23.82
Revenue$M
53.32
53.84
55.49
55.96
56.80
56.84
57.19
59.16
59.10
59.02
25.76
0.77%
1.30%
82
14.17
Revenue growth%
31.10
31.11
29.85
31.54
33.95
34.93
37.55
34.72
34.60
36.63
20.66
34.93
34.28
66
13.21
NIM%
0.71
2.49
5.45
3.54
0.80
0.40
0.40
0.40
0.65
0.55
29.93
0.40
0.68
10
28.68
Effic. R.%
18.57
17.80
16.02
18.52
17.36
16.64
16.68
18.09
21.08
23.18
3.43
18.09
17.94
88
29.55
Net margin%
11.00
13.93
12.57
13.15
12.82
11.49
10.28
12.09
12.29
11.67
23.19
11.67
12.19
94
26.76
P/E ratio (avg)x
32.53
31.64
33.66
32.06
34.03
32.28
31.01
31.78
30.64
27.07
23.81
31.01
31.92
15
6.836
P/TBVx
7.074
7.798
8.152
8.143
9.165
9.686
10.32
11.26
11.43
12.11
33.82
11.26
9.425
19
26.22
P/Bx
44.65
45.24
50.44
52.73
59.13
57.70
64.59
77.37
81.57
80.81
20.80
77.37
58.42
93
31.89
NII$M
40.68
40.18
41.43
42.27
43.45
43.11
43.14
45.17
44.70
44.13
8.219
0.31%
1.27%
—
16.57
NII grth%
14.96
13.27
12.25
14.24
15.83
15.83
17.07
16.42
17.50
18.95
25.81
17.07
15.83
34
18.93
ROTE%
9.06
11.63
12.25
12.98
15.13
15.69
14.92
16.70
13.83
12.70
14.39
14.92
13.40
75
17.53
Return on equity%
12.20
14.30
16.63
17.44
15.06
16.08
14.96
14.21
15.63
12.94
7.21
14.96
15.01
55
19.19
Return on assets%
19.06
18.72
20.48
18.58
19.72
20.47
17.67
16.61
17.09
15.67
18.40
17.09
18.65
53
3.22
EPS$
3.02
2.93
2.84
2.94
3.29
3.39
3.67
3.28
3.14
2.88
3.30
(2.65%)
(0.66%)
—
5.85
EPS growth%
21.53
23.30
23.16
23.97
22.14
23.23
20.54
19.30
19.23
21.31
5.56
20.54
21.83
41
8.61
Bookvalue per sh$
11.55
11.90
10.55
10.51
10.20
9.78
9.32
8.64
9.26
10.30
11.01
0.21%
(1.81%)
—
7.81
TBV/sh$
14.93
16.96
17.80
19.78
18.99
18.63
17.75
20.35
19.88
22.18
1.72
3.16%
5.51%
—
8.62
Dividend per sh$
6.91
7.93
9.25
10.01
10.31
10.08
10.43
11.44
11.41
12.79
3.34
4.40%
7.32%
—
17.68
Div yield (avg)%
8.02
10.52
12.19
10.10
9.03
10.38
10.69
10.74
10.74
9.32
13.02
10.69
10.45
75
19.25
Payout ratio%
23.82
22.80
19.97
20.39
20.97
21.22
21.77
22.26
21.17
24.02
29.28
21.77
21.50
41
4.552
Shares (diluted)M
4.494
4.773
4.968
5.446
4.822
4.569
4.971
5.474
5.327
5.709
4.549
3.44%
2.52%
65
13.73
Buyback yield%
15.59
16.78
18.14
18.34
16.73
14.54
15.04
12.17
13.82
15.73
14.41
14.54
15.66
29
76.33
Eq/Assets%
220.89
234.07
262.48
299.54
287.05
278.69
297.77
315.53
362.69
377.81
117.43
315.53
292.41
49
21.09
Assets$M
109.8
121.3
131.2
142.1
153.6
166.7
185.3
193.0
205.9
231.6
27.06
8.57%
8.57%
58
13.58
LT debt$M
40.57
42.40
49.18
48.95
48.18
53.22
50.63
47.44
49.43
53.37
35.64
2.07%
3.25%
65
Total assets
$231.6M
8.57%
2.00×
Revenue
$59.02M
1.30%
1.00×
Non-interest expense
$33.22M
1.41%
1.01×
Net interest income
74.77%
Non-interest income
25.23%