0.252
Revenue$B
0.997
1.057
1.126
1.241
1.332
1.441
1.559
1.710
1.841
1.948
0.266
7.90%
7.58%
86
27.90
Revenue growth%
20.00
22.76
23.49
21.05
22.07
20.04
17.77
20.31
18.69
18.79
10.26
18.79
20.17
9
25.16
NIM%
21.71
22.79
25.37
23.66
24.79
23.69
23.74
25.47
28.21
30.03
2.73
25.47
24.27
73
17.01
Effic. R.%
32.05
33.21
34.45
37.07
39.02
38.12
38.24
35.90
34.40
33.46
21.98
35.90
35.18
20
26.54
Net margin%
6.46
5.82
7.18
6.66
8.55
7.32
4.91
7.24
7.54
8.32
29.43
7.32
7.21
11
26.92
P/E ratio (avg)x
16.00
16.25
17.45
16.91
17.67
18.30
21.88
23.92
23.03
24.38
34.24
23.03
17.98
51
24.83
P/TBVx
24.77
24.30
23.94
25.54
30.58
31.08
36.66
42.52
49.68
59.88
12.01
42.52
30.83
73
37.78
P/Bx
35.48
41.08
43.34
50.58
51.91
60.43
71.80
80.37
89.76
104.3
25.51
80.37
56.17
25
1.404
NII$B
0.706
0.743
0.814
0.897
0.945
1.018
1.121
1.223
1.308
1.383
1.702
7.90%
7.66%
—
25.31
NII grth%
5.23
7.09
7.78
6.84
8.26
6.87
9.47
11.72
12.43
12.19
18.60
11.72
8.02
94
11.05
ROTE%
6.79
3.95
6.30
4.57
7.17
5.82
5.78
7.80
6.19
8.63
10.38
6.19
6.24
10
19.35
Return on equity%
19.80
22.01
19.36
21.83
20.68
19.00
18.66
18.53
20.68
22.93
18.95
19.00
20.24
53
17.39
Return on assets%
23.86
21.63
20.53
18.11
16.81
15.92
17.08
15.56
13.96
11.71
7.21
15.56
16.95
33
5.31
EPS$
3.48
3.54
3.68
3.29
3.53
3.84
4.08
3.81
3.37
3.64
5.43
0.61%
(0.17%)
—
16.26
EPS growth%
24.76
23.69
23.45
22.33
24.42
26.90
27.25
28.20
29.12
29.24
9.50
28.20
25.83
35
5.73
Bookvalue per sh$
7.95
7.59
7.91
8.01
9.13
9.85
11.02
12.57
14.01
15.41
3.45
11.03%
8.17%
—
6.58
TBV/sh$
1.62
1.48
1.37
1.34
1.28
1.15
1.11
1.09
1.11
1.19
5.39
(1.39%)
(3.96%)
—
6.19
Dividend per sh$
2.40
2.28
2.33
2.04
2.00
2.07
2.17
2.03
2.19
2.08
6.07
0.80%
(2.07%)
—
12.50
Div yield (avg)%
27.35
29.75
30.25
29.76
30.39
31.39
33.11
35.27
35.76
35.57
5.66
35.27
30.89
45
24.67
Payout ratio%
16.48
15.15
16.46
17.58
20.06
21.55
19.72
20.38
22.72
20.58
15.91
20.58
19.89
82
245.3
Shares (diluted)M
251.8
266.6
268.3
278.6
281.8
296.0
311.2
332.0
341.2
381.5
242.2
6.24%
4.11%
21
22.31
Buyback yield%
10.77
7.87
8.42
7.03
5.56
6.34
6.21
7.36
10.01
11.15
27.06
7.36
7.61
49
29.83
Eq/Assets%
138.23
137.04
143.57
134.21
136.92
124.40
128.14
143.54
152.80
141.06
43.43
141.06
137.63
48
0.329
Assets$B
5.967
6.631
7.055
7.731
8.755
9.449
10.50
11.07
11.87
12.94
0.241
8.13%
9.26%
29
1,395
LT debt$M
590.3
652.1
635.8
691.4
640.2
589.5
566.9
501.3
498.6
464.7
677.6
(6.21%)
(2.69%)
22
Total assets
$12.94B
9.26%
1.17×
Revenue
$1.948B
7.58%
1.00×
Non-interest expense
$1.001B
7.59%
1.00×
Net interest income
70.97%
Non-interest income
29.03%