0.658
Revenue$B
0.894
0.895
0.920
0.945
0.948
0.975
0.982
1.015
1.055
1.063
0.677
2.32%
2.12%
60
13.08
Revenue growth%
1.62
0.89
0.52
0.98
0.99
0.40
0.94
0.40
0.40
0.40
10.20
0.40
0.70
83
6.14
NIM%
14.51
15.75
12.82
15.17
13.96
16.31
16.42
16.10
16.51
17.85
17.49
16.42
15.92
36
17.53
Effic. R.%
3.64
5.38
2.49
3.95
3.13
0.86
0.49
2.56
4.76
5.80
25.50
2.56
3.38
59
21.33
Net margin%
22.04
24.55
23.10
25.21
26.53
24.47
25.38
27.45
25.62
27.54
28.10
25.62
25.30
75
37.23
P/E ratio (avg)x
57.49
61.78
67.84
68.68
74.90
73.64
75.24
74.87
85.22
90.40
34.18
75.24
74.25
87
22.57
P/TBVx
13.27
13.91
14.70
14.08
13.29
14.09
15.43
14.66
13.96
14.15
20.89
14.15
14.09
34
16.27
P/Bx
35.02
37.91
35.40
36.19
39.57
42.60
40.46
39.94
36.67
36.78
32.48
39.94
37.34
27
836.0
NII$M
688.2
697.1
710.8
737.8
744.3
756.9
768.9
784.9
813.2
822.7
301.8
2.02%
2.08%
—
5.84
NII grth%
17.66
19.78
17.67
16.44
18.38
16.59
17.14
17.64
15.64
16.57
2.28
16.59
17.39
38
13.64
ROTE%
23.80
23.36
22.89
21.35
19.02
19.85
17.54
17.32
14.82
12.47
23.82
17.32
19.43
29
13.07
Return on equity%
23.40
22.47
21.35
24.17
22.11
23.22
20.78
18.97
21.75
19.81
11.16
20.78
21.93
31
27.05
Return on assets%
23.51
21.93
19.61
20.03
21.42
22.83
25.45
27.59
28.97
30.24
18.02
27.59
23.17
77
2.48
EPS$
3.86
3.68
4.09
3.70
4.12
3.87
4.27
4.67
4.62
4.80
2.59
3.10%
3.41%
—
15.06
EPS growth%
31.31
30.34
28.10
25.22
24.06
25.97
27.21
24.79
24.54
25.31
19.85
25.31
25.64
81
0.98
Bookvalue per sh$
5.16
5.50
5.50
5.82
5.67
5.75
6.40
7.21
7.07
8.23
1.22
7.73%
5.04%
—
3.95
TBV/sh$
5.88
6.15
6.96
7.27
8.38
8.51
9.24
9.23
9.07
10.05
1.42
3.69%
5.49%
—
3.20
Dividend per sh$
3.10
3.47
3.92
4.61
4.84
4.86
4.93
5.37
6.21
7.16
3.28
8.16%
10.44%
—
12.11
Div yield (avg)%
4.78
2.66
0.97
3.39
0.64
0.40
3.02
1.27
0.40
1.53
27.72
1.27
1.40
32
10.04
Payout ratio%
26.76
25.48
25.03
22.88
24.48
21.52
22.43
22.18
20.77
21.62
7.92
21.62
22.66
6
213.0
Shares (diluted)M
216.5
239.8
217.8
208.1
231.2
233.6
234.8
249.0
250.1
236.1
212.1
0.42%
1.06%
91
6.36
Buyback yield%
0.71
2.22
3.36
1.28
1.72
0.40
2.66
5.07
3.40
0.48
25.26
2.66
1.97
56
65.24
Eq/Assets%
281.42
273.05
291.06
306.76
325.76
384.46
442.55
519.70
555.71
646.10
67.09
519.70
355.11
39
0.711
Assets$B
3.015
3.132
3.546
3.793
4.255
4.760
5.223
5.580
6.175
6.523
0.486
8.92%
8.72%
79
860.9
LT debt$M
693.6
643.6
687.0
754.1
765.5
827.9
903.6
904.3
800.6
850.1
579.6
2.12%
3.11%
80
Total assets
$6.523B
8.72%
1.87×
Revenue
$1.063B
2.12%
1.00×
Non-interest expense
$580.6M
2.20%
1.01×
Net interest income
77.36%
Non-interest income
22.64%