300.7
Revenue$M
683.8
696.2
717.2
725.9
737.4
747.9
784.4
804.1
838.1
861.4
312.8
3.16%
2.49%
72
4.27
Revenue growth%
20.64
23.63
25.72
28.22
27.13
27.85
26.19
27.08
24.38
23.77
23.61
26.19
25.96
69
22.70
NIM%
17.86
19.00
16.34
14.27
14.11
12.99
13.16
13.16
14.17
14.90
20.39
13.16
14.22
74
18.01
Effic. R.%
15.07
16.40
17.49
18.25
21.03
20.74
23.36
23.07
22.72
22.31
13.57
22.72
20.88
67
19.90
Net margin%
26.87
28.94
31.90
33.90
35.30
33.89
32.78
35.01
35.56
34.66
7.16
34.66
33.89
32
16.14
P/E ratio (avg)x
34.88
35.31
38.39
42.68
43.13
49.42
53.29
49.12
45.01
43.81
36.55
49.12
43.47
67
31.13
P/TBVx
42.49
48.62
50.12
56.18
63.89
71.95
72.80
80.86
83.80
100.6
17.44
80.86
67.92
80
8.377
P/Bx
28.62
29.29
31.98
32.40
35.77
36.81
41.12
43.35
45.24
47.93
27.16
43.35
36.29
67
468.0
NII$M
539.3
539.6
565.0
564.6
577.8
590.2
610.5
628.6
652.1
672.1
775.3
3.07%
2.40%
—
4.03
NII grth%
27.48
29.69
31.30
33.16
35.43
37.71
35.67
35.68
34.82
34.99
29.51
35.67
34.91
23
28.64
ROTE%
18.66
17.14
16.40
17.16
17.93
15.91
16.27
17.32
16.45
17.88
3.49
16.45
17.15
15
17.90
Return on equity%
14.11
11.16
9.03
11.58
11.99
14.86
12.39
14.66
15.08
13.04
8.82
14.66
12.71
58
27.23
Return on assets%
24.45
25.90
24.75
26.57
25.38
25.40
23.16
22.61
21.39
23.93
22.34
23.16
24.60
33
1.28
EPS$
1.79
1.93
2.21
2.24
2.37
2.24
2.11
1.98
2.27
2.16
1.37
(1.78%)
1.87%
—
23.26
EPS growth%
12.21
10.49
8.20
5.81
5.08
2.26
1.99
0.40
0.40
0.40
24.63
0.40
3.67
22
0.74
Bookvalue per sh$
1.23
1.13
1.20
1.20
1.25
1.26
1.37
1.35
1.33
1.40
0.56
2.29%
0.97%
—
0.92
TBV/sh$
2.12
2.31
2.34
2.81
2.82
3.17
3.31
3.62
3.52
3.51
1.33
4.46%
6.86%
—
1.47
Dividend per sh$
1.20
1.31
1.27
1.29
1.28
1.30
1.20
1.12
1.12
1.25
1.32
(0.48%)
(0.25%)
—
15.39
Div yield (avg)%
23.24
25.45
28.05
28.10
30.85
28.07
27.50
28.88
26.02
25.62
22.61
27.50
27.78
82
19.64
Payout ratio%
30.38
33.36
36.16
37.56
35.78
38.45
37.74
40.53
37.54
40.02
24.23
38.45
37.55
33
380.2
Shares (diluted)M
372.0
399.2
356.0
347.7
320.5
353.2
321.0
344.0
367.0
401.0
363.3
4.58%
0.27%
90
9.61
Buyback yield%
8.15
8.27
7.52
9.14
7.22
9.28
11.04
13.39
13.51
15.47
11.85
13.39
9.21
26
153.62
Eq/Assets%
57.39
53.32
56.14
58.67
57.74
62.58
56.05
53.20
51.00
47.18
74.15
53.20
56.09
34
0.433
Assets$B
0.728
0.796
0.877
0.956
1.044
1.146
1.242
1.346
1.392
1.577
0.799
8.61%
8.76%
75
0.397
LT debt$B
1.080
1.274
1.305
1.232
1.371
1.446
1.679
1.647
1.603
1.791
0.489
5.49%
6.31%
55
Total assets
$1.577B
8.76%
1.81×
Revenue
$861.4M
2.49%
1.00×
Non-interest expense
$426.9M
2.80%
1.03×
Net interest income
78.02%
Non-interest income
21.98%