33.44
Revenue$M
38.50
40.45
42.14
44.73
46.89
48.40
50.51
52.98
54.64
57.56
36.63
4.19%
4.58%
35
5.57
Revenue growth%
9.29
12.14
12.89
12.86
12.46
11.02
11.92
14.05
11.26
13.00
3.73
11.92
12.30
77
24.00
NIM%
23.91
24.54
24.82
22.86
23.60
21.32
19.73
20.58
22.46
22.39
14.31
21.32
22.66
40
27.78
Effic. R.%
8.04
5.17
5.77
3.62
1.69
1.43
0.40
1.88
4.26
3.71
11.71
1.88
3.67
92
3.10
Net margin%
15.64
16.24
18.64
19.00
19.85
20.20
22.52
21.76
21.83
19.46
19.32
21.76
19.66
47
14.13
P/E ratio (avg)x
23.03
23.61
25.32
23.82
23.01
22.95
20.73
18.50
17.28
17.76
30.72
18.50
22.98
69
36.85
P/TBVx
17.49
17.03
15.49
15.73
15.41
17.39
17.13
17.80
19.39
19.18
30.73
17.80
17.26
65
34.18
P/Bx
41.94
38.32
39.80
38.99
40.88
41.54
38.35
39.86
35.79
32.38
16.39
38.35
39.40
71
33.76
NII$M
21.73
22.92
23.78
25.27
26.87
27.02
28.37
29.69
30.55
32.23
33.66
3.71%
4.53%
—
14.33
NII grth%
12.56
15.50
13.01
14.91
15.86
15.48
16.15
15.91
16.14
16.55
12.01
16.14
15.68
71
4.14
ROTE%
0.81
3.25
3.79
4.32
1.77
0.42
0.40
0.40
0.50
1.44
8.11
0.42
1.13
56
29.61
Return on equity%
15.72
17.61
15.76
17.44
16.98
19.82
19.78
19.61
19.04
19.17
22.82
19.61
18.33
91
8.81
Return on assets%
14.03
13.78
10.98
9.57
12.13
12.25
14.96
15.95
14.89
13.08
16.30
14.89
13.43
87
2.23
EPS$
8.06
9.00
9.77
10.49
12.31
13.34
13.24
14.10
14.31
16.78
2.42
6.39%
7.98%
—
24.35
EPS growth%
21.80
22.29
24.94
24.89
26.91
28.33
28.93
31.59
31.78
33.72
25.36
31.59
27.62
49
3.69
Bookvalue per sh$
6.51
7.61
8.83
9.81
9.75
11.15
10.46
11.18
10.53
11.40
2.60
3.18%
5.51%
—
3.55
TBV/sh$
2.63
2.59
2.36
2.38
2.54
2.22
2.37
2.07
2.08
2.19
1.12
(2.95%)
(2.76%)
—
1.26
Dividend per sh$
1.03
1.02
1.14
1.13
1.13
1.15
1.13
1.08
1.10
1.28
5.67
2.42%
3.77%
—
15.50
Div yield (avg)%
8.66
10.00
8.08
10.86
13.05
12.19
11.57
14.55
12.65
10.42
27.79
12.19
11.21
27
19.16
Payout ratio%
7.95
7.40
8.77
7.84
9.95
7.62
8.39
10.67
10.85
9.78
17.50
9.78
8.58
40
6.740
Shares (diluted)M
10.14
11.88
12.09
12.16
14.11
15.48
17.56
18.86
19.86
22.33
6.759
9.61%
8.31%
13
6.83
Buyback yield%
30.82
27.98
25.40
25.70
23.26
22.47
20.04
21.94
22.52
22.42
17.70
22.42
22.89
47
137.32
Eq/Assets%
126.30
139.97
141.74
157.85
150.26
142.36
128.16
115.23
116.46
128.84
96.13
128.16
134.40
53
14.64
Assets$M
144.0
156.4
168.7
186.0
200.1
219.4
233.6
254.6
288.2
310.2
46.38
9.16%
8.58%
76
49.60
LT debt$M
50.32
55.04
56.81
61.56
60.96
65.97
64.93
60.08
58.52
56.22
25.44
(1.60%)
2.23%
9
Total assets
$310.2M
8.58%
1.46×
Revenue
$57.56M
4.58%
1.00×
Non-interest expense
$30.34M
4.54%
1.00×
Net interest income
56.00%
Non-interest income
44.00%