4.248
Revenue$B
4.469
4.563
4.516
4.617
4.647
4.638
4.585
4.501
4.581
4.658
4.581
0.05%
0.67%
55
17.60
Revenue growth%
26.60
28.48
31.21
28.98
28.97
29.13
31.37
32.79
34.63
31.90
10.47
31.90
30.17
34
14.30
NIM%
15.70
16.84
18.48
15.88
15.18
12.53
13.42
11.22
10.34
10.76
9.25
11.22
14.30
72
2.80
Effic. R.%
6.41
4.83
2.63
2.54
3.75
6.68
4.94
3.60
0.93
2.32
25.00
3.60
3.67
63
9.94
Net margin%
25.95
25.08
22.83
25.51
26.26
26.38
24.21
23.93
23.16
21.47
7.05
23.93
24.65
93
17.57
P/E ratio (avg)x
40.13
40.65
46.57
53.83
61.25
65.66
63.41
70.42
68.13
79.26
20.04
68.13
62.33
79
10.68
P/TBVx
10.48
10.35
11.62
11.02
10.84
11.46
10.47
9.705
8.819
8.718
16.51
9.705
10.47
52
9.798
P/Bx
30.86
32.04
33.24
31.82
35.17
31.92
33.04
31.21
29.19
30.91
26.74
31.21
31.87
85
4.323
NII$B
3.375
3.476
3.403
3.492
3.505
3.514
3.511
3.424
3.463
3.528
0.362
0.13%
0.62%
—
20.66
NII grth%
5.12
5.94
5.05
7.44
4.72
3.57
6.00
6.34
5.03
3.25
22.60
5.03
5.09
7
10.39
ROTE%
18.25
16.14
16.56
15.92
15.02
13.69
16.67
14.85
16.74
18.24
21.34
16.67
16.35
11
29.37
Return on equity%
12.28
12.09
13.12
14.78
14.81
17.29
17.38
16.99
15.63
16.17
28.78
16.99
15.22
78
25.25
Return on assets%
15.59
18.56
19.92
18.42
15.80
13.62
11.42
9.72
7.57
5.80
19.11
9.72
14.61
77
11.81
EPS$
9.05
9.78
9.43
10.81
10.98
11.68
12.26
13.57
15.39
17.65
12.38
9.97%
7.87%
—
3.27
EPS growth%
8.90
6.64
6.54
6.73
8.47
8.79
11.57
10.03
11.11
8.35
2.64
10.03
8.63
33
4.72
Bookvalue per sh$
18.11
19.12
18.80
19.23
22.25
22.28
24.18
28.99
30.85
30.16
5.42
6.27%
5.01%
—
7.94
TBV/sh$
14.23
13.82
16.11
18.88
19.97
21.18
23.46
25.69
29.49
28.28
8.57
7.21%
8.12%
—
4.79
Dividend per sh$
13.03
12.64
14.10
15.55
16.30
15.11
16.52
17.30
19.74
22.89
11.84
7.03%
7.42%
—
5.80
Div yield (avg)%
18.46
18.32
18.89
21.39
22.31
21.50
24.09
24.73
26.33
25.58
7.17
24.73
21.91
19
20.51
Payout ratio%
9.74
12.18
11.93
12.55
10.72
11.82
9.41
10.25
7.89
6.50
24.64
9.41
10.48
42
197.4
Shares (diluted)M
254.6
266.6
273.0
278.2
276.3
281.6
294.1
315.0
310.9
330.2
201.9
3.63%
3.13%
33
7.88
Buyback yield%
3.35
4.45
1.83
0.40
0.40
3.18
1.96
3.27
6.04
8.08
21.35
3.27
3.23
16
77.41
Eq/Assets%
44.61
52.38
58.44
55.93
65.16
72.13
69.32
77.51
82.45
96.70
142.83
77.51
67.24
76
0.647
Assets$B
13.38
14.65
15.44
16.52
18.43
20.61
22.04
22.62
24.20
26.43
1.643
7.48%
7.51%
56
3.315
LT debt$B
3.255
3.380
3.213
2.998
3.281
3.199
2.835
2.857
3.065
3.169
3.798
(0.69%)
(0.35%)
12
Total assets
$26.43B
7.51%
1.93×
Revenue
$4.658B
0.67%
1.00×
Non-interest expense
$2.397B
0.55%
0.99×
Net interest income
75.75%
Non-interest income
24.25%