.76
36.27
94
4.58
Bookvalue per sh$
12.85
15.22
18.18
18.33
20.28
20.54
22.21
23.72
25.75
30.23
16.82
8.31%
9.09%
—
15.84
TBV/sh$
13.53
14.11
15.09
15.17
17.52
17.58
19.31
19.15
21.64
20.85
17.07
3.55%
4.24%
—
9.54
Dividend per sh$
11.74
10.90
9.48
10.12
8.76
7.52
8.02
8.07
8.06
7.98
4.43
(1.84%)
(3.19%)
—
24.88
Div yield (avg)%
24.13
26.67
25.23
27.07
25.59
27.28
26.87
27.04
24.26
23.65
5.26
26.87
26.13
24
22.63
Payout ratio%
9.25
8.27
7.48
10.26
10.80
11.82
9.79
9.49
11.47
13.90
14.77
11.47
10.02
37
8.758
Shares (diluted)M
11.33
13.23
13.84
16.46
16.98
17.04
17.37
19.74
23.16
26.64
8.577
9.42%
10.86%
53
6.20
Buyback yield%
17.56
18.63
17.19
14.52
15.49
15.85
17.41
18.90
17.52
17.82
17.32
17.52
17.47
18
17.01
Eq/Assets%
169.26
174.41
174.37
186.90
197.27
200.05
230.55
268.27
301.17
348.35
93.99
268.27
198.66
62
0.169
Assets$B
0.704
0.772
0.846
0.938
1.021
1.071
1.135
1.206
1.359
1.465
0.223
7.50%
8.87%
43
218.1
LT debt$M
275.8
318.0
360.6
362.3
383.2
400.5
446.0
445.4
498.3
478.6
151.8
4.55%
6.86%
27
Total assets
$1.465B
8.87%
1.35×
Revenue
$289.5M
5.62%
1.00×
Non-interest expense
$152.3M
5.83%
1.02×
Net interest income
62.47%
Non-interest income
37.53%