6.197
Revenue$M
55.20
54.44
53.27
54.57
55.26
54.29
53.56
53.65
54.24
54.63
6.624
(0.23%)
(0.31%)
60
20.64
Revenue growth%
1.58
3.73
3.88
1.06
3.86
5.36
7.50
7.73
5.78
4.28
6.65
5.78
4.08
8
26.21
NIM%
12.44
11.84
11.32
9.37
11.54
9.91
9.99
8.04
9.80
8.21
2.39
9.80
9.95
35
29.26
Effic. R.%
20.57
18.57
21.23
22.10
24.14
23.87
22.27
19.67
19.38
21.31
20.37
21.31
21.27
74
19.68
Net margin%
0.40
1.50
3.18
2.76
1.16
3.50
1.86
2.21
1.23
2.03
3.14
2.03
1.95
55
9.217
P/E ratio (avg)x
6.879
6.044
5.729
6.068
5.921
6.220
5.574
4.966
4.741
4.818
30.66
4.966
5.825
77
26.63
P/TBVx
25.82
24.32
21.04
22.80
24.45
26.02
27.16
26.93
26.49
27.11
18.37
26.93
25.92
50
15.26
P/Bx
50.60
54.57
60.63
59.60
62.75
70.11
72.29
79.53
81.86
79.30
24.63
79.30
66.43
74
20.87
NII$M
39.58
39.01
37.97
38.56
39.17
38.83
38.85
38.74
38.52
38.75
31.77
(0.21%)
(0.44%)
—
2.57
NII grth%
22.42
25.07
22.53
22.39
19.42
16.65
18.36
16.29
13.72
14.82
29.17
16.29
18.89
64
7.59
ROTE%
29.18
28.84
28.71
28.31
29.85
31.13
32.19
34.84
33.23
32.69
13.23
32.69
30.49
6
15.60
Return on equity%
24.61
21.70
22.80
23.84
26.57
25.93
24.94
22.83
21.35
23.65
11.89
23.65
23.74
32
28.45
Return on assets%
17.22
15.48
12.80
13.17
10.33
10.80
8.58
6.65
9.16
7.72
3.44
8.58
10.56
20
4.72
EPS$
5.15
5.18
5.10
6.08
6.75
7.25
7.60
8.45
9.54
9.60
5.11
7.28%
6.59%
—
12.16
EPS growth%
1.37
0.76
0.40
0.40
1.85
0.40
0.58
0.81
0.40
1.68
27.02
0.58
0.67
24
4.05
Bookvalue per sh$
2.05
2.22
2.24
2.07
2.31
2.40
2.64
2.68
2.55
2.54
1.61
1.91%
2.79%
—
0.87
TBV/sh$
3.69
3.90
4.29
4.51
4.44
4.57
4.43
4.05
4.47
4.03
0.82
(1.91%)
1.04%
—
3.57
Dividend per sh$
5.12
5.15
5.50
5.23
5.02
5.78
6.49
6.81
7.70
8.29
2.51
10.55%
5.90%
—
25.34
Div yield (avg)%
10.61
8.37
5.80
3.08
3.29
2.11
0.40
3.12
1.62
1.73
26.76
1.73
3.10
66
2.81
Payout ratio%
17.69
20.19
22.83
24.52
25.93
28.22
27.40
29.52
31.50
30.68
19.40
29.52
26.66
55
6.644
Shares (diluted)M
7.871
7.803
8.454
8.912
9.091
8.047
8.163
7.351
6.812
7.165
6.422
(4.65%)
(0.76%)
8
22.69
Buyback yield%
15.24
15.35
12.38
10.73
10.41
9.16
8.75
7.03
9.35
11.38
5.70
9.16
10.57
14
87.85
Eq/Assets%
95.26
86.21
94.29
98.61
88.07
93.62
90.25
87.27
89.51
97.68
83.49
90.25
91.93
83
38.06
Assets$M
102.9
112.7
120.4
128.1
134.9
148.0
158.4
181.8
198.6
216.4
52.45
9.91%
9.02%
81
51.16
LT debt$M
13.59
13.07
14.88
16.45
17.96
19.99
18.76
17.95
18.28
18.77
39.61
0.89%
3.18%
29
Total assets
$216.4M
9.02%
2.45×
Revenue
$54.63M
(0.31%)
1.00×
Non-interest expense
$28.46M
(0.35%)
1.00×
Net interest income
70.94%
Non-interest income
29.06%