33.48
Revenue$M
19.76
21.43
22.70
24.59
25.99
27.36
29.17
31.53
33.71
36.32
35.16
6.92%
7.12%
35
14.80
Revenue growth%
16.92
14.86
12.07
14.65
17.42
17.99
17.17
19.34
19.68
21.04
7.37
19.34
17.29
20
24.72
NIM%
20.56
19.36
20.28
22.20
23.11
26.01
27.12
24.23
23.43
21.75
14.31
24.23
22.65
90
13.26
Effic. R.%
0.64
0.40
0.96
0.69
0.40
0.40
0.40
0.40
1.03
1.70
10.75
0.40
0.52
36
23.22
Net margin%
11.93
12.43
12.03
13.03
10.89
12.32
12.79
15.07
12.72
14.96
6.10
12.79
12.57
8
7.255
P/E ratio (avg)x
24.74
25.85
23.77
24.32
25.47
24.24
22.29
22.07
23.46
25.70
9.684
23.46
24.28
84
10.42
P/TBVx
37.04
37.97
42.02
42.87
44.79
51.96
59.45
65.22
68.78
81.16
22.45
65.22
48.38
84
18.95
P/Bx
7.846
7.854
7.471
8.389
9.284
8.874
9.845
10.30
9.915
10.43
36.34
9.915
9.079
90
26.78
NII$M
14.37
15.38
16.57
17.67
19.04
19.86
20.87
22.92
24.66
26.54
10.33
6.87%
7.16%
—
12.82
NII grth%
7.19
10.00
9.67
12.40
10.81
8.67
10.24
11.48
12.75
11.93
17.50
11.48
10.52
73
29.33
ROTE%
16.85
18.77
18.46
20.83
23.16
23.50
24.45
26.12
24.77
26.85
26.48
24.77
23.33
56
15.67
Return on equity%
7.66
10.19
9.38
8.71
11.66
12.63
14.38
14.28
14.91
13.99
4.27
14.28
12.15
36
2.34
Return on assets%
10.79
10.46
11.69
14.33
17.00
19.55
17.46
18.69
18.98
18.20
6.86
18.69
17.23
24
0.35
EPS$
1.59
1.81
2.06
2.07
2.09
2.06
2.48
2.60
2.80
3.36
0.37
9.97%
8.83%
—
15.29
EPS growth%
4.13
5.10
3.24
0.51
0.40
2.02
0.40
1.54
2.98
0.79
5.96
1.54
1.78
60
1.06
Bookvalue per sh$
1.34
1.52
1.55
1.62
1.56
1.82
1.86
1.83
1.86
2.07
0.65
5.88%
4.94%
—
1.18
TBV/sh$
0.78
0.78
0.85
0.98
0.95
1.05
1.26
1.33
1.56
1.60
0.43
11.00%
7.98%
—
0.81
Dividend per sh$
1.24
1.22
1.38
1.52
1.52
1.61
1.56
1.72
1.97
2.22
0.51
7.84%
5.74%
—
26.57
Div yield (avg)%
16.11
16.56
15.02
14.54
17.15
16.06
19.00
20.85
19.52
21.25
22.40
19.52
16.85
47
2.23
Payout ratio%
2.56
3.23
4.86
5.82
6.34
8.67
11.28
13.41
12.68
11.33
20.31
11.33
7.51
69
31.40
Shares (diluted)M
38.05
34.91
37.40
39.91
42.94
38.49
37.19
36.12
34.09
33.21
30.70
(5.01%)
(1.63%)
65
24.48
Buyback yield%
30.03
29.37
31.68
30.26
30.58
30.30
30.55
27.97
25.66
24.55
24.22
27.97
30.15
80
59.07
Eq/Assets%
208.83
244.91
271.22
294.08
335.10
397.61
405.03
455.99
475.97
536.20
67.12
455.99
366.36
43
6.975
Assets$M
94.86
103.2
109.1
118.2
130.4
145.1
159.8
181.3
195.0
211.5
21.25
10.16%
9.27%
8
29.10
LT debt$M
27.74
29.73
29.56
26.23
27.26
25.71
25.95
23.78
25.12
25.31
20.55
(1.47%)
(0.83%)
5
Total assets
$211.5M
9.27%
1.22×
Revenue
$36.32M
7.12%
1.00×
Non-interest expense
$20.37M
7.12%
1.00×
Net interest income
73.07%
Non-interest income
26.93%